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INTERNATIONAL BANCSHARES CORP（IBOC）与STRATTEC SECURITY CORP（STRT）财务数据对比。点击上方公司名可切换其他公司
INTERNATIONAL BANCSHARES CORP的季度营收约是STRATTEC SECURITY CORP的1.6倍（$217.7M vs $137.5M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 3.6%，领先58.7%），STRATTEC SECURITY CORP同比增速更快（5.9% vs 4.5%），INTERNATIONAL BANCSHARES CORP自由现金流更多（$472.9M vs $11.3M），过去两年STRATTEC SECURITY CORP的营收复合增速更高（7.7% vs 2.8%）
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
STRATTEC安全公司是专业的汽车安全访问解决方案供应商，主营汽车机械与电子锁具、钥匙、无钥匙进入系统等产品，主要服务全球汽车整车厂商、重型车辆制造商及汽车后市场客户，业务覆盖北美、欧洲、亚太等地区。
IBOC vs STRT — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $217.7M | $137.5M |
| 净利润 | $106.9M | $4.9M |
| 毛利率 | — | 16.5% |
| 营业利润率 | 62.8% | 3.5% |
| 净利率 | 62.3% | 3.6% |
| 营收同比 | 4.5% | 5.9% |
| 净利润同比 | -7.1% | 275.1% |
| 每股收益（稀释后） | $1.71 | $1.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $217.7M | $137.5M | ||
| Q3 25 | $218.1M | $152.4M | ||
| Q2 25 | $208.2M | $152.0M | ||
| Q1 25 | $198.2M | $144.1M | ||
| Q4 24 | $208.3M | $129.9M | ||
| Q3 24 | $211.8M | $139.1M | ||
| Q2 24 | $207.8M | — | ||
| Q1 24 | $205.8M | $140.8M |
| Q4 25 | $106.9M | $4.9M | ||
| Q3 25 | $108.4M | $8.5M | ||
| Q2 25 | $100.1M | $8.3M | ||
| Q1 25 | $96.9M | $5.4M | ||
| Q4 24 | $115.1M | $1.3M | ||
| Q3 24 | $99.8M | $3.7M | ||
| Q2 24 | $97.0M | — | ||
| Q1 24 | $97.3M | $1.5M |
| Q4 25 | — | 16.5% | ||
| Q3 25 | — | 17.3% | ||
| Q2 25 | — | 16.7% | ||
| Q1 25 | — | 16.0% | ||
| Q4 24 | — | 13.2% | ||
| Q3 24 | — | 13.6% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 10.4% |
| Q4 25 | 62.8% | 3.5% | ||
| Q3 25 | 62.6% | 6.9% | ||
| Q2 25 | 60.5% | 5.6% | ||
| Q1 25 | 61.1% | 4.9% | ||
| Q4 24 | 64.2% | 1.6% | ||
| Q3 24 | 60.0% | 3.6% | ||
| Q2 24 | 60.1% | — | ||
| Q1 24 | 59.9% | 1.4% |
| Q4 25 | 62.3% | 3.6% | ||
| Q3 25 | 49.7% | 5.6% | ||
| Q2 25 | 48.1% | 5.4% | ||
| Q1 25 | 48.9% | 3.7% | ||
| Q4 24 | 71.5% | 1.0% | ||
| Q3 24 | 47.1% | 2.7% | ||
| Q2 24 | 46.7% | — | ||
| Q1 24 | 47.3% | 1.1% |
| Q4 25 | $1.71 | $1.20 | ||
| Q3 25 | $1.74 | $2.07 | ||
| Q2 25 | $1.61 | $2.02 | ||
| Q1 25 | $1.56 | $1.32 | ||
| Q4 24 | $1.85 | $0.32 | ||
| Q3 24 | $1.60 | $0.92 | ||
| Q2 24 | $1.56 | — | ||
| Q1 24 | $1.56 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.5B | $99.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.3B | $236.8M |
| 总资产 | $16.6B | $392.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $5.5B | $99.0M | ||
