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HAVERTY FURNITURE COMPANIES INC（HVT）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
HAVERTY FURNITURE COMPANIES INC的季度营收约是OFG BANCORP的1.1倍（$201.9M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 4.2%，领先26.1%），HAVERTY FURNITURE COMPANIES INC同比增速更快（9.5% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $3.0M），过去两年HAVERTY FURNITURE COMPANIES INC的营收复合增速更高（4.8% vs 2.8%）
该企业原名为国际鞋业公司，1911年由两家鞋企合并成立于美国密苏里州克莱顿，后开展多元化业务并逐步退出制鞋领域，最终更名为家具品牌国际，是美国家居行业知名企业，曾拥有布罗伊希尔等多个知名家具品牌。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
HVT vs OFG — 直观对比
营收规模更大
HVT
是对方的1.1倍
$184.3M
营收增速更快
HVT
高出8.6%
0.9%
净利率更高
OFG
高出26.1%
4.2%
自由现金流更多
OFG
多$196.4M
$3.0M
两年增速更快
HVT
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $201.9M | $184.3M |
| 净利润 | $8.5M | $55.9M |
| 毛利率 | 60.4% | — |
| 营业利润率 | 5.3% | 25.7% |
| 净利率 | 4.2% | 30.3% |
| 营收同比 | 9.5% | 0.9% |
| 净利润同比 | 4.1% | 11.0% |
| 每股收益（稀释后） | — | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HVTOFG
| Q4 25 | $201.9M | $184.3M | ||
| Q3 25 | $194.5M | $186.2M | ||
| Q2 25 | $181.0M | $182.4M | ||
| Q1 25 | $181.6M | $178.6M | ||
| Q4 24 | $184.4M | $182.7M | ||
| Q3 24 | $175.9M | $174.7M | ||
| Q2 24 | $178.6M | $179.8M | ||
| Q1 24 | $184.0M | $174.4M |
净利润HVTOFG
| Q4 25 | $8.5M | $55.9M | ||
| Q3 25 | $4.7M | $51.8M | ||
| Q2 25 | $2.7M | $51.8M | ||
| Q1 25 | $3.8M | $45.6M | ||
| Q4 24 | $8.2M | $50.3M | ||
| Q3 24 | $4.9M | $47.0M | ||
| Q2 24 | $4.4M | $51.1M | ||
| Q1 24 | $2.4M | $49.7M |
毛利率HVTOFG
| Q4 25 | 60.4% | — | ||
| Q3 25 | 60.3% | — | ||
| Q2 25 | 60.8% | — | ||
| Q1 25 | 61.2% | — | ||
| Q4 24 | 61.9% | — | ||
| Q3 24 | 60.2% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 60.3% | — |
营业利润率HVTOFG
| Q4 25 | 5.3% | 25.7% | ||
| Q3 25 | 3.3% | 33.0% | ||
| Q2 25 | 2.4% | 36.1% | ||
| Q1 25 | 2.9% | 33.3% | ||
| Q4 24 | 5.2% | 28.9% | ||
| Q3 24 | 3.9% | 35.4% | ||
| Q2 24 | 3.6% | 39.6% | ||
| Q1 24 | 1.7% | 38.9% |
净利率HVTOFG
| Q4 25 | 4.2% | 30.3% | ||
| Q3 25 | 2.4% | 27.8% | ||
| Q2 25 | 1.5% | 28.4% | ||
| Q1 25 | 2.1% | 25.5% | ||
| Q4 24 | 4.4% | 27.6% | ||
| Q3 24 | 2.8% | 26.9% | ||
| Q2 24 | 2.5% | 28.4% | ||
| Q1 24 | 1.3% | 28.5% |
每股收益（稀释后）HVTOFG
| Q4 25 | — | $1.27 | ||
| Q3 25 | — | $1.16 | ||
| Q2 25 | — | $1.15 | ||
| Q1 25 | — | $1.00 | ||
| Q4 24 | — | $1.10 | ||
| Q3 24 | — | $1.00 | ||
| Q2 24 | — | $1.08 | ||
| Q1 24 | — | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.3M | $1.0B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $307.9M | $1.4B |
| 总资产 | $649.1M | $12.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HVTOFG
