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INTERNATIONAL BANCSHARES CORP（IBOC）与MONARCH CASINO & RESORT INC（MCRI）财务数据对比。点击上方公司名可切换其他公司
INTERNATIONAL BANCSHARES CORP的季度营收约是MONARCH CASINO & RESORT INC的1.6倍（$217.7M vs $136.6M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 20.2%，领先42.1%），MONARCH CASINO & RESORT INC同比增速更快（8.9% vs 4.5%），过去两年MONARCH CASINO & RESORT INC的营收复合增速更高（3.2% vs 2.8%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
君主赌场度假村集团是美国知名博彩度假企业，旗下运营位于内华达州里诺的亚特兰蒂斯赌场度假水疗中心。该物业设有三座酒店塔楼，共824间客房及套房，博彩区面积达64814平方英尺，是里诺当地盈利水平领先、定位高端的度假目的地，累计已投入近1.5亿美元用于设施升级。
IBOC vs MCRI — 直观对比
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $136.6M |
| 净利润 | $106.9M | $27.6M |
| 毛利率 | — | — |
| 营业利润率 | 62.8% | 25.6% |
| 净利率 | 62.3% | 20.2% |
| 营收同比 | 4.5% | 8.9% |
| 净利润同比 | -7.1% | 38.9% |
| 每股收益（稀释后） | $1.71 | $1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | — | $136.6M | ||
| Q4 25 | $217.7M | $140.0M | ||
| Q3 25 | $218.1M | $142.8M | ||
| Q2 25 | $208.2M | $136.9M | ||
| Q1 25 | $198.2M | $125.4M | ||
| Q4 24 | $208.3M | $134.5M | ||
| Q3 24 | $211.8M | $137.9M | ||
| Q2 24 | $207.8M | $128.1M |
| Q1 26 | — | $27.6M | ||
| Q4 25 | $106.9M | $22.9M | ||
| Q3 25 | $108.4M | $31.6M | ||
| Q2 25 | $100.1M | $27.0M | ||
| Q1 25 | $96.9M | $19.9M | ||
| Q4 24 | $115.1M | $4.2M | ||
| Q3 24 | $99.8M | $27.6M | ||
| Q2 24 | $97.0M | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 26.7% | ||
| Q2 25 | — | 25.5% | ||
| Q1 25 | — | 20.2% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 23.0% |
| Q1 26 | — | 25.6% | ||
| Q4 25 | 62.8% | 21.3% | ||
| Q3 25 | 62.6% | 27.1% | ||
| Q2 25 | 60.5% | 25.8% | ||
| Q1 25 | 61.1% | 20.4% | ||
| Q4 24 | 64.2% | 3.1% | ||
| Q3 24 | 60.0% | 25.5% | ||
| Q2 24 | 60.1% | 22.9% |
| Q1 26 | — | 20.2% | ||
| Q4 25 | 62.3% | 16.4% | ||
| Q3 25 | 49.7% | 22.1% | ||
| Q2 25 | 48.1% | 19.7% | ||
| Q1 25 | 48.9% | 15.8% | ||
| Q4 24 | 71.5% | 3.1% | ||
| Q3 24 | 47.1% | 20.0% | ||
| Q2 24 | 46.7% | 17.7% |
| Q1 26 | — | $1.52 | ||
| Q4 25 | $1.71 | $1.25 | ||
| Q3 25 | $1.74 | $1.69 | ||
| Q2 25 | $1.61 | $1.44 | ||
| Q1 25 | $1.56 | $1.05 | ||
| Q4 24 | $1.85 | $0.25 | ||
| Q3 24 | $1.60 | $1.47 | ||
| Q2 24 | $1.56 | $1.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $120.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.3B | $549.8M |
| 总资产 | $16.6B | $725.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q1 26 | — | $120.1M | ||
| Q4 25 | $5.5B | — | ||
| Q3 25 | $5.6B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.6B | — | ||
| Q4 24 | $5.4B | — | ||
| Q3 24 | $5.8B | — | ||
| Q2 24 | $5.7B | — |
| Q1 26 | — | $549.8M | ||
| Q4 25 | $3.3B | $537.7M | ||
| Q3 25 | $3.1B | $558.4M | ||
| Q2 25 | $3.0B | $539.2M | ||
| Q1 25 | $2.9B | $535.6M | ||
| Q4 24 | $2.8B | $517.7M | ||
| Q3 24 | $2.7B | $513.3M | ||
| Q2 24 | $2.6B | $498.4M |
| Q1 26 | — | $725.2M | ||
| Q4 25 | $16.6B | $712.8M | ||
| Q3 25 | $16.6B | $725.4M | ||
| Q2 25 | $16.5B | $705.8M | ||
| Q1 25 | $16.3B | $712.1M | ||
| Q4 24 | $15.7B | $691.6M | ||
| Q3 24 | $15.9B | $671.1M | ||
| Q2 24 | $15.5B | $672.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | — |
| 自由现金流经营现金流 - 资本支出 | $472.9M | — |
| 自由现金流率自由现金流/营收 | 217.2% | — |
| 资本支出强度资本支出/营收 | 8.3% | — |
| 现金转化率经营现金流/净利润 | 4.59× | — |
| 过去12个月自由现金流最近4个季度 | $809.9M | — |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $491.1M | $38.1M | ||
| Q3 25 | $115.2M | $56.0M | ||
| Q2 25 | $95.5M | $34.1M | ||
| Q1 25 | $140.5M | $36.5M | ||
| Q4 24 | $473.9M | $37.8M | ||
| Q3 24 | $116.5M | $40.3M | ||
| Q2 24 | $107.2M | $24.3M |
| Q1 26 | — | — | ||
| Q4 25 | $472.9M | $32.2M | ||
| Q3 25 | $112.2M | $53.5M | ||
| Q2 25 | $91.6M | $26.0M | ||
| Q1 25 | $133.1M | $16.6M | ||
| Q4 24 | $459.8M | $26.2M | ||
| Q3 24 | $109.6M | $35.4M | ||
| Q2 24 | $104.9M | $11.0M |
| Q1 26 | — | — | ||
| Q4 25 | 217.2% | 23.0% | ||
| Q3 25 | 51.5% | 37.5% | ||
| Q2 25 | 44.0% | 19.0% | ||
| Q1 25 | 67.1% | 13.3% | ||
| Q4 24 | 220.8% | 19.5% | ||
| Q3 24 | 51.7% | 25.7% | ||
| Q2 24 | 50.5% | 8.5% |
| Q1 26 | — | — | ||
| Q4 25 | 8.3% | 4.2% | ||
| Q3 25 | 1.3% | 1.7% | ||
| Q2 25 | 1.9% | 5.9% | ||
| Q1 25 | 3.7% | 15.8% | ||
| Q4 24 | 6.8% | 8.6% | ||
| Q3 24 | 3.3% | 3.6% | ||
| Q2 24 | 1.1% | 10.4% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 1.66× | ||
| Q3 25 | 1.06× | 1.77× | ||
| Q2 25 | 0.95× | 1.26× | ||
| Q1 25 | 1.45× | 1.84× | ||
| Q4 24 | 4.12× | 8.98× | ||
| Q3 24 | 1.17× | 1.46× | ||
| Q2 24 | 1.11× | 1.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBOC
暂无分部数据
MCRI
| Casino | $79.7M | 58% |
| Food and beverage | $31.7M | 23% |
| Hotel | $19.0M | 14% |
| Other | $6.1M | 5% |
