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INTERNATIONAL BANCSHARES CORP（IBOC）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
INTERNATIONAL BANCSHARES CORP的季度营收约是Ribbon Communications Inc.的1.3倍（$217.7M vs $162.6M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 54.8%，领先7.6%），INTERNATIONAL BANCSHARES CORP同比增速更快（4.5% vs -10.3%），过去两年INTERNATIONAL BANCSHARES CORP的营收复合增速更高（2.8% vs -8.1%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
IBOC vs RBBN — 直观对比
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $162.6M |
| 净利润 | $106.9M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 62.8% | 37.6% |
| 净利率 | 62.3% | 54.8% |
| 营收同比 | 4.5% | -10.3% |
| 净利润同比 | -7.1% | — |
| 每股收益（稀释后） | $1.71 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | — | $162.6M | ||
| Q4 25 | $217.7M | $227.3M | ||
| Q3 25 | $218.1M | $215.4M | ||
| Q2 25 | $208.2M | $220.6M | ||
| Q1 25 | $198.2M | $181.3M | ||
| Q4 24 | $208.3M | $251.4M | ||
| Q3 24 | $211.8M | $210.2M | ||
| Q2 24 | $207.8M | $192.6M |
| Q1 26 | — | $89.1M | ||
| Q4 25 | $106.9M | — | ||
| Q3 25 | $108.4M | $-12.1M | ||
| Q2 25 | $100.1M | $-11.1M | ||
| Q1 25 | $96.9M | $-26.2M | ||
| Q4 24 | $115.1M | — | ||
| Q3 24 | $99.8M | $-13.4M | ||
| Q2 24 | $97.0M | $-16.8M |
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
| Q1 26 | — | 37.6% | ||
| Q4 25 | 62.8% | 4.1% | ||
| Q3 25 | 62.6% | 1.3% | ||
| Q2 25 | 60.5% | 1.9% | ||
| Q1 25 | 61.1% | -10.8% | ||
| Q4 24 | 64.2% | 13.2% | ||
| Q3 24 | 60.0% | -0.4% | ||
| Q2 24 | 60.1% | -1.0% |
| Q1 26 | — | 54.8% | ||
| Q4 25 | 62.3% | — | ||
| Q3 25 | 49.7% | -5.6% | ||
| Q2 25 | 48.1% | -5.0% | ||
| Q1 25 | 48.9% | -14.5% | ||
| Q4 24 | 71.5% | — | ||
| Q3 24 | 47.1% | -6.4% | ||
| Q2 24 | 46.7% | -8.7% |
| Q1 26 | — | $0.50 | ||
| Q4 25 | $1.71 | $0.50 | ||
| Q3 25 | $1.74 | $-0.07 | ||
| Q2 25 | $1.61 | $-0.06 | ||
| Q1 25 | $1.56 | $-0.15 | ||
| Q4 24 | $1.85 | $0.05 | ||
| Q3 24 | $1.60 | $-0.08 | ||
| Q2 24 | $1.56 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.3B | $419.1M |
| 总资产 | $16.6B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q1 26 | — | $67.6M | ||
| Q4 25 | $5.5B | $96.4M | ||
| Q3 25 | $5.6B | $74.8M | ||
| Q2 25 | $5.8B | $60.5M | ||
| Q1 25 | $5.6B | $71.2M | ||
| Q4 24 | $5.4B | $87.8M | ||
| Q3 24 | $5.8B | $37.2M | ||
| Q2 24 | $5.7B | $64.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
| Q1 26 | — | $419.1M | ||
| Q4 25 | $3.3B | $449.0M | ||
| Q3 25 | $3.1B | $360.1M | ||
| Q2 25 | $3.0B | $370.4M | ||
| Q1 25 | $2.9B | $381.8M | ||
| Q4 24 | $2.8B | $404.6M | ||
| Q3 24 | $2.7B | $395.5M | ||
| Q2 24 | $2.6B | $405.0M |
| Q1 26 | — | — | ||
| Q4 25 | $16.6B | $1.2B | ||
| Q3 25 | $16.6B | $1.1B | ||
| Q2 25 | $16.5B | $1.1B | ||
| Q1 25 | $16.3B | $1.1B | ||
| Q4 24 | $15.7B | $1.2B | ||
| Q3 24 | $15.9B | $1.1B | ||
| Q2 24 | $15.5B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | — |
| 自由现金流经营现金流 - 资本支出 | $472.9M | — |
| 自由现金流率自由现金流/营收 | 217.2% | — |
| 资本支出强度资本支出/营收 | 8.3% | — |
| 现金转化率经营现金流/净利润 | 4.59× | — |
| 过去12个月自由现金流最近4个季度 | $809.9M | — |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $491.1M | $29.2M | ||
| Q3 25 | $115.2M | $26.5M | ||
| Q2 25 | $95.5M | $-795.0K | ||
| Q1 25 | $140.5M | $-3.5M | ||
| Q4 24 | $473.9M | $61.8M | ||
| Q3 24 | $116.5M | $-14.8M | ||
| Q2 24 | $107.2M | $-9.8M |
| Q1 26 | — | — | ||
| Q4 25 | $472.9M | $27.3M | ||
| Q3 25 | $112.2M | $21.0M | ||
| Q2 25 | $91.6M | $-6.5M | ||
| Q1 25 | $133.1M | $-15.7M | ||
| Q4 24 | $459.8M | $53.8M | ||
| Q3 24 | $109.6M | $-23.7M | ||
| Q2 24 | $104.9M | $-12.9M |
| Q1 26 | — | — | ||
| Q4 25 | 217.2% | 12.0% | ||
| Q3 25 | 51.5% | 9.7% | ||
| Q2 25 | 44.0% | -2.9% | ||
| Q1 25 | 67.1% | -8.7% | ||
| Q4 24 | 220.8% | 21.4% | ||
| Q3 24 | 51.7% | -11.3% | ||
| Q2 24 | 50.5% | -6.7% |
| Q1 26 | — | — | ||
| Q4 25 | 8.3% | 0.9% | ||
| Q3 25 | 1.3% | 2.6% | ||
| Q2 25 | 1.9% | 2.6% | ||
| Q1 25 | 3.7% | 6.7% | ||
| Q4 24 | 6.8% | 3.2% | ||
| Q3 24 | 3.3% | 4.2% | ||
| Q2 24 | 1.1% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | — | ||
| Q3 25 | 1.06× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 4.12× | — | ||
| Q3 24 | 1.17× | — | ||
| Q2 24 | 1.11× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBOC
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
