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INTERNATIONAL BANCSHARES CORP（IBOC）与IDACORP INC（IDA）财务数据对比。点击上方公司名可切换其他公司
IDACORP INC的季度营收约是INTERNATIONAL BANCSHARES CORP的1.7倍（$360.1M vs $217.7M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 12.1%，领先50.2%），INTERNATIONAL BANCSHARES CORP同比增速更快（4.5% vs -4.2%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $-216.2M），过去两年INTERNATIONAL BANCSHARES CORP的营收复合增速更高（2.8% vs -7.2%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
IDACORP Inc是注册于美国爱达荷州、总部设在博伊西的电力控股企业，成立于1998年10月1日，旗下拥有爱达荷电力公司、IDACORP金融公司及Ida-West能源公司，业务覆盖电力供应、能源服务及相关配套金融服务领域。
IBOC vs IDA — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $360.1M |
| 净利润 | $106.9M | $43.6M |
| 毛利率 | — | — |
| 营业利润率 | 62.8% | 14.9% |
| 净利率 | 62.3% | 12.1% |
| 营收同比 | 4.5% | -4.2% |
| 净利润同比 | -7.1% | 15.1% |
| 每股收益（稀释后） | $1.71 | $0.78 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $217.7M | $360.1M | ||
| Q3 25 | $218.1M | $526.4M | ||
| Q2 25 | $208.2M | $449.3M | ||
| Q1 25 | $198.2M | $411.1M | ||
| Q4 24 | $208.3M | $375.9M | ||
| Q3 24 | $211.8M | $532.5M | ||
| Q2 24 | $207.8M | $442.6M | ||
| Q1 24 | $205.8M | $417.9M |
| Q4 25 | $106.9M | $43.6M | ||
| Q3 25 | $108.4M | $124.4M | ||
| Q2 25 | $100.1M | $95.8M | ||
| Q1 25 | $96.9M | $59.6M | ||
| Q4 24 | $115.1M | $37.9M | ||
| Q3 24 | $99.8M | $113.6M | ||
| Q2 24 | $97.0M | $89.5M | ||
| Q1 24 | $97.3M | $48.2M |
| Q4 25 | 62.8% | 14.9% | ||
| Q3 25 | 62.6% | 27.5% | ||
| Q2 25 | 60.5% | 22.4% | ||
| Q1 25 | 61.1% | 13.4% | ||
| Q4 24 | 64.2% | 11.0% | ||
| Q3 24 | 60.0% | 25.1% | ||
| Q2 24 | 60.1% | 23.3% | ||
| Q1 24 | 59.9% | 11.9% |
| Q4 25 | 62.3% | 12.1% | ||
| Q3 25 | 49.7% | 23.6% | ||
| Q2 25 | 48.1% | 21.3% | ||
| Q1 25 | 48.9% | 14.5% | ||
| Q4 24 | 71.5% | 10.1% | ||
| Q3 24 | 47.1% | 21.3% | ||
| Q2 24 | 46.7% | 20.2% | ||
| Q1 24 | 47.3% | 11.5% |
| Q4 25 | $1.71 | $0.78 | ||
| Q3 25 | $1.74 | $2.26 | ||
| Q2 25 | $1.61 | $1.76 | ||
| Q1 25 | $1.56 | $1.10 | ||
| Q4 24 | $1.85 | $0.72 | ||
| Q3 24 | $1.60 | $2.12 | ||
| Q2 24 | $1.56 | $1.71 | ||
| Q1 24 | $1.56 | $0.95 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $215.7M |
| 总债务越低越好 | — | $3.3B |
| 股东权益账面价值 | $3.3B | $3.6B |
| 总资产 | $16.6B | $10.2B |
| 负债/权益比越低杠杆越低 | — | 0.93× |
8季度趋势，按日历期对齐
| Q4 25 | $5.5B | $215.7M | ||
| Q3 25 | $5.6B | $333.2M | ||
| Q2 25 | $5.8B | $474.5M | ||
| Q1 25 | $5.6B | $634.5M | ||