| Q3 25 | $5.6B | $90.5M | ||
| Q2 25 | $5.8B | $84.6M | ||
| Q1 25 | $5.6B | $62.1M | ||
| Q4 24 | $5.4B | $42.6M | ||
| Q3 24 | $5.8B | $34.4M | ||
| Q2 24 | $5.7B | — | ||
| Q1 24 | $5.7B | $9.6M |
| Q4 25 | $3.3B | $236.8M | ||
| Q3 25 | $3.1B | $230.5M | ||
| Q2 25 | $3.0B | $221.6M | ||
| Q1 25 | $2.9B | $210.7M | ||
| Q4 24 | $2.8B | $204.5M | ||
| Q3 24 | $2.7B | $203.0M | ||
| Q2 24 | $2.6B | — | ||
| Q1 24 | $2.5B | $193.8M |
| Q4 25 | $16.6B | $392.2M | ||
| Q3 25 | $16.6B | $390.1M | ||
| Q2 25 | $16.5B | $391.5M | ||
| Q1 25 | $16.3B | $387.4M | ||
| Q4 24 | $15.7B | $355.9M | ||
| Q3 24 | $15.9B | $366.9M | ||
| Q2 24 | $15.5B | — | ||
| Q1 24 | $15.4B | $348.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $491.1M | $13.9M |
| 自由现金流经营现金流 - 资本支出 | $472.9M | $11.3M |
| 自由现金流率自由现金流/营收 | 217.2% | 8.2% |
| 资本支出强度资本支出/营收 | 8.3% | 1.9% |
| 现金转化率经营现金流/净利润 | 4.59× | 2.81× |
| 过去12个月自由现金流最近4个季度 | $809.9M | $67.8M |
8季度趋势，按日历期对齐
| Q4 25 | $491.1M | $13.9M | ||
| Q3 25 | $115.2M | $11.3M | ||
| Q2 25 | $95.5M | $30.2M | ||
| Q1 25 | $140.5M | $20.7M | ||
| Q4 24 | $473.9M | $9.4M | ||
| Q3 24 | $116.5M | $11.3M | ||
| Q2 24 | $107.2M | — | ||
| Q1 24 | $135.4M | $-309.0K |
| Q4 25 | $472.9M | $11.3M | ||
| Q3 25 | $112.2M | $9.8M | ||
| Q2 25 | $91.6M | $27.2M | ||
| Q1 25 | $133.1M | $19.6M | ||
| Q4 24 | $459.8M | $8.5M | ||
| Q3 24 | $109.6M | $9.3M | ||
| Q2 24 | $104.9M | — | ||
| Q1 24 | $128.9M | $-2.0M |
| Q4 25 | 217.2% | 8.2% | ||
| Q3 25 | 51.5% | 6.4% | ||
| Q2 25 | 44.0% | 17.9% | ||
| Q1 25 | 67.1% | 13.6% | ||
| Q4 24 | 220.8% | 6.6% | ||
| Q3 24 | 51.7% | 6.7% | ||
| Q2 24 | 50.5% | — | ||
| Q1 24 | 62.6% | -1.4% |
| Q4 25 | 8.3% | 1.9% | ||
| Q3 25 | 1.3% | 1.0% | ||
| Q2 25 | 1.9% | 2.0% | ||
| Q1 25 | 3.7% | 0.8% | ||
| Q4 24 | 6.8% | 0.7% | ||
| Q3 24 | 3.3% | 1.5% | ||
| Q2 24 | 1.1% | — | ||
| Q1 24 | 3.2% | 1.2% |
| Q4 25 | 4.59× | 2.81× | ||
| Q3 25 | 1.06× | 1.33× | ||
| Q2 25 | 0.95× | 3.65× | ||
| Q1 25 | 1.45× | 3.84× | ||
| Q4 24 | 4.12× | 7.16× | ||
| Q3 24 | 1.17× | 3.06× | ||
| Q2 24 | 1.11× | — | ||
| Q1 24 | 1.39× | -0.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBOC
暂无分部数据
STRT
| Door Handles And Exterior Trim | $35.0M | 25% |
| Power Access Solutions | $34.5M | 25% |
| Keys And Locksets | $26.8M | 19% |
| Latches | $16.3M | 12% |
| User Interface Controls | $12.5M | 9% |
| Aftermarket And Service | $9.4M | 7% |
| Other Product | $3.1M | 2% |
| Related Party | $1.3M | 1% |
