vs
Heartflow, Inc.（HTFL）与OCTAVE SPECIALTY GROUP INC（OSG）财务数据对比。点击上方公司名可切换其他公司
OCTAVE SPECIALTY GROUP INC的季度营收约是Heartflow, Inc.的1.4倍（$66.9M vs $46.3M），OCTAVE SPECIALTY GROUP INC净利率更高（-73.8% vs -109.9%，领先36.1%）
Heartflow是一家专注于非侵入式心血管诊断解决方案的医疗科技企业，核心技术可通过CT扫描数据构建患者冠状动脉3D模型，评估血流状况以识别血管堵塞，辅助临床医生制定个性化心脏病诊疗方案，服务全球医疗机构。
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
HTFL vs OSG — 直观对比
营收规模更大
OSG
是对方的1.4倍
$46.3M
净利率更高
OSG
高出36.1%
-109.9%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $46.3M | $66.9M |
| 净利润 | $-50.9M | $-29.7M |
| 毛利率 | 76.5% | — |
| 营业利润率 | -32.6% | -76.7% |
| 净利率 | -109.9% | -73.8% |
| 营收同比 | — | 2.6% |
| 净利润同比 | — | -41.7% |
| 每股收益（稀释后） | $-1.04 | $-0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTFLOSG
| Q4 25 | — | $66.9M | ||
| Q3 25 | $46.3M | $66.6M | ||
| Q2 25 | $43.4M | $55.0M | ||
| Q1 25 | — | $62.8M | ||
| Q4 24 | — | $65.2M | ||
| Q3 24 | — | $70.0M | ||
| Q2 24 | — | $51.0M | ||
| Q1 24 | — | $49.6M |
净利润HTFLOSG
| Q4 25 | — | $-29.7M | ||
| Q3 25 | $-50.9M | $-112.6M | ||
| Q2 25 | $-9.2M | $-72.7M | ||
| Q1 25 | — | $-44.7M | ||
| Q4 24 | — | $-20.9M | ||
| Q3 24 | — | $-27.5M | ||
| Q2 24 | — | $-750.0K | ||
| Q1 24 | — | $20.8M |
毛利率HTFLOSG
| Q4 25 | — | — | ||
| Q3 25 | 76.5% | — | ||
| Q2 25 | 75.5% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率HTFLOSG
| Q4 25 | — | -76.7% | ||
| Q3 25 | -32.6% | -48.2% | ||
| Q2 25 | -31.6% | -41.8% | ||
| Q1 25 | — | -24.1% | ||
| Q4 24 | — | -55.5% | ||
| Q3 24 | — | -29.7% | ||
| Q2 24 | — | -28.9% | ||
| Q1 24 | — | -6.5% |
净利率HTFLOSG
| Q4 25 | — | -73.8% | ||
| Q3 25 | -109.9% | -169.1% | ||
| Q2 25 | -21.2% | -132.3% | ||
| Q1 25 | — | -71.3% | ||
| Q4 24 | — | -55.1% | ||
| Q3 24 | — | -39.3% | ||
| Q2 24 | — | -1.5% | ||
| Q1 24 | — | 41.9% |
每股收益（稀释后）HTFLOSG
| Q4 25 | — | $-0.82 | ||
| Q3 25 | $-1.04 | $-2.35 | ||
| Q2 25 | $-1.46 | $-1.54 | ||
| Q1 25 | — | $-1.22 | ||
| Q4 24 | — | $-11.75 | ||
| Q3 24 | — | $-0.63 | ||
| Q2 24 | — | $-0.02 | ||
| Q1 24 | — | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | $146.4M |
| 总债务越低越好 | — | $117.6M |
| 股东权益账面价值 | $254.6M | $715.8M |
| 总资产 | $364.4M | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.16× |
8季度趋势，按日历期对齐
现金及短期投资HTFLOSG
| Q4 25 | — | $146.4M | ||
| Q3 25 | $291.2M | $27.5M | ||
| Q2 25 | $80.2M | $22.5M | ||
| Q1 25 | — | $34.1M | ||
| Q4 24 | — | $157.2M | ||
| Q3 24 | — | $40.8M | ||
| Q2 24 | — | $14.6M | ||
| Q1 24 | — | $13.8M |
总债务HTFLOSG
| Q4 25 | — | $117.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $518.0M | ||
| Q2 24 | — | $515.0M | ||
| Q1 24 | — | $512.0M |
股东权益HTFLOSG
| Q4 25 | — | $715.8M | ||
| Q3 25 | $254.6M | $843.4M | ||
| Q2 25 | $-894.8M | $859.8M | ||
| Q1 25 | — | $852.2M | ||
| Q4 24 | — | $798.4M | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.4B |
总资产HTFLOSG
| Q4 25 | — | $2.2B | ||
| Q3 25 | $364.4M | $2.1B | ||
| Q2 25 | $159.4M | $8.5B | ||
| Q1 25 | — | $8.3B | ||
| Q4 24 | — | $8.1B | ||
| Q3 24 | — | $9.3B | ||
| Q2 24 | — | $8.2B | ||
| Q1 24 | — | $8.4B |
负债/权益比HTFLOSG
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.38× | ||
| Q1 24 | — | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $-52.3M |
| 自由现金流经营现金流 - 资本支出 | $-4.2M | — |
| 自由现金流率自由现金流/营收 | -9.1% | — |
| 资本支出强度资本支出/营收 | 2.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流HTFLOSG
| Q4 25 | — | $-52.3M | ||
| Q3 25 | $-3.0M | $-41.2M | ||
| Q2 25 | $-40.5M | $2.1M | ||
| Q1 25 | — | $-12.6M | ||
| Q4 24 | — | $762.0K | ||
| Q3 24 | — | $48.9M | ||
| Q2 24 | — | $20.4M | ||
| Q1 24 | — | $7.1M |
自由现金流HTFLOSG
| Q4 25 | — | — | ||
| Q3 25 | $-4.2M | — | ||
| Q2 25 | $-42.4M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率HTFLOSG
| Q4 25 | — | — | ||
| Q3 25 | -9.1% | — | ||
| Q2 25 | -97.6% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度HTFLOSG
| Q4 25 | — | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 4.4% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率HTFLOSG
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTFL
暂无分部数据
OSG
| Other | $28.7M | 43% |
| Specialty Property Casualty Program | $23.1M | 34% |
| Accident Health | $9.6M | 14% |
| Specialty Automobile | $3.1M | 5% |
| Niche Specialty Risks | $2.4M | 4% |
