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HAVERTY FURNITURE COMPANIES INC（HVT）与WESBANCO INC（WSBC）财务数据对比。点击上方公司名可切换其他公司
WESBANCO INC的季度营收约是HAVERTY FURNITURE COMPANIES INC的1.3倍（$257.2M vs $201.9M），WESBANCO INC净利率更高（34.5% vs 4.2%，领先30.2%），过去两年WESBANCO INC的营收复合增速更高（31.9% vs 4.8%）
该企业原名为国际鞋业公司，1911年由两家鞋企合并成立于美国密苏里州克莱顿，后开展多元化业务并逐步退出制鞋领域，最终更名为家具品牌国际，是美国家居行业知名企业，曾拥有布罗伊希尔等多个知名家具品牌。
WesBanco是一家总部位于美国西弗吉尼亚州惠灵的银行控股公司，业务覆盖广泛，目前在西弗吉尼亚州、俄亥俄州、宾夕法尼亚州西部、肯塔基州、马里兰州及印第安纳州南部拥有超过200家营业网点，为当地客户提供多元金融服务。
HVT vs WSBC — 直观对比
营收规模更大
WSBC
是对方的1.3倍
$201.9M
净利率更高
WSBC
高出30.2%
4.2%
两年增速更快
WSBC
近两年复合增速
4.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $201.9M | $257.2M |
| 净利润 | $8.5M | $88.6M |
| 毛利率 | 60.4% | — |
| 营业利润率 | 5.3% | — |
| 净利率 | 4.2% | 34.5% |
| 营收同比 | 9.5% | — |
| 净利润同比 | 4.1% | 54.4% |
| 每股收益（稀释后） | — | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HVTWSBC
| Q1 26 | — | $257.2M | ||
| Q4 25 | $201.9M | $265.6M | ||
| Q3 25 | $194.5M | $261.6M | ||
| Q2 25 | $181.0M | $260.7M | ||
| Q1 25 | $181.6M | $193.2M | ||
| Q4 24 | $184.4M | $162.9M | ||
| Q3 24 | $175.9M | $150.8M | ||
| Q2 24 | $178.6M | $147.9M |
净利润HVTWSBC
| Q1 26 | — | $88.6M | ||
| Q4 25 | $8.5M | $91.1M | ||
| Q3 25 | $4.7M | $83.6M | ||
| Q2 25 | $2.7M | $57.4M | ||
| Q1 25 | $3.8M | $-9.0M | ||
| Q4 24 | $8.2M | $49.6M | ||
| Q3 24 | $4.9M | $37.3M | ||
| Q2 24 | $4.4M | $28.9M |
毛利率HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | 60.4% | — | ||
| Q3 25 | 60.3% | — | ||
| Q2 25 | 60.8% | — | ||
| Q1 25 | 61.2% | — | ||
| Q4 24 | 61.9% | — | ||
| Q3 24 | 60.2% | — | ||
| Q2 24 | 60.4% | — |
营业利润率HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | 5.3% | 43.2% | ||
| Q3 25 | 3.3% | 39.5% | ||
| Q2 25 | 2.4% | 27.2% | ||
| Q1 25 | 2.9% | -5.0% | ||
| Q4 24 | 5.2% | 38.0% | ||
| Q3 24 | 3.9% | 29.7% | ||
| Q2 24 | 3.6% | 23.7% |
净利率HVTWSBC
| Q1 26 | — | 34.5% | ||
| Q4 25 | 4.2% | 34.3% | ||
| Q3 25 | 2.4% | 31.9% | ||
| Q2 25 | 1.5% | 22.0% | ||
| Q1 25 | 2.1% | -4.7% | ||
| Q4 24 | 4.4% | 30.5% | ||
| Q3 24 | 2.8% | 24.7% | ||
| Q2 24 | 2.5% | 19.5% |
每股收益（稀释后）HVTWSBC
| Q1 26 | — | $0.88 | ||
| Q4 25 | — | $0.97 | ||
| Q3 25 | — | $0.84 | ||
| Q2 25 | — | $0.57 | ||
| Q1 25 | — | $-0.15 | ||
| Q4 24 | — | $0.72 | ||
| Q3 24 | — | $0.54 | ||
| Q2 24 | — | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.3M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $307.9M | $4.1B |
| 总资产 | $649.1M | $27.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | $125.3M | $956.1M | ||
