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HERITAGE COMMERCE CORP（HTBK）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是HERITAGE COMMERCE CORP的1.1倍（$57.1M vs $53.6M），HERITAGE COMMERCE CORP净利率更高（28.2% vs 0.8%，领先27.4%），REGIS CORP同比增速更快（22.3% vs 15.6%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $891.0K），过去两年HERITAGE COMMERCE CORP的营收复合增速更高（12.8% vs 7.8%）
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
HTBK vs RGS — 直观对比
营收规模更大
RGS
是对方的1.1倍
$53.6M
营收增速更快
RGS
高出6.6%
15.6%
净利率更高
HTBK
高出27.4%
0.8%
自由现金流更多
HTBK
多$60.4M
$891.0K
两年增速更快
HTBK
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $57.1M |
| 净利润 | $15.1M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 41.0% | 10.8% |
| 净利率 | 28.2% | 0.8% |
| 营收同比 | 15.6% | 22.3% |
| 净利润同比 | 42.3% | -94.0% |
| 每股收益（稀释后） | $0.25 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBKRGS
| Q4 25 | $53.6M | $57.1M | ||
| Q3 25 | $50.0M | $59.0M | ||
| Q2 25 | $47.8M | $60.4M | ||
| Q1 25 | $46.1M | $57.0M | ||
| Q4 24 | $46.4M | $46.7M | ||
| Q3 24 | $42.2M | $46.1M | ||
| Q2 24 | $41.7M | $49.4M | ||
| Q1 24 | $42.1M | $49.2M |
净利润HTBKRGS
| Q4 25 | $15.1M | $456.0K | ||
| Q3 25 | $14.7M | $1.4M | ||
| Q2 25 | $6.4M | $116.5M | ||
| Q1 25 | $11.6M | $250.0K | ||
| Q4 24 | $10.6M | $7.6M | ||
| Q3 24 | $10.5M | $-853.0K | ||
| Q2 24 | $9.2M | $91.2M | ||
| Q1 24 | $10.2M | $-2.3M |
营业利润率HTBKRGS
| Q4 25 | 41.0% | 10.8% | ||
| Q3 25 | 41.1% | 10.0% | ||
| Q2 25 | 18.7% | 12.1% | ||
| Q1 25 | 35.4% | 8.8% | ||
| Q4 24 | 31.8% | 11.8% | ||
| Q3 24 | 34.3% | 4.6% | ||
| Q2 24 | 31.3% | — | ||
| Q1 24 | 34.2% | 8.3% |
净利率HTBKRGS
| Q4 25 | 28.2% | 0.8% | ||
| Q3 25 | 29.4% | 2.3% | ||
| Q2 25 | 13.4% | 192.9% | ||
| Q1 25 | 25.2% | 0.4% | ||
| Q4 24 | 22.9% | 16.4% | ||
| Q3 24 | 24.9% | -1.9% | ||
| Q2 24 | 22.1% | 184.7% | ||
| Q1 24 | 24.1% | -4.7% |
每股收益（稀释后）HTBKRGS
| Q4 25 | $0.25 | $0.16 | ||
| Q3 25 | $0.24 | $0.49 | ||
| Q2 25 | $0.10 | $43.67 | ||
| Q1 25 | $0.19 | $0.08 | ||
| Q4 24 | $0.17 | $2.71 | ||
| Q3 24 | $0.17 | $-0.36 | ||
| Q2 24 | $0.15 | $38.40 | ||
| Q1 24 | $0.17 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $708.6M | $188.7M |
| 总资产 | $5.8B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资HTBKRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务HTBKRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益HTBKRGS
| Q4 25 | $708.6M | $188.7M | ||
| Q3 25 | $700.0M | $187.6M | ||
| Q2 25 | $694.7M | $185.6M | ||
| Q1 25 | $696.2M | $68.6M | ||
| Q4 24 | $689.7M | $66.7M | ||
| Q3 24 | $685.4M | $56.4M | ||
| Q2 24 | $679.2M | $56.8M | ||
| Q1 24 | $676.3M | $-35.8M |
总资产HTBKRGS
| Q4 25 | $5.8B | $588.3M | ||
| Q3 25 | $5.6B | $592.1M | ||
| Q2 25 | $5.5B | $599.0M | ||
| Q1 25 | $5.5B | $511.2M | ||
| Q4 24 | $5.6B | $530.1M | ||
| Q3 24 | $5.6B | $508.9M | ||
| Q2 24 | $5.3B | $530.5M | ||
| Q1 24 | $5.3B | $543.7M |
负债/权益比HTBKRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.7M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $61.3M | $891.0K |
| 自由现金流率自由现金流/营收 | 114.3% | 1.6% |
| 资本支出强度资本支出/营收 | 0.7% | 1.4% |
| 现金转化率经营现金流/净利润 | 4.08× | 3.65× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流HTBKRGS
| Q4 25 | $61.7M | $1.7M | ||
| Q3 25 | $18.9M | $2.3M | ||
| Q2 25 | $8.0M | $6.8M | ||
| Q1 25 | $14.8M | $6.2M | ||
| Q4 24 | $39.0M | $2.1M | ||
| Q3 24 | $5.3M | $-1.3M | ||
| Q2 24 | $10.5M | $5.1M | ||
| Q1 24 | $7.3M | $-277.0K |
自由现金流HTBKRGS
| Q4 25 | $61.3M | $891.0K | ||
| Q3 25 | $18.8M | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | $37.3M | $1.7M | ||
| Q3 24 | $4.9M | $-1.4M | ||
| Q2 24 | $9.9M | $5.1M | ||
| Q1 24 | $6.9M | $-326.0K |
自由现金流率HTBKRGS
| Q4 25 | 114.3% | 1.6% | ||
| Q3 25 | 37.7% | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | 80.5% | 3.6% | ||
| Q3 24 | 11.6% | -3.0% | ||
| Q2 24 | 23.6% | 10.3% | ||
| Q1 24 | 16.4% | -0.7% |
资本支出强度HTBKRGS
| Q4 25 | 0.7% | 1.4% | ||
| Q3 25 | 0.1% | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | 3.5% | 0.9% | ||
| Q3 24 | 1.0% | 0.0% | ||
| Q2 24 | 1.6% | 0.0% | ||
| Q1 24 | 1.0% | 0.1% |
现金转化率HTBKRGS
| Q4 25 | 4.08× | 3.65× | ||
| Q3 25 | 1.28× | 1.68× | ||
| Q2 25 | 1.25× | 0.06× | ||
| Q1 25 | 1.28× | 24.80× | ||
| Q4 24 | 3.67× | 0.28× | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 1.14× | 0.06× | ||
| Q1 24 | 0.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTBK
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