| Q4 24 | $5.4B | $368.9M | ||
| Q3 24 | $5.8B | $427.9M | ||
| Q2 24 | $5.7B | $169.6M | ||
| Q1 24 | $5.7B | $157.6M |
| Q4 25 | — | $3.3B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $3.1B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.3B | $3.6B | ||
| Q3 25 | $3.1B | $3.5B | ||
| Q2 25 | $3.0B | $3.4B | ||
| Q1 25 | $2.9B | $3.3B | ||
| Q4 24 | $2.8B | $3.3B | ||
| Q3 24 | $2.7B | $3.3B | ||
| Q2 24 | $2.6B | $3.2B | ||
| Q1 24 | $2.5B | $2.9B |
| Q4 25 | $16.6B | $10.2B | ||
| Q3 25 | $16.6B | $10.1B | ||
| Q2 25 | $16.5B | $9.9B | ||
| Q1 25 | $16.3B | $9.6B | ||
| Q4 24 | $15.7B | $9.2B | ||
| Q3 24 | $15.9B | $9.1B | ||
| Q2 24 | $15.5B | $8.7B | ||
| Q1 24 | $15.4B | $8.3B |
| Q4 25 | — | 0.93× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.92× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $137.8M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $-216.2M |
| 自由现金流率自由现金流/营收 | 217.2% | -60.0% |
| 资本支出强度资本支出/营收 | 8.3% | 98.3% |
| 现金转化率经营现金流/净利润 | 4.59× | 3.16× |
| 过去12个月自由现金流最近4个季度 | $809.9M | $-577.5M |
8季度趋势，按日历期对齐
| Q4 25 | $491.1M | $137.8M | ||
| Q3 25 | $115.2M | $162.8M | ||
| Q2 25 | $95.5M | $176.9M | ||
| Q1 25 | $140.5M | $124.3M | ||
| Q4 24 | $473.9M | $136.4M | ||
| Q3 24 | $116.5M | $201.9M | ||
| Q2 24 | $107.2M | $146.4M | ||
| Q1 24 | $135.4M | $109.7M |
| Q4 25 | $472.9M | $-216.2M | ||
| Q3 25 | $112.2M | $-127.9M | ||
| Q2 25 | $91.6M | $-156.4M | ||
| Q1 25 | $133.1M | $-77.0M | ||
| Q4 24 | $459.8M | $-48.9M | ||
| Q3 24 | $109.6M | $-16.1M | ||
| Q2 24 | $104.9M | $-199.6M | ||
| Q1 24 | $128.9M | $-150.3M |
| Q4 25 | 217.2% | -60.0% | ||
| Q3 25 | 51.5% | -24.3% | ||
| Q2 25 | 44.0% | -34.8% | ||
| Q1 25 | 67.1% | -18.7% | ||
| Q4 24 | 220.8% | -13.0% | ||
| Q3 24 | 51.7% | -3.0% | ||
| Q2 24 | 50.5% | -45.1% | ||
| Q1 24 | 62.6% | -36.0% |
| Q4 25 | 8.3% | 98.3% | ||
| Q3 25 | 1.3% | 55.2% | ||
| Q2 25 | 1.9% | 74.2% | ||
| Q1 25 | 3.7% | 49.0% | ||
| Q4 24 | 6.8% | 49.3% | ||
| Q3 24 | 3.3% | 41.0% | ||
| Q2 24 | 1.1% | 78.2% | ||
| Q1 24 | 3.2% | 62.2% |
| Q4 25 | 4.59× | 3.16× | ||
| Q3 25 | 1.06× | 1.31× | ||
| Q2 25 | 0.95× | 1.85× | ||
| Q1 25 | 1.45× | 2.08× | ||
| Q4 24 | 4.12× | 3.60× | ||
| Q3 24 | 1.17× | 1.78× | ||
| Q2 24 | 1.11× | 1.63× | ||
| Q1 24 | 1.39× | 2.28× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBOC
暂无分部数据
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
