vs
INTERNATIONAL BANCSHARES CORP（IBOC）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
INTERNATIONAL BANCSHARES CORP的季度营收约是OneStream, Inc.的1.3倍（$217.7M vs $163.7M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 0.6%，领先61.7%），OneStream, Inc.同比增速更快（23.6% vs 4.5%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $25.6M），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 2.8%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
IBOC vs OS — 直观对比
营收规模更大
IBOC
是对方的1.3倍
$163.7M
营收增速更快
OS
高出19.1%
4.5%
净利率更高
IBOC
高出61.7%
0.6%
自由现金流更多
IBOC
多$447.3M
$25.6M
两年增速更快
OS
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $163.7M |
| 净利润 | $106.9M | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | 62.8% | -3.2% |
| 净利率 | 62.3% | 0.6% |
| 营收同比 | 4.5% | 23.6% |
| 净利润同比 | -7.1% | — |
| 每股收益（稀释后） | $1.71 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBOCOS
| Q4 25 | $217.7M | $163.7M | ||
| Q3 25 | $218.1M | $154.3M | ||
| Q2 25 | $208.2M | $147.6M | ||
| Q1 25 | $198.2M | $136.3M | ||
| Q4 24 | $208.3M | $132.5M | ||
| Q3 24 | $211.8M | $129.1M | ||
| Q2 24 | $207.8M | $117.5M | ||
| Q1 24 | $205.8M | $110.3M |
净利润IBOCOS
| Q4 25 | $106.9M | $999.0K | ||
| Q3 25 | $108.4M | $-8.8M | ||
| Q2 25 | $100.1M | $-18.4M | ||
| Q1 25 | $96.9M | $-24.0M | ||
| Q4 24 | $115.1M | — | ||
| Q3 24 | $99.8M | $-171.9M | ||
| Q2 24 | $97.0M | $-7.8M | ||
| Q1 24 | $97.3M | $-5.0M |
毛利率IBOCOS
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% | ||
| Q1 24 | — | 69.1% |
营业利润率IBOCOS
| Q4 25 | 62.8% | -3.2% | ||
| Q3 25 | 62.6% | -11.3% | ||
| Q2 25 | 60.5% | -21.8% | ||
| Q1 25 | 61.1% | -29.3% | ||
| Q4 24 | 64.2% | -35.8% | ||
| Q3 24 | 60.0% | -197.6% | ||
| Q2 24 | 60.1% | -9.8% | ||
| Q1 24 | 59.9% | -4.9% |
净利率IBOCOS
| Q4 25 | 62.3% | 0.6% | ||
| Q3 25 | 49.7% | -5.7% | ||
| Q2 25 | 48.1% | -12.5% | ||
| Q1 25 | 48.9% | -17.6% | ||
| Q4 24 | 71.5% | — | ||
| Q3 24 | 47.1% | -133.1% | ||
| Q2 24 | 46.7% | -6.7% | ||
| Q1 24 | 47.3% | -4.5% |
每股收益（稀释后）IBOCOS
| Q4 25 | $1.71 | — | ||
| Q3 25 | $1.74 | — | ||
| Q2 25 | $1.61 | — | ||
| Q1 25 | $1.56 | — | ||
| Q4 24 | $1.85 | — | ||
| Q3 24 | $1.60 | $-1.06 | ||
| Q2 24 | $1.56 | — | ||
| Q1 24 | $1.56 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $693.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.3B | $504.7M |
| 总资产 | $16.6B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资IBOCOS
| Q4 25 | $5.5B | $693.6M | ||
| Q3 25 | $5.6B | $653.9M | ||
| Q2 25 | $5.8B | $652.1M | ||
| Q1 25 | $5.6B | $593.9M | ||
| Q4 24 | $5.4B | $544.2M | ||
| Q3 24 | $5.8B | $495.5M | ||
| Q2 24 | $5.7B | $140.5M | ||
| Q1 24 | $5.7B | — |
股东权益IBOCOS
| Q4 25 | $3.3B | $504.7M | ||
| Q3 25 | $3.1B | $472.1M | ||
| Q2 25 | $3.0B | $458.2M | ||
| Q1 25 | $2.9B | $412.9M | ||
| Q4 24 | $2.8B | $386.2M | ||
| Q3 24 | $2.7B | $458.2M | ||
| Q2 24 | $2.6B | $97.5M | ||
| Q1 24 | $2.5B | $102.5M |
总资产IBOCOS
| Q4 25 | $16.6B | $1.0B | ||
| Q3 25 | $16.6B | $949.4M | ||
| Q2 25 | $16.5B | $910.5M | ||
| Q1 25 | $16.3B | $867.3M | ||
| Q4 24 | $15.7B | $823.2M | ||
| Q3 24 | $15.9B | $750.1M | ||
| Q2 24 | $15.5B | $379.7M | ||
| Q1 24 | $15.4B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $25.8M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $25.6M |
| 自由现金流率自由现金流/营收 | 217.2% | 15.7% |
| 资本支出强度资本支出/营收 | 8.3% | 0.1% |
| 现金转化率经营现金流/净利润 | 4.59× | 25.79× |
| 过去12个月自由现金流最近4个季度 | $809.9M | $95.6M |
8季度趋势，按日历期对齐
经营现金流IBOCOS
| Q4 25 | $491.1M | $25.8M | ||
| Q3 25 | $115.2M | $5.0M | ||
| Q2 25 | $95.5M | $29.7M | ||
| Q1 25 | $140.5M | $36.2M | ||
| Q4 24 | $473.9M | — | ||
| Q3 24 | $116.5M | $2.4M | ||
| Q2 24 | $107.2M | $8.1M | ||
| Q1 24 | $135.4M | $25.5M |
自由现金流IBOCOS
| Q4 25 | $472.9M | $25.6M | ||
| Q3 25 | $112.2M | $4.8M | ||
| Q2 25 | $91.6M | $29.4M | ||
| Q1 25 | $133.1M | $35.8M | ||
| Q4 24 | $459.8M | — | ||
| Q3 24 | $109.6M | $1.3M | ||
| Q2 24 | $104.9M | $7.7M | ||
| Q1 24 | $128.9M | $24.9M |
自由现金流率IBOCOS
| Q4 25 | 217.2% | 15.7% | ||
| Q3 25 | 51.5% | 3.1% | ||
| Q2 25 | 44.0% | 19.9% | ||
| Q1 25 | 67.1% | 26.3% | ||
| Q4 24 | 220.8% | — | ||
| Q3 24 | 51.7% | 1.0% | ||
| Q2 24 | 50.5% | 6.6% | ||
| Q1 24 | 62.6% | 22.5% |
资本支出强度IBOCOS
| Q4 25 | 8.3% | 0.1% | ||
| Q3 25 | 1.3% | 0.1% | ||
| Q2 25 | 1.9% | 0.2% | ||
| Q1 25 | 3.7% | 0.3% | ||
| Q4 24 | 6.8% | — | ||
| Q3 24 | 3.3% | 0.8% | ||
| Q2 24 | 1.1% | 0.3% | ||
| Q1 24 | 3.2% | 0.6% |
现金转化率IBOCOS
| Q4 25 | 4.59× | 25.79× | ||
| Q3 25 | 1.06× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 4.12× | — | ||
| Q3 24 | 1.17× | — | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 1.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBOC
暂无分部数据
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
