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HomeTrust Bancshares, Inc.（HTB）与NORTHRIM BANCORP INC（NRIM）财务数据对比。点击上方公司名可切换其他公司
NORTHRIM BANCORP INC的季度营收约是HomeTrust Bancshares, Inc.的1.4倍（$61.2M vs $44.2M）。NORTHRIM BANCORP INC同比增速更快（11.6% vs 1.7%）。NORTHRIM BANCORP INC自由现金流更多（$32.3M vs $-3.2M）。过去两年NORTHRIM BANCORP INC的营收复合增速更高（18.4% vs 3.6%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
Northrim Bancorp Inc是总部位于美国阿拉斯加州的区域银行控股企业，提供商业及个人存贷款、按揭产品、财富管理等多元化金融服务，服务覆盖本地小微企业、个人消费者及企业客户群体。
HTB vs NRIM — 直观对比
营收规模更大
NRIM
是对方的1.4倍
$44.2M
营收增速更快
NRIM
高出9.9%
1.7%
自由现金流更多
NRIM
多$35.5M
$-3.2M
两年增速更快
NRIM
近两年复合增速
3.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $44.2M | $61.2M |
| 净利润 | — | — |
| 毛利率 | — | 79.9% |
| 营业利润率 | 44.9% | 27.2% |
| 净利率 | — | — |
| 营收同比 | 1.7% | 11.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.93 | $-2.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBNRIM
| Q4 25 | $44.2M | $61.2M | ||
| Q3 25 | $45.4M | $77.2M | ||
| Q2 25 | $44.2M | $61.4M | ||
| Q1 25 | $42.9M | $55.8M | ||
| Q4 24 | $43.5M | $54.8M | ||
| Q3 24 | $42.4M | $51.0M | ||
| Q2 24 | $42.4M | $46.5M | ||
| Q1 24 | $41.2M | $43.7M |
净利润HTBNRIM
| Q4 25 | — | — | ||
| Q3 25 | $16.5M | $27.1M | ||
| Q2 25 | $17.2M | $11.8M | ||
| Q1 25 | $14.5M | $13.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.1M | $8.8M | ||
| Q2 24 | $12.4M | $9.0M | ||
| Q1 24 | $15.1M | $8.2M |
毛利率HTBNRIM
| Q4 25 | — | 79.9% | ||
| Q3 25 | — | 84.0% | ||
| Q2 25 | — | 78.5% | ||
| Q1 25 | — | 84.1% | ||
| Q4 24 | — | 77.8% | ||
| Q3 24 | — | 75.2% | ||
| Q2 24 | — | 79.1% | ||
| Q1 24 | — | 78.2% |
营业利润率HTBNRIM
| Q4 25 | 44.9% | 27.2% | ||
| Q3 25 | 46.0% | 44.8% | ||
| Q2 25 | 49.4% | 25.7% | ||
| Q1 25 | 43.0% | 31.5% | ||
| Q4 24 | 42.1% | 24.3% | ||
| Q3 24 | 39.7% | 22.8% | ||
| Q2 24 | 37.2% | 24.9% | ||
| Q1 24 | 46.1% | 24.1% |
净利率HTBNRIM
| Q4 25 | — | — | ||
| Q3 25 | 36.3% | 35.1% | ||
| Q2 25 | 38.9% | 19.2% | ||
| Q1 25 | 33.9% | 23.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | 31.0% | 17.3% | ||
| Q2 24 | 29.3% | 19.4% | ||
| Q1 24 | 36.5% | 18.8% |
每股收益（稀释后）HTBNRIM
| Q4 25 | $0.93 | $-2.80 | ||
| Q3 25 | $0.95 | $1.20 | ||
| Q2 25 | $1.00 | $2.09 | ||
| Q1 25 | $0.84 | $2.38 | ||
| Q4 24 | $0.83 | $-1.83 | ||
| Q3 24 | $0.76 | $0.39 | ||
| Q2 24 | $0.73 | $1.62 | ||
| Q1 24 | $0.88 | $1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $324.7M | — |
| 总债务越低越好 | — | $12.8M |
| 股东权益账面价值 | $600.7M | $326.5M |
| 总资产 | $4.5B | $3.3B |
| 负债/权益比越低杠杆越低 | — | 0.04× |
8季度趋势，按日历期对齐
现金及短期投资HTBNRIM
| Q4 25 | $324.7M | — | ||
| Q3 25 | $315.8M | — | ||
| Q2 25 | $297.2M | — | ||
