vs
H2O AMERICA（HTO）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
H2O AMERICA的季度营收约是OFG BANCORP的1.1倍（$199.4M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 8.1%，领先22.2%），H2O AMERICA同比增速更快（1.5% vs 0.9%），过去两年H2O AMERICA的营收复合增速更高（15.3% vs 2.8%）
H2O Wireless是美国的预付费移动通信服务商，依托AT&T网络运营，隶属于MVNO（移动虚拟网络运营商）Locus通信，自2019年起Locus成为Telrite控股的子公司，此前2010年起曾是KDDI美国旗下资产。该品牌主打无限制套餐服务，支持用户自带或购买无锁智能手机入网，AT&T合约机/锁网机也可兼容使用。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
HTO vs OFG — 直观对比
营收规模更大
HTO
是对方的1.1倍
$184.3M
营收增速更快
HTO
高出0.6%
0.9%
净利率更高
OFG
高出22.2%
8.1%
两年增速更快
HTO
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $199.4M | $184.3M |
| 净利润 | $16.2M | $55.9M |
| 毛利率 | — | — |
| 营业利润率 | 16.6% | 25.7% |
| 净利率 | 8.1% | 30.3% |
| 营收同比 | 1.5% | 0.9% |
| 净利润同比 | -29.2% | 11.0% |
| 每股收益（稀释后） | $0.45 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTOOFG
| Q4 25 | $199.4M | $184.3M | ||
| Q3 25 | $243.5M | $186.2M | ||
| Q2 25 | $197.8M | $182.4M | ||
| Q1 25 | $164.9M | $178.6M | ||
| Q4 24 | $196.5M | $182.7M | ||
| Q3 24 | $216.7M | $174.7M | ||
| Q2 24 | $173.1M | $179.8M | ||
| Q1 24 | $150.0M | $174.4M |
净利润HTOOFG
| Q4 25 | $16.2M | $55.9M | ||
| Q3 25 | $45.1M | $51.8M | ||
| Q2 25 | $24.7M | $51.8M | ||
| Q1 25 | $16.6M | $45.6M | ||
| Q4 24 | $22.9M | $50.3M | ||
| Q3 24 | $38.7M | $47.0M | ||
| Q2 24 | $20.7M | $51.1M | ||
| Q1 24 | $11.7M | $49.7M |
营业利润率HTOOFG
| Q4 25 | 16.6% | 25.7% | ||
| Q3 25 | 26.5% | 33.0% | ||
| Q2 25 | 22.2% | 36.1% | ||
| Q1 25 | 21.8% | 33.3% | ||
| Q4 24 | 22.2% | 28.9% | ||
| Q3 24 | 26.9% | 35.4% | ||
| Q2 24 | 23.4% | 39.6% | ||
| Q1 24 | 18.6% | 38.9% |
净利率HTOOFG
| Q4 25 | 8.1% | 30.3% | ||
| Q3 25 | 18.5% | 27.8% | ||
| Q2 25 | 12.5% | 28.4% | ||
| Q1 25 | 10.0% | 25.5% | ||
| Q4 24 | 11.7% | 27.6% | ||
| Q3 24 | 17.8% | 26.9% | ||
| Q2 24 | 12.0% | 28.4% | ||
| Q1 24 | 7.8% | 28.5% |
每股收益（稀释后）HTOOFG
| Q4 25 | $0.45 | $1.27 | ||
| Q3 25 | $1.27 | $1.16 | ||
| Q2 25 | $0.71 | $1.15 | ||
| Q1 25 | $0.49 | $1.00 | ||
| Q4 24 | $0.70 | $1.10 | ||
| Q3 24 | $1.17 | $1.00 | ||
| Q2 24 | $0.64 | $1.08 | ||
| Q1 24 | $0.36 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $20.7M | $1.0B |
| 总债务越低越好 | $1.9B | — |
| 股东权益账面价值 | $1.5B | $1.4B |
| 总资产 | $5.1B | $12.5B |
| 负债/权益比越低杠杆越低 | 1.23× | — |
8季度趋势，按日历期对齐
现金及短期投资HTOOFG
| Q4 25 | $20.7M | $1.0B | ||
| Q3 25 | $11.3M | $740.3M | ||
| Q2 25 | $19.8M | $851.8M | ||
| Q1 25 | $23.7M | $710.6M | ||
| Q4 24 | $11.1M | $591.1M | ||
| Q3 24 | $4.0M | $680.6M | ||
| Q2 24 | $22.8M | $740.4M | ||
| Q1 24 | $4.5M | $754.4M |
总债务HTOOFG
| Q4 25 | $1.9B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HTOOFG
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.5B | $1.3B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.4B | $1.3B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.3B | $1.2B | ||
| Q1 24 | $1.2B | $1.2B |
总资产HTOOFG
| Q4 25 | $5.1B | $12.5B | ||
| Q3 25 | $5.0B | $12.2B | ||
| Q2 25 | $4.8B | $12.2B | ||
| Q1 25 | $4.7B | $11.7B | ||
| Q4 24 | $4.7B | $11.5B | ||
| Q3 24 | $4.6B | $11.5B | ||
| Q2 24 | $4.4B | $11.3B | ||
| Q1 24 | $4.4B | $11.2B |
负债/权益比HTOOFG
| Q4 25 | 1.23× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $63.5M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | — | $199.3M |
| 自由现金流率自由现金流/营收 | — | 108.1% |
| 资本支出强度资本支出/营收 | — | 10.0% |
| 现金转化率经营现金流/净利润 | 3.92× | 3.90× |
| 过去12个月自由现金流最近4个季度 | — | $345.4M |
8季度趋势，按日历期对齐
经营现金流HTOOFG
| Q4 25 | $63.5M | $217.7M | ||
| Q3 25 | $77.3M | $39.5M | ||
| Q2 25 | $60.8M | $35.9M | ||
| Q1 25 | $43.2M | $83.1M | ||
| Q4 24 | $41.5M | $252.5M | ||
| Q3 24 | $53.5M | $58.1M | ||
| Q2 24 | $49.3M | $95.1M | ||
| Q1 24 | $51.2M | $61.0M |
自由现金流HTOOFG
| Q4 25 | — | $199.3M | ||
| Q3 25 | — | $35.5M | ||
| Q2 25 | — | $31.8M | ||
| Q1 25 | — | $78.7M | ||
| Q4 24 | — | $231.2M | ||
| Q3 24 | — | $51.8M | ||
| Q2 24 | — | $90.4M | ||
| Q1 24 | — | $54.8M |
自由现金流率HTOOFG
| Q4 25 | — | 108.1% | ||
| Q3 25 | — | 19.1% | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | — | 126.5% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 50.3% | ||
| Q1 24 | — | 31.4% |
资本支出强度HTOOFG
| Q4 25 | — | 10.0% | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | — | 3.5% |
现金转化率HTOOFG
| Q4 25 | 3.92× | 3.90× | ||
| Q3 25 | 1.71× | 0.76× | ||
| Q2 25 | 2.47× | 0.69× | ||
| Q1 25 | 2.61× | 1.82× | ||
| Q4 24 | 1.81× | 5.02× | ||
| Q3 24 | 1.39× | 1.24× | ||
| Q2 24 | 2.38× | 1.86× | ||
| Q1 24 | 4.38× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTO
| Water Utility Services | $191.0M | 96% |
| Other | $8.4M | 4% |
OFG
暂无分部数据
