vs
IAC Inc.（IAC）与KEMPER Corp（KMPR）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是IAC Inc.的1.8倍（$1.1B vs $646.0M），KEMPER Corp净利率更高（-0.7% vs -11.9%，领先11.2%），KEMPER Corp同比增速更快（-4.7% vs -10.5%），KEMPER Corp自由现金流更多（$166.2M vs $31.4M），过去两年IAC Inc.的营收复合增速更高（1.7% vs -0.5%）
IAC Inc.是一家美国控股企业，业务覆盖媒体与互联网领域，在全球拥有多个知名品牌。公司前身是1996年成立的HSN Inc.，当时作为家庭购物频道Home Shopping Network和USA电视台的控股主体运营，1999年更名为USA Networks Inc.，2002年将旗下电视业务资产出售给威望迪集团。
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
IAC vs KMPR — 直观对比
营收规模更大
KMPR
是对方的1.8倍
$646.0M
营收增速更快
KMPR
高出5.8%
-10.5%
净利率更高
KMPR
高出11.2%
-11.9%
自由现金流更多
KMPR
多$134.8M
$31.4M
两年增速更快
IAC
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $646.0M | $1.1B |
| 净利润 | $-76.8M | $-8.0M |
| 毛利率 | 69.8% | — |
| 营业利润率 | -17.5% | — |
| 净利率 | -11.9% | -0.7% |
| 营收同比 | -10.5% | -4.7% |
| 净利润同比 | 61.4% | -108.2% |
| 每股收益（稀释后） | $-0.96 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IACKMPR
| Q4 25 | $646.0M | $1.1B | ||
| Q3 25 | $589.8M | $1.2B | ||
| Q2 25 | $586.9M | $1.2B | ||
| Q1 25 | $570.5M | $1.2B | ||
| Q4 24 | $721.4M | $1.2B | ||
| Q3 24 | $642.0M | $1.2B | ||
| Q2 24 | $634.4M | $1.1B | ||
| Q1 24 | $624.3M | $1.1B |
净利润IACKMPR
| Q4 25 | $-76.8M | $-8.0M | ||
| Q3 25 | $-21.9M | $-21.0M | ||
| Q2 25 | $211.5M | $72.6M | ||
| Q1 25 | $-216.8M | $99.7M | ||
| Q4 24 | $-199.0M | $97.4M | ||
| Q3 24 | $-243.7M | $73.7M | ||
| Q2 24 | $-142.2M | $75.4M | ||
| Q1 24 | $45.0M | $71.3M |
毛利率IACKMPR
| Q4 25 | 69.8% | — | ||
| Q3 25 | 64.8% | — | ||
| Q2 25 | 65.6% | — | ||
| Q1 25 | 64.0% | — | ||
| Q4 24 | 65.8% | — | ||
| Q3 24 | 62.1% | — | ||
| Q2 24 | 60.1% | — | ||
| Q1 24 | 58.4% | — |
营业利润率IACKMPR
| Q4 25 | -17.5% | — | ||
| Q3 25 | -3.5% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 6.3% | — | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 1.3% | 11.2% | ||
| Q2 24 | -3.4% | 10.1% | ||
| Q1 24 | -10.2% | 7.6% |
净利率IACKMPR
| Q4 25 | -11.9% | -0.7% | ||
| Q3 25 | -3.7% | -1.7% | ||
| Q2 25 | 36.0% | 5.9% | ||
| Q1 25 | -38.0% | 8.4% | ||
| Q4 24 | -27.6% | 8.2% | ||
| Q3 24 | -38.0% | 6.3% | ||
| Q2 24 | -22.4% | 6.7% | ||
| Q1 24 | 7.2% | 6.2% |
每股收益（稀释后）IACKMPR
| Q4 25 | $-0.96 | $-0.03 | ||
| Q3 25 | $-0.27 | $-0.34 | ||
| Q2 25 | $2.57 | $1.12 | ||
| Q1 25 | $-2.64 | $1.54 | ||
| Q4 24 | $-2.36 | $1.51 | ||
| Q3 24 | $-2.93 | $1.14 | ||
| Q2 24 | $-1.71 | $1.16 | ||
| Q1 24 | $0.51 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $960.2M | — |
| 总债务越低越好 | $1.4B | $943.5M |
| 股东权益账面价值 | $4.7B | $2.7B |
| 总资产 | $7.1B | $12.5B |
| 负债/权益比越低杠杆越低 | 0.30× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资IACKMPR
| Q4 25 | $960.2M | — | ||
| Q3 25 | $1.0B | $371.2M | ||
| Q2 25 | $1.1B | $407.6M | ||
| Q1 25 | $1.2B | $545.3M | ||
| Q4 24 | $1.4B | $1.0B | ||
| Q3 24 | $1.3B | $696.9M | ||
