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INTERNATIONAL BANCSHARES CORP（IBOC）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
INTERNATIONAL BANCSHARES CORP的季度营收约是STURM RUGER & CO INC的1.4倍（$217.7M vs $151.1M），INTERNATIONAL BANCSHARES CORP同比增速更快（4.5% vs 3.6%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $12.3M），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs 2.8%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
IBOC vs RGR — 直观对比
营收规模更大
IBOC
是对方的1.4倍
$151.1M
营收增速更快
IBOC
高出0.9%
3.6%
自由现金流更多
IBOC
多$460.6M
$12.3M
两年增速更快
RGR
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $151.1M |
| 净利润 | $106.9M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 62.8% | 2.3% |
| 净利率 | 62.3% | — |
| 营收同比 | 4.5% | 3.6% |
| 净利润同比 | -7.1% | — |
| 每股收益（稀释后） | $1.71 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBOCRGR
| Q4 25 | $217.7M | $151.1M | ||
| Q3 25 | $218.1M | $126.8M | ||
| Q2 25 | $208.2M | $132.5M | ||
| Q1 25 | $198.2M | $135.7M | ||
| Q4 24 | $208.3M | $145.8M | ||
| Q3 24 | $211.8M | $122.3M | ||
| Q2 24 | $207.8M | $130.8M | ||
| Q1 24 | $205.8M | $136.8M |
净利润IBOCRGR
| Q4 25 | $106.9M | — | ||
| Q3 25 | $108.4M | $1.6M | ||
| Q2 25 | $100.1M | $-17.2M | ||
| Q1 25 | $96.9M | $7.8M | ||
| Q4 24 | $115.1M | — | ||
| Q3 24 | $99.8M | $4.7M | ||
| Q2 24 | $97.0M | $8.3M | ||
| Q1 24 | $97.3M | $7.1M |
毛利率IBOCRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率IBOCRGR
| Q4 25 | 62.8% | 2.3% | ||
| Q3 25 | 62.6% | -2.7% | ||
| Q2 25 | 60.5% | -15.6% | ||
| Q1 25 | 61.1% | 6.2% | ||
| Q4 24 | 64.2% | 7.8% | ||
| Q3 24 | 60.0% | 3.1% | ||
| Q2 24 | 60.1% | 6.9% | ||
| Q1 24 | 59.9% | 5.5% |
净利率IBOCRGR
| Q4 25 | 62.3% | — | ||
| Q3 25 | 49.7% | 1.2% | ||
| Q2 25 | 48.1% | -13.0% | ||
| Q1 25 | 48.9% | 5.7% | ||
| Q4 24 | 71.5% | — | ||
| Q3 24 | 47.1% | 3.9% | ||
| Q2 24 | 46.7% | 6.3% | ||
| Q1 24 | 47.3% | 5.2% |
每股收益（稀释后）IBOCRGR
| Q4 25 | $1.71 | $0.22 | ||
| Q3 25 | $1.74 | $0.10 | ||
| Q2 25 | $1.61 | $-1.05 | ||
| Q1 25 | $1.56 | $0.46 | ||
| Q4 24 | $1.85 | $0.62 | ||
| Q3 24 | $1.60 | $0.28 | ||
| Q2 24 | $1.56 | $0.47 | ||
| Q1 24 | $1.56 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.3B | $283.8M |
| 总资产 | $16.6B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资IBOCRGR
| Q4 25 | $5.5B | $92.5M | ||
| Q3 25 | $5.6B | $80.8M | ||
| Q2 25 | $5.8B | $101.4M | ||
| Q1 25 | $5.6B | $108.3M | ||
| Q4 24 | $5.4B | $105.5M | ||
| Q3 24 | $5.8B | $96.0M | ||
| Q2 24 | $5.7B | $105.6M | ||
| Q1 24 | $5.7B | $115.3M |
股东权益IBOCRGR
| Q4 25 | $3.3B | $283.8M | ||
| Q3 25 | $3.1B | $279.6M | ||
| Q2 25 | $3.0B | $289.3M | ||
| Q1 25 | $2.9B | $321.5M | ||
| Q4 24 | $2.8B | $319.6M | ||
| Q3 24 | $2.7B | $314.9M | ||
| Q2 24 | $2.6B | $321.5M | ||
| Q1 24 | $2.5B | $332.0M |
总资产IBOCRGR
| Q4 25 | $16.6B | $342.0M | ||
| Q3 25 | $16.6B | $342.3M | ||
| Q2 25 | $16.5B | $349.5M | ||
| Q1 25 | $16.3B | $379.0M | ||
| Q4 24 | $15.7B | $384.0M | ||
| Q3 24 | $15.9B | $373.5M | ||
| Q2 24 | $15.5B | $376.7M | ||
| Q1 24 | $15.4B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $12.3M |
| 自由现金流率自由现金流/营收 | 217.2% | 8.2% |
| 资本支出强度资本支出/营收 | 8.3% | 2.1% |
| 现金转化率经营现金流/净利润 | 4.59× | — |
| 过去12个月自由现金流最近4个季度 | $809.9M | $38.5M |
8季度趋势，按日历期对齐
经营现金流IBOCRGR
| Q4 25 | $491.1M | $15.5M | ||
| Q3 25 | $115.2M | $12.9M | ||
| Q2 25 | $95.5M | $14.7M | ||
| Q1 25 | $140.5M | $11.1M | ||
| Q4 24 | $473.9M | $20.0M | ||
| Q3 24 | $116.5M | $9.4M | ||
| Q2 24 | $107.2M | $18.7M | ||
| Q1 24 | $135.4M | $7.3M |
自由现金流IBOCRGR
| Q4 25 | $472.9M | $12.3M | ||
| Q3 25 | $112.2M | $7.0M | ||
| Q2 25 | $91.6M | $9.1M | ||
| Q1 25 | $133.1M | $10.0M | ||
| Q4 24 | $459.8M | $16.4M | ||
| Q3 24 | $109.6M | $2.6M | ||
| Q2 24 | $104.9M | $10.1M | ||
| Q1 24 | $128.9M | $5.6M |
自由现金流率IBOCRGR
| Q4 25 | 217.2% | 8.2% | ||
| Q3 25 | 51.5% | 5.5% | ||
| Q2 25 | 44.0% | 6.9% | ||
| Q1 25 | 67.1% | 7.4% | ||
| Q4 24 | 220.8% | 11.2% | ||
| Q3 24 | 51.7% | 2.1% | ||
| Q2 24 | 50.5% | 7.7% | ||
| Q1 24 | 62.6% | 4.1% |
资本支出强度IBOCRGR
| Q4 25 | 8.3% | 2.1% | ||
| Q3 25 | 1.3% | 4.6% | ||
| Q2 25 | 1.9% | 4.2% | ||
| Q1 25 | 3.7% | 0.8% | ||
| Q4 24 | 6.8% | 2.5% | ||
| Q3 24 | 3.3% | 5.5% | ||
| Q2 24 | 1.1% | 6.6% | ||
| Q1 24 | 3.2% | 1.3% |
现金转化率IBOCRGR
| Q4 25 | 4.59× | — | ||
| Q3 25 | 1.06× | 8.15× | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.45× | 1.43× | ||
| Q4 24 | 4.12× | — | ||
| Q3 24 | 1.17× | 1.98× | ||
| Q2 24 | 1.11× | 2.27× | ||
| Q1 24 | 1.39× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBOC
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
