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哈特福德（HIG）与史丹利百得（SWK）财务数据对比。点击上方公司名可切换其他公司
哈特福德的季度营收约是史丹利百得的1.1倍（$4.1B vs $3.8B），哈特福德净利率更高（13.2% vs 1.4%，领先11.8%），史丹利百得同比增速更快（0.1% vs -43.7%），过去两年史丹利百得的营收复合增速更高（0.3% vs -20.8%）
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
史丹利百得是美国知名的工业工具、家用五金产品制造商，同时提供安防类产品，前身为史丹利工具有限公司，由史丹利与百得于2010年3月12日合并而来，总部位于康涅狄格州大哈特福德地区的新不列颠市。
HIG vs SWK — 直观对比
营收规模更大
HIG
是对方的1.1倍
$3.8B
营收增速更快
SWK
高出43.8%
-43.7%
净利率更高
HIG
高出11.8%
1.4%
两年增速更快
SWK
近两年复合增速
-20.8%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.1B | $3.8B |
| 净利润 | $536.0M | $51.4M |
| 毛利率 | — | 31.4% |
| 营业利润率 | — | — |
| 净利率 | 13.2% | 1.4% |
| 营收同比 | -43.7% | 0.1% |
| 净利润同比 | 12.0% | -43.6% |
| 每股收益（稀释后） | — | $0.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HIGSWK
| Q1 26 | $4.1B | — | ||
| Q4 25 | $7.3B | — | ||
| Q3 25 | $7.2B | $3.8B | ||
| Q2 25 | $7.0B | $3.9B | ||
| Q1 25 | $6.8B | $3.7B | ||
| Q4 24 | $6.9B | $3.7B | ||
| Q3 24 | $6.8B | $3.8B | ||
| Q2 24 | $6.5B | $4.0B |
净利润HIGSWK
| Q1 26 | $536.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $1.1B | $51.4M | ||
| Q2 25 | $995.0M | $101.9M | ||
| Q1 25 | $630.0M | $90.4M | ||
| Q4 24 | — | $194.9M | ||
| Q3 24 | $767.0M | $91.1M | ||
| Q2 24 | $738.0M | $-11.2M |
毛利率HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 31.4% | ||
| Q2 25 | — | 27.0% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 30.8% | ||
| Q3 24 | — | 29.9% | ||
| Q2 24 | — | 28.4% |
营业利润率HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | 19.3% | — | ||
| Q3 25 | 18.2% | — | ||
| Q2 25 | 17.8% | — | ||
| Q1 25 | 11.5% | — | ||
| Q4 24 | 15.6% | 3.4% | ||
| Q3 24 | 14.1% | 10.6% | ||
| Q2 24 | 14.1% | 9.5% |
净利率HIGSWK
| Q1 26 | 13.2% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 14.9% | 1.4% | ||
| Q2 25 | 14.2% | 2.6% | ||
| Q1 25 | 9.3% | 2.4% | ||
| Q4 24 | — | 5.2% | ||
| Q3 24 | 11.4% | 2.4% | ||
| Q2 24 | 11.4% | -0.3% |
每股收益（稀释后）HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | $3.96 | — | ||
| Q3 25 | $3.77 | $0.34 | ||
| Q2 25 | $3.44 | $0.67 | ||
| Q1 25 | $2.15 | $0.60 | ||
| Q4 24 | $2.88 | $1.29 | ||
| Q3 24 | $2.56 | $0.60 | ||
| Q2 24 | $2.44 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7M | $268.3M |
| 总债务越低越好 | — | $5.3B |
| 股东权益账面价值 | $16.8M | $9.0B |
| 总资产 | $86.3M | $21.8B |
| 负债/权益比越低杠杆越低 | — | 0.59× |
8季度趋势，按日历期对齐
现金及短期投资HIGSWK
| Q1 26 | $1.7M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $268.3M | ||
| Q2 25 | — | $311.8M | ||
| Q1 25 | — | $344.8M | ||
| Q4 24 | — | $290.5M | ||
| Q3 24 | — | $298.7M | ||
