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IBEX Ltd（IBEX）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是IBEX Ltd的1.1倍（$184.3M vs $164.2M），OFG BANCORP净利率更高（30.3% vs 7.4%，领先22.9%），IBEX Ltd同比增速更快（16.7% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $-5.1M），过去两年IBEX Ltd的营收复合增速更高（13.8% vs 2.8%）
IBEX 35是西班牙主要交易所马德里证券交易所的基准股票指数，该指数始创于1992年，由西班牙证券市场集团BME旗下的交易所公司负责计算与管理。它以市值加权编制，涵盖马德里证券交易所流动性最高的35只西班牙股票，每年进行两次成分股调整。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
IBEX vs OFG — 直观对比
营收规模更大
OFG
是对方的1.1倍
$164.2M
营收增速更快
IBEX
高出15.8%
0.9%
净利率更高
OFG
高出22.9%
7.4%
自由现金流更多
OFG
多$204.4M
$-5.1M
两年增速更快
IBEX
近两年复合增速
2.8%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $164.2M | $184.3M |
| 净利润 | $12.2M | $55.9M |
| 毛利率 | — | — |
| 营业利润率 | 9.3% | 25.7% |
| 净利率 | 7.4% | 30.3% |
| 营收同比 | 16.7% | 0.9% |
| 净利润同比 | 31.8% | 11.0% |
| 每股收益（稀释后） | $0.83 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBEXOFG
| Q4 25 | $164.2M | $184.3M | ||
| Q3 25 | $151.2M | $186.2M | ||
| Q2 25 | $147.1M | $182.4M | ||
| Q1 25 | $140.7M | $178.6M | ||
| Q4 24 | $140.7M | $182.7M | ||
| Q3 24 | $129.7M | $174.7M | ||
| Q2 24 | $124.5M | $179.8M | ||
| Q1 24 | $126.8M | $174.4M |
净利润IBEXOFG
| Q4 25 | $12.2M | $55.9M | ||
| Q3 25 | $12.0M | $51.8M | ||
| Q2 25 | $9.6M | $51.8M | ||
| Q1 25 | $10.5M | $45.6M | ||
| Q4 24 | $9.3M | $50.3M | ||
| Q3 24 | $7.5M | $47.0M | ||
| Q2 24 | $9.8M | $51.1M | ||
| Q1 24 | $10.3M | $49.7M |
营业利润率IBEXOFG
| Q4 25 | 9.3% | 25.7% | ||
| Q3 25 | 9.1% | 33.0% | ||
| Q2 25 | 8.3% | 36.1% | ||
| Q1 25 | 9.5% | 33.3% | ||
| Q4 24 | 8.5% | 28.9% | ||
| Q3 24 | 7.0% | 35.4% | ||
| Q2 24 | 10.3% | 39.6% | ||
| Q1 24 | 8.9% | 38.9% |
净利率IBEXOFG
| Q4 25 | 7.4% | 30.3% | ||
| Q3 25 | 8.0% | 27.8% | ||
| Q2 25 | 6.5% | 28.4% | ||
| Q1 25 | 7.4% | 25.5% | ||
| Q4 24 | 6.6% | 27.6% | ||
| Q3 24 | 5.8% | 26.9% | ||
| Q2 24 | 7.9% | 28.4% | ||
| Q1 24 | 8.1% | 28.5% |
每股收益（稀释后）IBEXOFG
| Q4 25 | $0.83 | $1.27 | ||
| Q3 25 | $0.82 | $1.16 | ||
| Q2 25 | $0.63 | $1.15 | ||
| Q1 25 | $0.73 | $1.00 | ||
| Q4 24 | $0.57 | $1.10 | ||
| Q3 24 | $0.43 | $1.00 | ||
| Q2 24 | $0.55 | $1.08 | ||
| Q1 24 | $0.57 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $15.5M | $1.0B |
| 总债务越低越好 | $594.0K | — |
| 股东权益账面价值 | $154.5M | $1.4B |
| 总资产 | $295.8M | $12.5B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资IBEXOFG
| Q4 25 | $15.5M | $1.0B | ||
| Q3 25 | $22.7M | $740.3M | ||
| Q2 25 | $15.3M | $851.8M | ||
| Q1 25 | $13.0M | $710.6M | ||
| Q4 24 | $20.2M | $591.1M | ||
| Q3 24 | $62.3M | $680.6M | ||
| Q2 24 | $62.7M | $740.4M | ||
