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INTERNATIONAL BANCSHARES CORP（IBOC）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
INTERNATIONAL BANCSHARES CORP的季度营收约是ROGERS CORP的1.1倍（$217.7M vs $200.5M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 2.2%，领先60.1%），ROGERS CORP同比增速更快（5.2% vs 4.5%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $1.1M），过去两年INTERNATIONAL BANCSHARES CORP的营收复合增速更高（2.8% vs -3.3%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
IBOC vs ROG — 直观对比
营收规模更大
IBOC
是对方的1.1倍
$200.5M
营收增速更快
ROG
高出0.7%
4.5%
净利率更高
IBOC
高出60.1%
2.2%
自由现金流更多
IBOC
多$471.8M
$1.1M
两年增速更快
IBOC
近两年复合增速
-3.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $200.5M |
| 净利润 | $106.9M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | 62.8% | — |
| 净利率 | 62.3% | 2.2% |
| 营收同比 | 4.5% | 5.2% |
| 净利润同比 | -7.1% | 421.4% |
| 每股收益（稀释后） | $1.71 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBOCROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $217.7M | $201.5M | ||
| Q3 25 | $218.1M | $216.0M | ||
| Q2 25 | $208.2M | $202.8M | ||
| Q1 25 | $198.2M | $190.5M | ||
| Q4 24 | $208.3M | $192.2M | ||
| Q3 24 | $211.8M | $210.3M | ||
| Q2 24 | $207.8M | $214.2M |
净利润IBOCROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $106.9M | $4.6M | ||
| Q3 25 | $108.4M | $8.6M | ||
| Q2 25 | $100.1M | $-73.6M | ||
| Q1 25 | $96.9M | $-1.4M | ||
| Q4 24 | $115.1M | $-500.0K | ||
| Q3 24 | $99.8M | $10.7M | ||
| Q2 24 | $97.0M | $8.1M |
毛利率IBOCROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率IBOCROG
| Q1 26 | — | — | ||
| Q4 25 | 62.8% | 3.5% | ||
| Q3 25 | 62.6% | 7.3% | ||
| Q2 25 | 60.5% | -33.3% | ||
| Q1 25 | 61.1% | -0.2% | ||
| Q4 24 | 64.2% | -6.6% | ||
| Q3 24 | 60.0% | 6.9% | ||
| Q2 24 | 60.1% | 5.3% |
净利率IBOCROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | 62.3% | 2.3% | ||
| Q3 25 | 49.7% | 4.0% | ||
| Q2 25 | 48.1% | -36.3% | ||
| Q1 25 | 48.9% | -0.7% | ||
| Q4 24 | 71.5% | -0.3% | ||
| Q3 24 | 47.1% | 5.1% | ||
| Q2 24 | 46.7% | 3.8% |
每股收益（稀释后）IBOCROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $1.71 | $0.20 | ||
| Q3 25 | $1.74 | $0.48 | ||
| Q2 25 | $1.61 | $-4.00 | ||
| Q1 25 | $1.56 | $-0.08 | ||
| Q4 24 | $1.85 | $-0.04 | ||
| Q3 24 | $1.60 | $0.58 | ||
| Q2 24 | $1.56 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $195.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.3B | $1.2B |
| 总资产 | $16.6B | $1.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资IBOCROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $5.5B | $197.0M | ||
| Q3 25 | $5.6B | $167.8M | ||
| Q2 25 | $5.8B | $157.2M | ||
| Q1 25 | $5.6B | $175.6M | ||
| Q4 24 | $5.4B | $159.8M | ||
| Q3 24 | $5.8B | $146.4M | ||
| Q2 24 | $5.7B | $119.9M |
股东权益IBOCROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $3.3B | $1.2B | ||
| Q3 25 | $3.1B | $1.2B | ||
| Q2 25 | $3.0B | $1.2B | ||
| Q1 25 | $2.9B | $1.3B | ||
| Q4 24 | $2.8B | $1.3B | ||
| Q3 24 | $2.7B | $1.3B | ||
| Q2 24 | $2.6B | $1.3B |
总资产IBOCROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $16.6B | $1.4B | ||
| Q3 25 | $16.6B | $1.4B | ||
| Q2 25 | $16.5B | $1.5B | ||
| Q1 25 | $16.3B | $1.5B | ||
| Q4 24 | $15.7B | $1.5B | ||
| Q3 24 | $15.9B | $1.5B | ||
| Q2 24 | $15.5B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $1.1M |
| 自由现金流率自由现金流/营收 | 217.2% | 0.5% |
| 资本支出强度资本支出/营收 | 8.3% | 2.3% |
| 现金转化率经营现金流/净利润 | 4.59× | 1.29× |
| 过去12个月自由现金流最近4个季度 | $809.9M | $70.1M |
8季度趋势，按日历期对齐
经营现金流IBOCROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $491.1M | $46.9M | ||
| Q3 25 | $115.2M | $28.9M | ||
| Q2 25 | $95.5M | $13.7M | ||
| Q1 25 | $140.5M | $11.7M | ||
| Q4 24 | $473.9M | $33.7M | ||
| Q3 24 | $116.5M | $42.4M | ||
| Q2 24 | $107.2M | $22.9M |
自由现金流IBOCROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $472.9M | $42.2M | ||
| Q3 25 | $112.2M | $21.2M | ||
| Q2 25 | $91.6M | $5.6M | ||
| Q1 25 | $133.1M | $2.1M | ||
| Q4 24 | $459.8M | $18.3M | ||
| Q3 24 | $109.6M | $25.2M | ||
| Q2 24 | $104.9M | $8.8M |
自由现金流率IBOCROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 217.2% | 20.9% | ||
| Q3 25 | 51.5% | 9.8% | ||
| Q2 25 | 44.0% | 2.8% | ||
| Q1 25 | 67.1% | 1.1% | ||
| Q4 24 | 220.8% | 9.5% | ||
| Q3 24 | 51.7% | 12.0% | ||
| Q2 24 | 50.5% | 4.1% |
资本支出强度IBOCROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 8.3% | 2.3% | ||
| Q3 25 | 1.3% | 3.6% | ||
| Q2 25 | 1.9% | 4.0% | ||
| Q1 25 | 3.7% | 5.0% | ||
| Q4 24 | 6.8% | 8.0% | ||
| Q3 24 | 3.3% | 8.2% | ||
| Q2 24 | 1.1% | 6.6% |
现金转化率IBOCROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 4.59× | 10.20× | ||
| Q3 25 | 1.06× | 3.36× | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 4.12× | — | ||
| Q3 24 | 1.17× | 3.96× | ||
| Q2 24 | 1.11× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