| Q2 24 | $1.3B | $539.1M | ||
| Q1 24 | $1.3B | $520.7M |
总债务IACKMPR
| Q4 25 | $1.4B | $943.5M | ||
| Q3 25 | $1.4B | $943.1M | ||
| Q2 25 | $1.4B | $942.6M | ||
| Q1 25 | — | $942.1M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | — | $1.4B |
股东权益IACKMPR
| Q4 25 | $4.7B | $2.7B | ||
| Q3 25 | $4.8B | $2.7B | ||
| Q2 25 | $4.9B | $370.0M | ||
| Q1 25 | $4.7B | $366.0M | ||
| Q4 24 | $5.6B | $2.8B | ||
| Q3 24 | $5.8B | $2.8B | ||
| Q2 24 | $6.0B | $358.0M | ||
| Q1 24 | $6.1B | $2.6B |
总资产IACKMPR
| Q4 25 | $7.1B | $12.5B | ||
| Q3 25 | $7.2B | $12.4B | ||
| Q2 25 | $7.4B | $12.6B | ||
| Q1 25 | $7.2B | $12.5B | ||
| Q4 24 | $9.7B | $12.6B | ||
| Q3 24 | $9.8B | $12.6B | ||
| Q2 24 | $10.2B | $12.6B | ||
| Q1 24 | $10.4B | $12.6B |
负债/权益比IACKMPR
| Q4 25 | 0.30× | 0.35× | ||
| Q3 25 | 0.30× | 0.35× | ||
| Q2 25 | 0.30× | 2.55× | ||
| Q1 25 | — | 2.57× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 3.88× | ||
| Q1 24 | — | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.6M | $175.0M |
| 自由现金流经营现金流 - 资本支出 | $31.4M | $166.2M |
| 自由现金流率自由现金流/营收 | 4.9% | 14.7% |
| 资本支出强度资本支出/营收 | 0.8% | 0.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $44.8M | $553.9M |
8季度趋势，按日历期对齐
经营现金流IACKMPR
| Q4 25 | $36.6M | $175.0M | ||
| Q3 25 | $30.1M | $139.9M | ||
| Q2 25 | $-2.8M | $89.6M | ||
| Q1 25 | $63.0K | $180.0M | ||
| Q4 24 | $110.1M | $175.1M | ||
| Q3 24 | $95.3M | $141.9M | ||
| Q2 24 | $85.0M | $22.9M | ||
| Q1 24 | $64.1M | $43.0M |
自由现金流IACKMPR
| Q4 25 | $31.4M | $166.2M | ||
| Q3 25 | $25.3M | $133.4M | ||
| Q2 25 | $-7.2M | $82.0M | ||
| Q1 25 | $-4.6M | $172.3M | ||
| Q4 24 | $104.8M | $165.4M | ||
| Q3 24 | $92.0M | $131.4M | ||
| Q2 24 | $81.6M | $5.2M | ||
| Q1 24 | $61.1M | $27.7M |
自由现金流率IACKMPR
| Q4 25 | 4.9% | 14.7% | ||
| Q3 25 | 4.3% | 10.8% | ||
| Q2 25 | -1.2% | 6.7% | ||
| Q1 25 | -0.8% | 14.4% | ||
| Q4 24 | 14.5% | 13.9% | ||
| Q3 24 | 14.3% | 11.1% | ||
| Q2 24 | 12.9% | 0.5% | ||
| Q1 24 | 9.8% | 2.4% |
资本支出强度IACKMPR
| Q4 25 | 0.8% | 0.8% | ||
| Q3 25 | 0.8% | 0.5% | ||
| Q2 25 | 0.8% | 0.6% | ||
| Q1 25 | 0.8% | 0.6% | ||
| Q4 24 | 0.7% | 0.8% | ||
| Q3 24 | 0.5% | 0.9% | ||
| Q2 24 | 0.5% | 1.6% | ||
| Q1 24 | 0.5% | 1.3% |
现金转化率IACKMPR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.01× | 1.23× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | 1.42× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IAC
| $168.5M | 26% | |
| Performance Marketing | $101.2M | 16% |
| Care.com | $85.7M | 13% |
| Subscription | $69.5M | 11% |
| Licensing And Other | $43.8M | 7% |
| Consumer Revenue | $43.2M | 7% |
| Advertising | $35.9M | 6% |
| Project And Other Print | $33.6M | 5% |
| Advertising Google | $28.9M | 4% |
| Newsstand | $22.4M | 3% |
| Emerging Other | $19.6M | 3% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
