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Heartflow, Inc.（HTFL）与TFS Financial CORP（TFSL）财务数据对比。点击上方公司名可切换其他公司
TFS Financial CORP的季度营收约是Heartflow, Inc.的1.8倍（$83.7M vs $46.3M），TFS Financial CORP净利率更高（26.6% vs -109.9%，领先136.5%），TFS Financial CORP自由现金流更多（$57.1M vs $-4.2M）
Heartflow是一家专注于非侵入式心血管诊断解决方案的医疗科技企业，核心技术可通过CT扫描数据构建患者冠状动脉3D模型，评估血流状况以识别血管堵塞，辅助临床医生制定个性化心脏病诊疗方案，服务全球医疗机构。
TFS金融公司是一家总部位于美国的金融控股企业，主要通过旗下零售银行子公司开展业务，提供住房抵押贷款、储蓄账户及其他消费金融产品，核心客群主要分布于俄亥俄州和佛罗里达州，以个人及家庭客户为服务重心。
HTFL vs TFSL — 直观对比
营收规模更大
TFSL
是对方的1.8倍
$46.3M
净利率更高
TFSL
高出136.5%
-109.9%
自由现金流更多
TFSL
多$61.3M
$-4.2M
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $46.3M | $83.7M |
| 净利润 | $-50.9M | $22.3M |
| 毛利率 | 76.5% | — |
| 营业利润率 | -32.6% | 34.0% |
| 净利率 | -109.9% | 26.6% |
| 营收同比 | — | 11.9% |
| 净利润同比 | — | -0.7% |
| 每股收益（稀释后） | $-1.04 | $0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTFLTFSL
| Q4 25 | — | $83.7M | ||
| Q3 25 | $46.3M | $85.5M | ||
| Q2 25 | $43.4M | $82.0M | ||
| Q1 25 | — | $79.1M | ||
| Q4 24 | — | $74.8M | ||
| Q3 24 | — | $75.1M | ||
| Q2 24 | — | $75.5M | ||
| Q1 24 | — | $77.1M |
净利润HTFLTFSL
| Q4 25 | — | $22.3M | ||
| Q3 25 | $-50.9M | $26.0M | ||
| Q2 25 | $-9.2M | $21.5M | ||
| Q1 25 | — | $21.0M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $20.0M | ||
| Q1 24 | — | $20.7M |
毛利率HTFLTFSL
| Q4 25 | — | — | ||
| Q3 25 | 76.5% | — | ||
| Q2 25 | 75.5% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率HTFLTFSL
| Q4 25 | — | 34.0% | ||
| Q3 25 | -32.6% | 37.9% | ||
| Q2 25 | -31.6% | 33.3% | ||
| Q1 25 | — | 33.5% | ||
| Q4 24 | — | 37.9% | ||
| Q3 24 | — | 30.7% | ||
| Q2 24 | — | 33.4% | ||
| Q1 24 | — | 33.6% |
净利率HTFLTFSL
| Q4 25 | — | 26.6% | ||
| Q3 25 | -109.9% | 30.4% | ||
| Q2 25 | -21.2% | 26.2% | ||
| Q1 25 | — | 26.6% | ||
| Q4 24 | — | 30.0% | ||
| Q3 24 | — | 24.2% | ||
| Q2 24 | — | 26.4% | ||
| Q1 24 | — | 26.9% |
每股收益（稀释后）HTFLTFSL
| Q4 25 | — | $0.08 | ||
| Q3 25 | $-1.04 | $0.09 | ||
| Q2 25 | $-1.46 | $0.08 | ||
| Q1 25 | — | $0.07 | ||
| Q4 24 | — | $0.08 | ||
| Q3 24 | — | $0.07 | ||
| Q2 24 | — | $0.07 | ||
| Q1 24 | — | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | $456.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $254.6M | $1.9B |
| 总资产 | $364.4M | $17.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTFLTFSL
| Q4 25 | — | $456.7M | ||
| Q3 25 | $291.2M | $429.4M | ||
| Q2 25 | $80.2M | $452.6M | ||
| Q1 25 | — | $463.6M | ||
| Q4 24 | — | $465.9M | ||
| Q3 24 | — | $463.7M | ||
| Q2 24 | — | $560.4M | ||
| Q1 24 | — | $594.3M |
股东权益HTFLTFSL
| Q4 25 | — | $1.9B | ||
| Q3 25 | $254.6M | $1.9B | ||
| Q2 25 | $-894.8M | $1.9B | ||
| Q1 25 | — | $1.9B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $1.9B | ||
| Q1 24 | — | $1.9B |
总资产HTFLTFSL
| Q4 25 | — | $17.5B | ||
| Q3 25 | $364.4M | $17.5B | ||
| Q2 25 | $159.4M | $17.4B | ||
| Q1 25 | — | $17.1B | ||
| Q4 24 | — | $17.1B | ||
| Q3 24 | — | $17.1B | ||
| Q2 24 | — | $17.0B | ||
| Q1 24 | — | $17.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $58.7M |
| 自由现金流经营现金流 - 资本支出 | $-4.2M | $57.1M |
| 自由现金流率自由现金流/营收 | -9.1% | 68.2% |
| 资本支出强度资本支出/营收 | 2.7% | 2.0% |
| 现金转化率经营现金流/净利润 | — | 2.64× |
| 过去12个月自由现金流最近4个季度 | — | $167.4M |
8季度趋势，按日历期对齐
经营现金流HTFLTFSL
| Q4 25 | — | $58.7M | ||
| Q3 25 | $-3.0M | $82.4M | ||
| Q2 25 | $-40.5M | $26.8M | ||
| Q1 25 | — | $21.2M | ||
| Q4 24 | — | $45.5M | ||
| Q3 24 | — | $88.6M | ||
| Q2 24 | — | $96.7M | ||
| Q1 24 | — | $14.2M |
自由现金流HTFLTFSL
| Q4 25 | — | $57.1M | ||
| Q3 25 | $-4.2M | $71.0M | ||
| Q2 25 | $-42.4M | $25.0M | ||
| Q1 25 | — | $14.3M | ||
| Q4 24 | — | $44.9M | ||
| Q3 24 | — | $85.5M | ||
| Q2 24 | — | $95.9M | ||
| Q1 24 | — | $13.4M |
自由现金流率HTFLTFSL
| Q4 25 | — | 68.2% | ||
| Q3 25 | -9.1% | 83.0% | ||
| Q2 25 | -97.6% | 30.5% | ||
| Q1 25 | — | 18.0% | ||
| Q4 24 | — | 60.0% | ||
| Q3 24 | — | 113.8% | ||
| Q2 24 | — | 127.0% | ||
| Q1 24 | — | 17.4% |
资本支出强度HTFLTFSL
| Q4 25 | — | 2.0% | ||
| Q3 25 | 2.7% | 13.4% | ||
| Q2 25 | 4.4% | 2.1% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 1.1% |
现金转化率HTFLTFSL
| Q4 25 | — | 2.64× | ||
| Q3 25 | — | 3.17× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 2.03× | ||
| Q3 24 | — | 4.86× | ||
| Q2 24 | — | 4.85× | ||
| Q1 24 | — | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
