vs
HEARTLAND EXPRESS INC（HTLD）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是HEARTLAND EXPRESS INC的1.0倍（$184.3M vs $179.4M），OFG BANCORP净利率更高（30.3% vs -10.8%，领先41.2%），OFG BANCORP同比增速更快（0.9% vs -26.1%），OFG BANCORP自由现金流更多（$199.3M vs $-44.2M），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -18.5%）
哈特兰德快运是一家总部位于艾奥瓦州北利伯蒂的美国公路货运企业，核心业务为覆盖美国全境的整车公路运输服务，在北美干线货运领域拥有稳定的运营网络与行业经验。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
HTLD vs OFG — 直观对比
营收规模更大
OFG
是对方的1.0倍
$179.4M
营收增速更快
OFG
高出27.0%
-26.1%
净利率更高
OFG
高出41.2%
-10.8%
自由现金流更多
OFG
多$243.5M
$-44.2M
两年增速更快
OFG
近两年复合增速
-18.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $179.4M | $184.3M |
| 净利润 | $-19.4M | $55.9M |
| 毛利率 | — | — |
| 营业利润率 | -12.7% | 25.7% |
| 净利率 | -10.8% | 30.3% |
| 营收同比 | -26.1% | 0.9% |
| 净利润同比 | -949.2% | 11.0% |
| 每股收益（稀释后） | $-0.24 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTLDOFG
| Q4 25 | $179.4M | $184.3M | ||
| Q3 25 | $196.5M | $186.2M | ||
| Q2 25 | $210.4M | $182.4M | ||
| Q1 25 | $219.4M | $178.6M | ||
| Q4 24 | $242.6M | $182.7M | ||
| Q3 24 | $259.9M | $174.7M | ||
| Q2 24 | $274.8M | $179.8M | ||
| Q1 24 | $270.3M | $174.4M |
净利润HTLDOFG
| Q4 25 | $-19.4M | $55.9M | ||
| Q3 25 | $-8.3M | $51.8M | ||
| Q2 25 | $-10.9M | $51.8M | ||
| Q1 25 | $-13.9M | $45.6M | ||
| Q4 24 | $-1.9M | $50.3M | ||
| Q3 24 | $-9.3M | $47.0M | ||
| Q2 24 | $-3.5M | $51.1M | ||
| Q1 24 | $-15.1M | $49.7M |
营业利润率HTLDOFG
| Q4 25 | -12.7% | 25.7% | ||
| Q3 25 | -3.7% | 33.0% | ||
| Q2 25 | -5.9% | 36.1% | ||
| Q1 25 | -6.8% | 33.3% | ||
| Q4 24 | 0.4% | 28.9% | ||
| Q3 24 | -2.7% | 35.4% | ||
| Q2 24 | 0.1% | 39.6% | ||
| Q1 24 | -5.3% | 38.9% |
净利率HTLDOFG
| Q4 25 | -10.8% | 30.3% | ||
| Q3 25 | -4.2% | 27.8% | ||
| Q2 25 | -5.2% | 28.4% | ||
| Q1 25 | -6.3% | 25.5% | ||
| Q4 24 | -0.8% | 27.6% | ||
| Q3 24 | -3.6% | 26.9% | ||
| Q2 24 | -1.3% | 28.4% | ||
| Q1 24 | -5.6% | 28.5% |
每股收益（稀释后）HTLDOFG
| Q4 25 | $-0.24 | $1.27 | ||
| Q3 25 | $-0.11 | $1.16 | ||
| Q2 25 | $-0.14 | $1.15 | ||
| Q1 25 | $-0.18 | $1.00 | ||
| Q4 24 | $-0.03 | $1.10 | ||
| Q3 24 | $-0.12 | $1.00 | ||
| Q2 24 | $-0.04 | $1.08 | ||
| Q1 24 | $-0.19 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $18.5M | $1.0B |
| 总债务越低越好 | $154.1M | — |
| 股东权益账面价值 | $755.3M | $1.4B |
| 总资产 | $1.2B | $12.5B |
| 负债/权益比越低杠杆越低 | 0.20× | — |
8季度趋势，按日历期对齐
现金及短期投资HTLDOFG
| Q4 25 | $18.5M | $1.0B | ||
| Q3 25 | $32.7M | $740.3M | ||
| Q2 25 | $22.9M | $851.8M | ||
