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INTERNATIONAL BANCSHARES CORP（IBOC）与Priority Technology Holdings, Inc.（PRTH）财务数据对比。点击上方公司名可切换其他公司
Priority Technology Holdings, Inc.的季度营收约是INTERNATIONAL BANCSHARES CORP的1.1倍（$247.1M vs $217.7M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 3.6%，领先58.7%），Priority Technology Holdings, Inc.同比增速更快（8.8% vs 4.5%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $30.9M），过去两年Priority Technology Holdings, Inc.的营收复合增速更高（9.6% vs 2.8%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业，业务围绕计算机、通信系统等相关信息设备展开，涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务，依托计算机科学与工程技术支撑业务开展。
IBOC vs PRTH — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $247.1M |
| 净利润 | $106.9M | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | 62.8% | 13.6% |
| 净利率 | 62.3% | 3.6% |
| 营收同比 | 4.5% | 8.8% |
| 净利润同比 | -7.1% | 23.9% |
| 每股收益（稀释后） | $1.71 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $217.7M | $247.1M | ||
| Q3 25 | $218.1M | $241.4M | ||
| Q2 25 | $208.2M | $239.8M | ||
| Q1 25 | $198.2M | $224.6M | ||
| Q4 24 | $208.3M | $227.1M | ||
| Q3 24 | $211.8M | $227.0M | ||
| Q2 24 | $207.8M | $219.9M | ||
| Q1 24 | $205.8M | $205.7M |
| Q4 25 | $106.9M | $8.9M | ||
| Q3 25 | $108.4M | $27.6M | ||
| Q2 25 | $100.1M | $10.9M | ||
| Q1 25 | $96.9M | $8.3M | ||
| Q4 24 | $115.1M | $7.2M | ||
| Q3 24 | $99.8M | $10.6M | ||
| Q2 24 | $97.0M | $994.0K | ||
| Q1 24 | $97.3M | $5.2M |
| Q4 25 | 62.8% | 13.6% | ||
| Q3 25 | 62.6% | 15.6% | ||
| Q2 25 | 60.5% | 15.6% | ||
| Q1 25 | 61.1% | 14.5% | ||
| Q4 24 | 64.2% | 15.0% | ||
| Q3 24 | 60.0% | 16.8% | ||
| Q2 24 | 60.1% | 15.1% | ||
| Q1 24 | 59.9% | 13.6% |
| Q4 25 | 62.3% | 3.6% | ||
| Q3 25 | 49.7% | 11.4% | ||
| Q2 25 | 48.1% | 4.5% | ||
| Q1 25 | 48.9% | 3.7% | ||
| Q4 24 | 71.5% | 3.2% | ||
| Q3 24 | 47.1% | 4.7% | ||
| Q2 24 | 46.7% | 0.5% | ||
| Q1 24 | 47.3% | 2.5% |
| Q4 25 | $1.71 | $0.10 | ||
| Q3 25 | $1.74 | $0.34 | ||
| Q2 25 | $1.61 | $0.14 | ||
| Q1 25 | $1.56 | $0.10 | ||
| Q4 24 | $1.85 | $-0.05 | ||
| Q3 24 | $1.60 | $0.07 | ||
| Q2 24 | $1.56 | $-0.23 | ||
| Q1 24 | $1.56 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $77.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $3.3B | $-100.4M |
| 总资产 | $16.6B | $2.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $5.5B | $77.2M | ||
| Q3 25 | $5.6B | $57.0M | ||
| Q2 25 | $5.8B | $50.6M | ||
| Q1 25 | $5.6B | $47.6M | ||
| Q4 24 | $5.4B | $58.6M | ||
| Q3 24 | $5.8B | $41.1M | ||
| Q2 24 | $5.7B | $34.6M | ||
| Q1 24 | $5.7B | $34.3M |
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $997.5M | ||
| Q2 25 | — | $917.0M | ||
| Q1 25 | — | $918.9M | ||
| Q4 24 | — | $920.9M | ||
| Q3 24 | — | $808.1M | ||
| Q2 24 | — | $809.0M | ||
| Q1 24 | — | $631.4M |
| Q4 25 | $3.3B | $-100.4M | ||
| Q3 25 | $3.1B | $-110.3M | ||
| Q2 25 | $3.0B | $-146.1M | ||
| Q1 25 | $2.9B | $-158.3M | ||
| Q4 24 | $2.8B | $-166.8M | ||
| Q3 24 | $2.7B | $-165.8M | ||
| Q2 24 | $2.6B | $-172.1M | ||
| Q1 24 | $2.5B | $-159.9M |
| Q4 25 | $16.6B | $2.4B | ||
| Q3 25 | $16.6B | $2.2B | ||
| Q2 25 | $16.5B | $2.0B | ||
| Q1 25 | $16.3B | $1.9B | ||
| Q4 24 | $15.7B | $1.8B | ||
| Q3 24 | $15.9B | $1.8B | ||
| Q2 24 | $15.5B | $1.7B | ||
| Q1 24 | $15.4B | $1.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $36.8M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $30.9M |
| 自由现金流率自由现金流/营收 | 217.2% | 12.5% |
| 资本支出强度资本支出/营收 | 8.3% | 2.4% |
| 现金转化率经营现金流/净利润 | 4.59× | 4.12× |
| 过去12个月自由现金流最近4个季度 | $809.9M | $75.1M |
8季度趋势，按日历期对齐
| Q4 25 | $491.1M | $36.8M | ||
| Q3 25 | $115.2M | $36.1M | ||
| Q2 25 | $95.5M | $17.1M | ||
| Q1 25 | $140.5M | $10.0M | ||
| Q4 24 | $473.9M | $23.8M | ||
| Q3 24 | $116.5M | $19.8M | ||
| Q2 24 | $107.2M | $28.7M | ||
| Q1 24 | $135.4M | $13.3M |
| Q4 25 | $472.9M | $30.9M | ||
| Q3 25 | $112.2M | $30.1M | ||
| Q2 25 | $91.6M | $9.2M | ||
| Q1 25 | $133.1M | $4.9M | ||
| Q4 24 | $459.8M | $19.1M | ||
| Q3 24 | $109.6M | $14.5M | ||
| Q2 24 | $104.9M | $23.6M | ||
| Q1 24 | $128.9M | $6.7M |
| Q4 25 | 217.2% | 12.5% | ||
| Q3 25 | 51.5% | 12.5% | ||
| Q2 25 | 44.0% | 3.8% | ||
| Q1 25 | 67.1% | 2.2% | ||
| Q4 24 | 220.8% | 8.4% | ||
| Q3 24 | 51.7% | 6.4% | ||
| Q2 24 | 50.5% | 10.7% | ||
| Q1 24 | 62.6% | 3.3% |
| Q4 25 | 8.3% | 2.4% | ||
| Q3 25 | 1.3% | 2.5% | ||
| Q2 25 | 1.9% | 3.3% | ||
| Q1 25 | 3.7% | 2.3% | ||
| Q4 24 | 6.8% | 2.0% | ||
| Q3 24 | 3.3% | 2.3% | ||
| Q2 24 | 1.1% | 2.3% | ||
| Q1 24 | 3.2% | 3.2% |
| Q4 25 | 4.59× | 4.12× | ||
| Q3 25 | 1.06× | 1.31× | ||
| Q2 25 | 0.95× | 1.57× | ||
| Q1 25 | 1.45× | 1.20× | ||
| Q4 24 | 4.12× | 3.29× | ||
| Q3 24 | 1.17× | 1.87× | ||
| Q2 24 | 1.11× | 28.87× | ||
| Q1 24 | 1.39× | 2.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
