vs
Heritage Insurance Holdings, Inc.（HRTG）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
UiPath, Inc.的季度营收约是Heritage Insurance Holdings, Inc.的1.9倍（$411.1M vs $215.3M），UiPath, Inc.净利率更高（48.4% vs 31.0%，领先17.4%），UiPath, Inc.同比增速更快（15.9% vs 2.4%），Heritage Insurance Holdings, Inc.自由现金流更多（$174.2M vs $25.1M），过去两年Heritage Insurance Holdings, Inc.的营收复合增速更高（6.1% vs 0.7%）
该公司是一家位于美国佛罗里达州的财产意外保险公司，在美国多个沿海州开展业务，主要为客户提供商业保险、住宅保险、房主保险以及洪水保险等各类财产意外保障产品。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
HRTG vs PATH — 直观对比
营收规模更大
PATH
是对方的1.9倍
$215.3M
营收增速更快
PATH
高出13.5%
2.4%
净利率更高
PATH
高出17.4%
31.0%
自由现金流更多
HRTG
多$149.1M
$25.1M
两年增速更快
HRTG
近两年复合增速
0.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $215.3M | $411.1M |
| 净利润 | $66.7M | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | 41.6% | 3.2% |
| 净利率 | 31.0% | 48.4% |
| 营收同比 | 2.4% | 15.9% |
| 净利润同比 | 228.6% | 1966.2% |
| 每股收益（稀释后） | $2.15 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HRTGPATH
| Q4 25 | $215.3M | $411.1M | ||
| Q3 25 | $212.5M | $361.7M | ||
| Q2 25 | $208.0M | $356.6M | ||
| Q1 25 | $211.5M | $423.6M | ||
| Q4 24 | $210.3M | $354.7M | ||
| Q3 24 | $211.8M | $316.3M | ||
| Q2 24 | $203.6M | $335.1M | ||
| Q1 24 | $191.3M | $405.3M |
净利润HRTGPATH
| Q4 25 | $66.7M | $198.8M | ||
| Q3 25 | $50.4M | $1.6M | ||
| Q2 25 | $48.0M | $-22.6M | ||
| Q1 25 | $30.5M | $51.8M | ||
| Q4 24 | $20.3M | $-10.7M | ||
| Q3 24 | $8.2M | $-86.1M | ||
| Q2 24 | $18.9M | $-28.7M | ||
| Q1 24 | $14.2M | $33.9M |
毛利率HRTGPATH
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% | ||
| Q1 24 | — | 86.8% |
营业利润率HRTGPATH
| Q4 25 | 41.6% | 3.2% | ||
| Q3 25 | 33.0% | -5.6% | ||
| Q2 25 | 31.2% | -4.6% | ||
| Q1 25 | 20.1% | 7.9% | ||
| Q4 24 | 15.0% | -12.2% | ||
| Q3 24 | 5.5% | -32.7% | ||
| Q2 24 | 13.6% | -14.8% | ||
| Q1 24 | 11.9% | 3.7% |
净利率HRTGPATH
| Q4 25 | 31.0% | 48.4% | ||
| Q3 25 | 23.7% | 0.4% | ||
| Q2 25 | 23.1% | -6.3% | ||
| Q1 25 | 14.4% | 12.2% | ||
| Q4 24 | 9.7% | -3.0% | ||
| Q3 24 | 3.8% | -27.2% | ||
| Q2 24 | 9.3% | -8.6% | ||
| Q1 24 | 7.4% | 8.4% |
每股收益（稀释后）HRTGPATH
| Q4 25 | $2.15 | $0.37 | ||
| Q3 25 | $1.63 | $0.00 | ||
| Q2 25 | $1.55 | $-0.04 | ||
| Q1 25 | $0.99 | $0.09 | ||
| Q4 24 | $0.66 | $-0.02 | ||
| Q3 24 | $0.27 | $-0.15 | ||
| Q2 24 | $0.61 | $-0.05 | ||
| Q1 24 | $0.47 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $559.3M | $1.4B |
| 总债务越低越好 | $78.4M | — |
| 股东权益账面价值 | $505.3M | $1.9B |
| 总资产 | $2.2B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.16× | — |
8季度趋势，按日历期对齐
现金及短期投资HRTGPATH
| Q4 25 | $559.3M | $1.4B | ||
| Q3 25 | $560.4M | $1.4B | ||
| Q2 25 | $473.5M | $1.6B | ||
| Q1 25 | $425.9M | $1.6B | ||