| Q1 25 | $23.9M | $710.6M | ||
| Q4 24 | $12.8M | $591.1M | ||
| Q3 24 | $30.7M | $680.6M | ||
| Q2 24 | $23.9M | $740.4M | ||
| Q1 24 | $23.8M | $754.4M |
总债务HTLDOFG
| Q4 25 | $154.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $187.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HTLDOFG
| Q4 25 | $755.3M | $1.4B | ||
| Q3 25 | $775.6M | $1.4B | ||
| Q2 25 | $786.7M | $1.3B | ||
| Q1 25 | $807.7M | $1.3B | ||
| Q4 24 | $822.6M | $1.3B | ||
| Q3 24 | $825.7M | $1.3B | ||
| Q2 24 | $836.8M | $1.2B | ||
| Q1 24 | $848.8M | $1.2B |
总资产HTLDOFG
| Q4 25 | $1.2B | $12.5B | ||
| Q3 25 | $1.3B | $12.2B | ||
| Q2 25 | $1.3B | $12.2B | ||
| Q1 25 | $1.3B | $11.7B | ||
| Q4 24 | $1.3B | $11.5B | ||
| Q3 24 | $1.4B | $11.5B | ||
| Q2 24 | $1.4B | $11.3B | ||
| Q1 24 | $1.5B | $11.2B |
负债/权益比HTLDOFG
| Q4 25 | 0.20× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.23× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.9M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $-44.2M | $199.3M |
| 自由现金流率自由现金流/营收 | -24.6% | 108.1% |
| 资本支出强度资本支出/营收 | 33.0% | 10.0% |
| 现金转化率经营现金流/净利润 | — | 3.90× |
| 过去12个月自由现金流最近4个季度 | $-66.9M | $345.4M |
8季度趋势，按日历期对齐
经营现金流HTLDOFG
| Q4 25 | $14.9M | $217.7M | ||
| Q3 25 | $27.5M | $39.5M | ||
| Q2 25 | $21.0M | $35.9M | ||
| Q1 25 | $25.8M | $83.1M | ||
| Q4 24 | $37.8M | $252.5M | ||
| Q3 24 | $35.6M | $58.1M | ||
| Q2 24 | $40.0M | $95.1M | ||
| Q1 24 | $31.0M | $61.0M |
自由现金流HTLDOFG
| Q4 25 | $-44.2M | $199.3M | ||
| Q3 25 | $-12.2M | $35.5M | ||
| Q2 25 | $-12.8M | $31.8M | ||
| Q1 25 | $2.3M | $78.7M | ||
| Q4 24 | $-45.5M | $231.2M | ||
| Q3 24 | $24.6M | $51.8M | ||
| Q2 24 | $29.4M | $90.4M | ||
| Q1 24 | $26.3M | $54.8M |
自由现金流率HTLDOFG
| Q4 25 | -24.6% | 108.1% | ||
| Q3 25 | -6.2% | 19.1% | ||
| Q2 25 | -6.1% | 17.4% | ||
| Q1 25 | 1.0% | 44.1% | ||
| Q4 24 | -18.8% | 126.5% | ||
| Q3 24 | 9.5% | 29.6% | ||
| Q2 24 | 10.7% | 50.3% | ||
| Q1 24 | 9.7% | 31.4% |
资本支出强度HTLDOFG
| Q4 25 | 33.0% | 10.0% | ||
| Q3 25 | 20.2% | 2.1% | ||
| Q2 25 | 16.1% | 2.3% | ||
| Q1 25 | 10.7% | 2.4% | ||
| Q4 24 | 34.3% | 11.7% | ||
| Q3 24 | 4.2% | 3.6% | ||
| Q2 24 | 3.8% | 2.6% | ||
| Q1 24 | 1.7% | 3.5% |
现金转化率HTLDOFG
| Q4 25 | — | 3.90× | ||
| Q3 25 | — | 0.76× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 1.82× | ||
| Q4 24 | — | 5.02× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | — | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