| Q3 25 | $130.5M | $1.0B | ||
| Q2 25 | $107.4M | $1.2B | ||
| Q1 25 | $111.9M | $1.1B | ||
| Q4 24 | $120.0M | $568.1M | ||
| Q3 24 | $121.2M | $620.9M | ||
| Q2 24 | $109.9M | $486.8M |
股东权益HVTWSBC
| Q1 26 | — | $4.1B | ||
| Q4 25 | $307.9M | $4.0B | ||
| Q3 25 | $306.0M | $4.1B | ||
| Q2 25 | $304.9M | $3.8B | ||
| Q1 25 | $305.4M | $3.8B | ||
| Q4 24 | $307.6M | $2.8B | ||
| Q3 24 | $307.8M | $2.8B | ||
| Q2 24 | $307.1M | $2.5B |
总资产HVTWSBC
| Q1 26 | — | $27.5B | ||
| Q4 25 | $649.1M | $27.7B | ||
| Q3 25 | $651.7M | $27.5B | ||
| Q2 25 | $642.7M | $27.6B | ||
| Q1 25 | $642.7M | $27.4B | ||
| Q4 24 | $648.7M | $18.7B | ||
| Q3 24 | $659.3M | $18.5B | ||
| Q2 24 | $642.1M | $18.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $7.4M | — |
| 自由现金流经营现金流 - 资本支出 | $3.0M | — |
| 自由现金流率自由现金流/营收 | 1.5% | — |
| 资本支出强度资本支出/营收 | 2.2% | — |
| 现金转化率经营现金流/净利润 | 0.86× | — |
| 过去12个月自由现金流最近4个季度 | $33.0M | — |
8季度趋势，按日历期对齐
经营现金流HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | $7.4M | $290.4M | ||
| Q3 25 | $31.9M | $116.9M | ||
| Q2 25 | $7.2M | $105.0M | ||
| Q1 25 | $6.2M | $-26.4M | ||
| Q4 24 | $16.9M | $211.0M | ||
| Q3 24 | $24.4M | $60.7M | ||
| Q2 24 | $14.4M | $18.2M |
自由现金流HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | $3.0M | $280.0M | ||
| Q3 25 | $28.3M | $114.9M | ||
| Q2 25 | $1.6M | $98.3M | ||
| Q1 25 | $27.0K | $-30.7M | ||
| Q4 24 | $9.1M | $200.7M | ||
| Q3 24 | $16.1M | $56.9M | ||
| Q2 24 | $4.9M | $17.3M |
自由现金流率HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | 1.5% | 105.4% | ||
| Q3 25 | 14.6% | 43.9% | ||
| Q2 25 | 0.9% | 37.7% | ||
| Q1 25 | 0.0% | -15.9% | ||
| Q4 24 | 4.9% | 123.2% | ||
| Q3 24 | 9.2% | 37.7% | ||
| Q2 24 | 2.7% | 11.7% |
资本支出强度HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | 3.9% | ||
| Q3 25 | 1.8% | 0.8% | ||
| Q2 25 | 3.1% | 2.6% | ||
| Q1 25 | 3.4% | 2.2% | ||
| Q4 24 | 4.2% | 6.3% | ||
| Q3 24 | 4.7% | 2.5% | ||
| Q2 24 | 5.3% | 0.6% |
现金转化率HVTWSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.86× | 3.19× | ||
| Q3 25 | 6.75× | 1.40× | ||
| Q2 25 | 2.69× | 1.83× | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 2.06× | 4.25× | ||
| Q3 24 | 4.96× | 1.63× | ||
| Q2 24 | 3.25× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HVT
| Upholstery | $91.0M | 45% |
| Bedroom Furniture | $29.2M | 14% |
| Accessories And Other | $28.4M | 14% |
| Dining Room Furniture | $22.8M | 11% |
| Mattresses | $16.1M | 8% |
| Occasional | $14.4M | 7% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