| Q1 24 | $50.7M | $754.4M |
总债务IBEXOFG
| Q4 25 | $594.0K | — | ||
| Q3 25 | $726.0K | — | ||
| Q2 25 | $796.0K | — | ||
| Q1 25 | $735.0K | — | ||
| Q4 24 | $695.0K | — | ||
| Q3 24 | $802.0K | — | ||
| Q2 24 | $867.0K | — | ||
| Q1 24 | $820.0K | — |
股东权益IBEXOFG
| Q4 25 | $154.5M | $1.4B | ||
| Q3 25 | $143.6M | $1.4B | ||
| Q2 25 | $134.3M | $1.3B | ||
| Q1 25 | $124.2M | $1.3B | ||
| Q4 24 | $108.9M | $1.3B | ||
| Q3 24 | $171.1M | $1.3B | ||
| Q2 24 | $165.8M | $1.2B | ||
| Q1 24 | $159.3M | $1.2B |
总资产IBEXOFG
| Q4 25 | $295.8M | $12.5B | ||
| Q3 25 | $283.9M | $12.2B | ||
| Q2 25 | $273.2M | $12.2B | ||
| Q1 25 | $274.7M | $11.7B | ||
| Q4 24 | $272.5M | $11.5B | ||
| Q3 24 | $306.3M | $11.5B | ||
| Q2 24 | $293.9M | $11.3B | ||
| Q1 24 | $289.6M | $11.2B |
负债/权益比IBEXOFG
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.01× | — | ||
| Q2 25 | 0.01× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $6.6M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $-5.1M | $199.3M |
| 自由现金流率自由现金流/营收 | -3.1% | 108.1% |
| 资本支出强度资本支出/营收 | 7.1% | 10.0% |
| 现金转化率经营现金流/净利润 | 0.54× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $29.3M | $345.4M |
8季度趋势，按日历期对齐
经营现金流IBEXOFG
| Q4 25 | $6.6M | $217.7M | ||
| Q3 25 | $15.7M | $39.5M | ||
| Q2 25 | $27.9M | $35.9M | ||
| Q1 25 | $8.8M | $83.1M | ||
| Q4 24 | $1.1M | $252.5M | ||
| Q3 24 | $7.8M | $58.1M | ||
| Q2 24 | $17.4M | $95.1M | ||
| Q1 24 | $11.4M | $61.0M |
自由现金流IBEXOFG
| Q4 25 | $-5.1M | $199.3M | ||
| Q3 25 | $8.0M | $35.5M | ||
| Q2 25 | $22.8M | $31.8M | ||
| Q1 25 | $3.6M | $78.7M | ||
| Q4 24 | $-3.2M | $231.2M | ||
| Q3 24 | $4.1M | $51.8M | ||
| Q2 24 | $15.2M | $90.4M | ||
| Q1 24 | $9.7M | $54.8M |
自由现金流率IBEXOFG
| Q4 25 | -3.1% | 108.1% | ||
| Q3 25 | 5.3% | 19.1% | ||
| Q2 25 | 15.5% | 17.4% | ||
| Q1 25 | 2.5% | 44.1% | ||
| Q4 24 | -2.3% | 126.5% | ||
| Q3 24 | 3.2% | 29.6% | ||
| Q2 24 | 12.2% | 50.3% | ||
| Q1 24 | 7.7% | 31.4% |
资本支出强度IBEXOFG
| Q4 25 | 7.1% | 10.0% | ||
| Q3 25 | 5.1% | 2.1% | ||
| Q2 25 | 3.5% | 2.3% | ||
| Q1 25 | 3.7% | 2.4% | ||
| Q4 24 | 3.1% | 11.7% | ||
| Q3 24 | 2.8% | 3.6% | ||
| Q2 24 | 1.8% | 2.6% | ||
| Q1 24 | 1.3% | 3.5% |
现金转化率IBEXOFG
| Q4 25 | 0.54× | 3.90× | ||
| Q3 25 | 1.30× | 0.76× | ||
| Q2 25 | 2.91× | 0.69× | ||
| Q1 25 | 0.84× | 1.82× | ||
| Q4 24 | 0.12× | 5.02× | ||
| Q3 24 | 1.03× | 1.24× | ||
| Q2 24 | 1.77× | 1.86× | ||
| Q1 24 | 1.11× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBEX
| Transferred Over Time | $147.1M | 90% |
| Transferred At Point In Time | $17.1M | 10% |
OFG
暂无分部数据