| Q4 24 | $452.7M | $1.6B | ||
| Q3 24 | $509.9M | $1.7B | ||
| Q2 24 | $480.9M | $1.9B | ||
| Q1 24 | $386.1M | $1.9B |
总债务HRTGPATH
| Q4 25 | $78.4M | — | ||
| Q3 25 | $79.3M | — | ||
| Q2 25 | $92.4M | — | ||
| Q1 25 | $94.8M | — | ||
| Q4 24 | $116.3M | — | ||
| Q3 24 | $118.6M | — | ||
| Q2 24 | $120.8M | — | ||
| Q1 24 | $123.0M | — |
股东权益HRTGPATH
| Q4 25 | $505.3M | $1.9B | ||
| Q3 25 | $437.3M | $1.7B | ||
| Q2 25 | $383.3M | $1.7B | ||
| Q1 25 | $329.0M | $1.8B | ||
| Q4 24 | $290.8M | $1.7B | ||
| Q3 24 | $279.3M | $1.8B | ||
| Q2 24 | $255.3M | $2.0B | ||
| Q1 24 | $234.9M | $2.0B |
总资产HRTGPATH
| Q4 25 | $2.2B | $2.9B | ||
| Q3 25 | $2.4B | $2.6B | ||
| Q2 25 | $2.5B | $2.6B | ||
| Q1 25 | $2.2B | $2.9B | ||
| Q4 24 | $2.5B | $2.7B | ||
| Q3 24 | $2.4B | $2.7B | ||
| Q2 24 | $2.6B | $2.8B | ||
| Q1 24 | $2.1B | $3.0B |
负债/权益比HRTGPATH
| Q4 25 | 0.16× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.29× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.42× | — | ||
| Q2 24 | 0.47× | — | ||
| Q1 24 | 0.52× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $182.2M | $28.3M |
| 自由现金流经营现金流 - 资本支出 | $174.2M | $25.1M |
| 自由现金流率自由现金流/营收 | 80.9% | 6.1% |
| 资本支出强度资本支出/营收 | 3.7% | 0.8% |
| 现金转化率经营现金流/净利润 | 2.73× | 0.14× |
| 过去12个月自由现金流最近4个季度 | $337.4M | — |
8季度趋势，按日历期对齐
经营现金流HRTGPATH
| Q4 25 | $182.2M | $28.3M | ||
| Q3 25 | $124.3M | $41.6M | ||
| Q2 25 | $43.3M | $119.0M | ||
| Q1 25 | $837.0K | $146.1M | ||
| Q4 24 | $87.1M | $28.1M | ||
| Q3 24 | $-13.4M | $46.4M | ||
| Q2 24 | $152.2M | $100.0M | ||
| Q1 24 | $4.3M | $145.6M |
自由现金流HRTGPATH
| Q4 25 | $174.2M | $25.1M | ||
| Q3 25 | $122.7M | — | ||
| Q2 25 | $41.8M | $106.2M | ||
| Q1 25 | $-1.3M | $138.7M | ||
| Q4 24 | $78.9M | $23.2M | ||
| Q3 24 | $-16.3M | $45.0M | ||
| Q2 24 | $149.8M | $98.8M | ||
| Q1 24 | $4.1M | $141.8M |
自由现金流率HRTGPATH
| Q4 25 | 80.9% | 6.1% | ||
| Q3 25 | 57.8% | — | ||
| Q2 25 | 20.1% | 29.8% | ||
| Q1 25 | -0.6% | 32.7% | ||
| Q4 24 | 37.5% | 6.5% | ||
| Q3 24 | -7.7% | 14.2% | ||
| Q2 24 | 73.6% | 29.5% | ||
| Q1 24 | 2.1% | 35.0% |
资本支出强度HRTGPATH
| Q4 25 | 3.7% | 0.8% | ||
| Q3 25 | 0.7% | 0.0% | ||
| Q2 25 | 0.7% | 3.6% | ||
| Q1 25 | 1.0% | 1.7% | ||
| Q4 24 | 3.9% | 1.4% | ||
| Q3 24 | 1.4% | 0.4% | ||
| Q2 24 | 1.2% | 0.4% | ||
| Q1 24 | 0.1% | 0.9% |
现金转化率HRTGPATH
| Q4 25 | 2.73× | 0.14× | ||
| Q3 25 | 2.47× | 26.25× | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.03× | 2.82× | ||
| Q4 24 | 4.29× | — | ||
| Q3 24 | -1.64× | — | ||
| Q2 24 | 8.07× | — | ||
| Q1 24 | 0.30× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HRTG
暂无分部数据
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