| Q2 24 | — | $318.5M |
总债务HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | $4.4B | — | ||
| Q3 25 | $4.4B | $5.3B | ||
| Q2 25 | $4.4B | $5.6B | ||
| Q1 25 | $4.4B | $5.6B | ||
| Q4 24 | $4.4B | $6.1B | ||
| Q3 24 | $4.4B | $6.1B | ||
| Q2 24 | $4.4B | $6.1B |
股东权益HIGSWK
| Q1 26 | $16.8M | — | ||
| Q4 25 | $19.0B | — | ||
| Q3 25 | $18.4B | $9.0B | ||
| Q2 25 | $17.5B | $9.1B | ||
| Q1 25 | $16.8B | $8.8B | ||
| Q4 24 | $16.4B | $8.7B | ||
| Q3 24 | $17.0B | $8.9B | ||
| Q2 24 | $15.7B | $8.7B |
总资产HIGSWK
| Q1 26 | $86.3M | — | ||
| Q4 25 | $86.0B | — | ||
| Q3 25 | $85.0B | $21.8B | ||
| Q2 25 | $83.6B | $22.5B | ||
| Q1 25 | $82.3B | $22.5B | ||
| Q4 24 | $80.9B | $21.8B | ||
| Q3 24 | $81.2B | $22.5B | ||
| Q2 24 | $79.0B | $22.5B |
负债/权益比HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.24× | 0.59× | ||
| Q2 25 | 0.25× | 0.62× | ||
| Q1 25 | 0.26× | 0.63× | ||
| Q4 24 | 0.27× | 0.70× | ||
| Q3 24 | 0.26× | 0.69× | ||
| Q2 24 | 0.28× | 0.70× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $221.2M |
| 自由现金流经营现金流 - 资本支出 | — | $155.3M |
| 自由现金流率自由现金流/营收 | — | 4.1% |
| 资本支出强度资本支出/营收 | — | 1.8% |
| 现金转化率经营现金流/净利润 | — | 4.30× |
| 过去12个月自由现金流最近4个季度 | — | $369.6M |
8季度趋势，按日历期对齐
经营现金流HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | $5.9B | — | ||
| Q3 25 | $1.8B | $221.2M | ||
| Q2 25 | $1.3B | $214.3M | ||
| Q1 25 | $985.0M | $-420.0M | ||
| Q4 24 | $5.9B | $679.1M | ||
| Q3 24 | $1.7B | $285.8M | ||
| Q2 24 | $1.3B | $573.0M |
自由现金流HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | $5.8B | — | ||
| Q3 25 | $1.8B | $155.3M | ||
| Q2 25 | $1.3B | $134.7M | ||
| Q1 25 | $947.0M | $-485.0M | ||
| Q4 24 | $5.8B | $564.6M | ||
| Q3 24 | $1.6B | $199.3M | ||
| Q2 24 | $1.2B | $485.8M |
自由现金流率HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | 78.4% | — | ||
| Q3 25 | 24.8% | 4.1% | ||
| Q2 25 | 17.9% | 3.4% | ||
| Q1 25 | 13.9% | -13.0% | ||
| Q4 24 | 83.8% | 15.2% | ||
| Q3 24 | 24.0% | 5.3% | ||
| Q2 24 | 18.5% | 12.1% |
资本支出强度HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | 2.3% | — | ||
| Q3 25 | 0.6% | 1.8% | ||
| Q2 25 | 0.6% | 2.0% | ||
| Q1 25 | 0.6% | 1.7% | ||
| Q4 24 | 2.1% | 3.1% | ||
| Q3 24 | 0.9% | 2.3% | ||
| Q2 24 | 0.9% | 2.2% |
现金转化率HIGSWK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.70× | 4.30× | ||
| Q2 25 | 1.30× | 2.10× | ||
| Q1 25 | 1.56× | -4.65× | ||
| Q4 24 | — | 3.48× | ||
| Q3 24 | 2.19× | 3.14× | ||
| Q2 24 | 1.71× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
SWK
| Tools And Outdoor Segment | $3.3B | 87% |
| Engineered Fastening Segment | $500.5M | 13% |