| Q4 25 | $125.3M | $1.0B | ||
| Q3 25 | $130.5M | $740.3M | ||
| Q2 25 | $107.4M | $851.8M | ||
| Q1 25 | $111.9M | $710.6M | ||
| Q4 24 | $120.0M | $591.1M | ||
| Q3 24 | $121.2M | $680.6M | ||
| Q2 24 | $109.9M | $740.4M | ||
| Q1 24 | $111.8M | $754.4M |
股东权益HVTOFG
| Q4 25 | $307.9M | $1.4B | ||
| Q3 25 | $306.0M | $1.4B | ||
| Q2 25 | $304.9M | $1.3B | ||
| Q1 25 | $305.4M | $1.3B | ||
| Q4 24 | $307.6M | $1.3B | ||
| Q3 24 | $307.8M | $1.3B | ||
| Q2 24 | $307.1M | $1.2B | ||
| Q1 24 | $306.7M | $1.2B |
总资产HVTOFG
| Q4 25 | $649.1M | $12.5B | ||
| Q3 25 | $651.7M | $12.2B | ||
| Q2 25 | $642.7M | $12.2B | ||
| Q1 25 | $642.7M | $11.7B | ||
| Q4 24 | $648.7M | $11.5B | ||
| Q3 24 | $659.3M | $11.5B | ||
| Q2 24 | $642.1M | $11.3B | ||
| Q1 24 | $640.5M | $11.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $7.4M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $3.0M | $199.3M |
| 自由现金流率自由现金流/营收 | 1.5% | 108.1% |
| 资本支出强度资本支出/营收 | 2.2% | 10.0% |
| 现金转化率经营现金流/净利润 | 0.86× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $33.0M | $345.4M |
8季度趋势，按日历期对齐
经营现金流HVTOFG
| Q4 25 | $7.4M | $217.7M | ||
| Q3 25 | $31.9M | $39.5M | ||
| Q2 25 | $7.2M | $35.9M | ||
| Q1 25 | $6.2M | $83.1M | ||
| Q4 24 | $16.9M | $252.5M | ||
| Q3 24 | $24.4M | $58.1M | ||
| Q2 24 | $14.4M | $95.1M | ||
| Q1 24 | $3.1M | $61.0M |
自由现金流HVTOFG
| Q4 25 | $3.0M | $199.3M | ||
| Q3 25 | $28.3M | $35.5M | ||
| Q2 25 | $1.6M | $31.8M | ||
| Q1 25 | $27.0K | $78.7M | ||
| Q4 24 | $9.1M | $231.2M | ||
| Q3 24 | $16.1M | $51.8M | ||
| Q2 24 | $4.9M | $90.4M | ||
| Q1 24 | $-3.3M | $54.8M |
自由现金流率HVTOFG
| Q4 25 | 1.5% | 108.1% | ||
| Q3 25 | 14.6% | 19.1% | ||
| Q2 25 | 0.9% | 17.4% | ||
| Q1 25 | 0.0% | 44.1% | ||
| Q4 24 | 4.9% | 126.5% | ||
| Q3 24 | 9.2% | 29.6% | ||
| Q2 24 | 2.7% | 50.3% | ||
| Q1 24 | -1.8% | 31.4% |
资本支出强度HVTOFG
| Q4 25 | 2.2% | 10.0% | ||
| Q3 25 | 1.8% | 2.1% | ||
| Q2 25 | 3.1% | 2.3% | ||
| Q1 25 | 3.4% | 2.4% | ||
| Q4 24 | 4.2% | 11.7% | ||
| Q3 24 | 4.7% | 3.6% | ||
| Q2 24 | 5.3% | 2.6% | ||
| Q1 24 | 3.5% | 3.5% |
现金转化率HVTOFG
| Q4 25 | 0.86× | 3.90× | ||
| Q3 25 | 6.75× | 0.76× | ||
| Q2 25 | 2.69× | 0.69× | ||
| Q1 25 | 1.63× | 1.82× | ||
| Q4 24 | 2.06× | 5.02× | ||
| Q3 24 | 4.96× | 1.24× | ||
| Q2 24 | 3.25× | 1.86× | ||
| Q1 24 | 1.31× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HVT
| Upholstery | $91.0M | 45% |
| Bedroom Furniture | $29.2M | 14% |
| Accessories And Other | $28.4M | 14% |
| Dining Room Furniture | $22.8M | 11% |
| Mattresses | $16.1M | 8% |
| Occasional | $14.4M | 7% |
OFG
暂无分部数据