| Q1 25 | $299.8M | — | ||
| Q4 24 | $279.2M | — | ||
| Q3 24 | $293.5M | — | ||
| Q2 24 | $294.2M | — | ||
| Q1 24 | $380.5M | — |
总债务HTBNRIM
| Q4 25 | — | $12.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $23.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HTBNRIM
| Q4 25 | $600.7M | $326.5M | ||
| Q3 25 | $595.8M | $315.7M | ||
| Q2 25 | $579.3M | $290.2M | ||
| Q1 25 | $565.4M | $279.8M | ||
| Q4 24 | $551.8M | $267.1M | ||
| Q3 24 | $540.0M | $260.1M | ||
| Q2 24 | $523.6M | $247.2M | ||
| Q1 24 | $513.2M | $239.3M |
总资产HTBNRIM
| Q4 25 | $4.5B | $3.3B | ||
| Q3 25 | $4.6B | $3.3B | ||
| Q2 25 | $4.6B | $3.2B | ||
| Q1 25 | $4.6B | $3.1B | ||
| Q4 24 | $4.6B | $3.0B | ||
| Q3 24 | $4.6B | $3.0B | ||
| Q2 24 | $4.7B | $2.8B | ||
| Q1 24 | $4.7B | $2.8B |
负债/权益比HTBNRIM
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.09× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-2.1M | $34.5M |
| 自由现金流经营现金流 - 资本支出 | $-3.2M | $32.3M |
| 自由现金流率自由现金流/营收 | -7.1% | 52.8% |
| 资本支出强度资本支出/营收 | 2.4% | 3.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $45.3M | $133.9M |
8季度趋势，按日历期对齐
经营现金流HTBNRIM
| Q4 25 | $-2.1M | $34.5M | ||
| Q3 25 | $-11.3M | $92.7M | ||
| Q2 25 | $-8.8M | $-4.4M | ||
| Q1 25 | $71.7M | $16.5M | ||
| Q4 24 | $4.8M | $35.5M | ||
| Q3 24 | $43.8M | $-201.0K | ||
| Q2 24 | $5.9M | $-38.5M | ||
| Q1 24 | $-9.0M | $-5.5M |
自由现金流HTBNRIM
| Q4 25 | $-3.2M | $32.3M | ||
| Q3 25 | $-12.0M | $89.9M | ||
| Q2 25 | $-10.2M | $-4.7M | ||
| Q1 25 | $70.7M | $16.3M | ||
| Q4 24 | $3.2M | $34.1M | ||
| Q3 24 | $43.1M | $-330.0K | ||
| Q2 24 | $5.7M | $-39.4M | ||
| Q1 24 | $-9.6M | $-6.6M |
自由现金流率HTBNRIM
| Q4 25 | -7.1% | 52.8% | ||
| Q3 25 | -26.5% | 116.5% | ||
| Q2 25 | -23.0% | -7.7% | ||
| Q1 25 | 164.7% | 29.3% | ||
| Q4 24 | 7.4% | 62.2% | ||
| Q3 24 | 101.7% | -0.6% | ||
| Q2 24 | 13.4% | -84.7% | ||
| Q1 24 | -23.3% | -15.1% |
资本支出强度HTBNRIM
| Q4 25 | 2.4% | 3.6% | ||
| Q3 25 | 1.7% | 3.5% | ||
| Q2 25 | 3.0% | 0.5% | ||
| Q1 25 | 2.4% | 0.4% | ||
| Q4 24 | 3.6% | 2.6% | ||
| Q3 24 | 1.6% | 0.3% | ||
| Q2 24 | 0.6% | 1.9% | ||
| Q1 24 | 1.4% | 2.4% |
现金转化率HTBNRIM
| Q4 25 | — | — | ||
| Q3 25 | -0.68× | 3.42× | ||
| Q2 25 | -0.51× | -0.37× | ||
| Q1 25 | 4.93× | 1.24× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.34× | -0.02× | ||
| Q2 24 | 0.48× | -4.27× | ||
| Q1 24 | -0.60× | -0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTB
暂无分部数据
NRIM
| Community Banking Segment | $44.3M | 72% |
| Specialty Finance Segment | $7.4M | 12% |
| Other | $4.7M | 8% |
| Home Mortgage Lending Segment | $3.6M | 6% |
| Credit And Debit Card | $1.2M | 2% |
