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Investcorp Credit Management BDC, Inc.（ICMB）与LM FUNDING AMERICA, INC.（LMFA）财务数据对比。点击上方公司名可切换其他公司
Investcorp Credit Management BDC, Inc.的季度营收约是LM FUNDING AMERICA, INC.的1.5倍（$3.5M vs $2.4M），过去两年Investcorp Credit Management BDC, Inc.的营收复合增速更高（-18.2% vs -29.4%）
Investcorp Credit Management BDC是一家上市商业开发公司，主要为美国中型企业提供优先担保贷款、定制债务融资等信贷解决方案，聚焦私人信贷市场中服务不足的细分领域，为投资者创造稳定的经风险调整的回报。
LM Funding America, Inc.是一家总部位于美国的专业金融服务企业，主要业务为收购、管理及处置逾期不动产税收留置权，服务于美国多地地方政府机构与房地产市场参与主体，核心业务板块聚焦于财产税债权相关的另类资产投资。
ICMB vs LMFA — 直观对比
营收规模更大
ICMB
是对方的1.5倍
$2.4M
LM
两年增速更快
ICMB
近两年复合增速
-29.4%
LM
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | LM LMFA |
|---|---|---|
| 营收 | $3.5M | $2.4M |
| 净利润 | $-9.4M | — |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | -271.1% | — |
| 营收同比 | — | 19.2% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $-0.64 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ICMB
LM
LMFA| Q4 25 | $3.5M | $2.4M | ||
| Q3 25 | $3.9M | $2.2M | ||
| Q2 25 | $3.8M | $1.9M | ||
| Q1 25 | $3.5M | $2.4M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | $4.7M | $1.3M | ||
| Q2 24 | $4.1M | $3.0M | ||
| Q1 24 | $5.6M | $4.7M |
净利润ICMB
LM
LMFA| Q4 25 | $-9.4M | — | ||
| Q3 25 | $-1.3M | $-3.7M | ||
| Q2 25 | $-434.3K | $100.6K | ||
| Q1 25 | $2.2M | $-5.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | $6.6M | $-4.3M | ||
| Q2 24 | $-2.0M | $-5.6M | ||
| Q1 24 | $2.4M | $1.9M |
营业利润率ICMB
LM
LMFA| Q4 25 | — | — | ||
| Q3 25 | — | -161.5% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | -215.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -318.6% | ||
| Q2 24 | — | -143.2% | ||
| Q1 24 | — | 21.2% |
净利率ICMB
LM
LMFA| Q4 25 | -271.1% | — | ||
| Q3 25 | -32.4% | -171.2% | ||
| Q2 25 | -11.5% | 5.2% | ||
| Q1 25 | 63.0% | -227.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 141.3% | -341.2% | ||
| Q2 24 | -47.9% | -186.2% | ||
| Q1 24 | 43.1% | 40.9% |
每股收益（稀释后）ICMB
LM
LMFA| Q4 25 | $-0.64 | — | ||
| Q3 25 | $-0.09 | $-0.41 | ||
| Q2 25 | $-0.03 | $0.02 | ||
| Q1 25 | $0.15 | $-1.05 | ||
| Q4 24 | — | — | ||
| Q3 24 | $0.46 | $-2.25 | ||
| Q2 24 | $-0.13 | $-2.26 | ||
| Q1 24 | $0.17 | $0.80 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | LM LMFA |
|---|---|---|
| 现金及短期投资手头流动性 | $4.6M | $37.4K |
| 总债务越低越好 | $123.9M | — |
| 股东权益账面价值 | $61.3M | $30.6M |
| 总资产 | $188.8M | $51.3M |
| 负债/权益比越低杠杆越低 | 2.02× | — |
8季度趋势，按日历期对齐
现金及短期投资ICMB
LM
LMFA| Q4 25 | $4.6M | $37.4K | ||
| Q3 25 | — | $23.6K | ||
| Q2 25 | — | $13.2K | ||
| Q1 25 | — | $18.3K | ||
| Q4 24 | — | $27.1K | ||
| Q3 24 | — | $18.8K | ||
| Q2 24 | $158.8K | $22.1K | ||
| Q1 24 | — | $15.7K |
总债务ICMB
LM
LMFA| Q4 25 | $123.9M | — | ||
| Q3 25 | $128.5M | — | ||
| Q2 25 | $135.5M | — | ||
| Q1 25 | $121.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $112.5M | — | ||
| Q2 24 | $108.0M | — | ||
| Q1 24 | $122.5M | — |
股东权益ICMB
LM
LMFA| Q4 25 | $61.3M | $30.6M | ||
| Q3 25 | $72.7M | $50.1M | ||
| Q2 25 | $76.0M | $31.9M | ||
| Q1 25 | $78.1M | $31.7M | ||
| Q4 24 | — | $37.0M | ||
| Q3 24 | $79.9M | $30.2M | ||
| Q2 24 | $75.0M | $32.5M | ||
| Q1 24 | $79.1M | $38.5M |
总资产ICMB
LM
LMFA| Q4 25 | $188.8M | $51.3M | ||
| Q3 25 | $210.6M | $60.2M | ||
| Q2 25 | $224.1M | $39.0M | ||
| Q1 25 | $207.6M | $39.1M | ||
| Q4 24 | — | $44.0M | ||
| Q3 24 | $203.0M | $37.9M | ||
| Q2 24 | $192.2M | $35.1M | ||
| Q1 24 | $210.0M | $40.6M |
负债/权益比ICMB
LM
LMFA| Q4 25 | 2.02× | — | ||
| Q3 25 | 1.77× | — | ||
| Q2 25 | 1.78× | — | ||
| Q1 25 | 1.55× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.41× | — | ||
| Q2 24 | 1.44× | — | ||
| Q1 24 | 1.55× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | LM LMFA |
|---|---|---|
| 经营现金流最新季度 | $11.7M | $-14.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-16.2M |
| 自由现金流率自由现金流/营收 | — | -684.3% |
| 资本支出强度资本支出/营收 | — | 93.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-25.6M |
8季度趋势，按日历期对齐
经营现金流ICMB
LM
LMFA| Q4 25 | $11.7M | $-14.0M | ||
| Q3 25 | $1.3M | $-3.1M | ||
| Q2 25 | $-6.7M | $-2.8M | ||
| Q1 25 | $5.1M | $-2.9M | ||
| Q4 24 | — | $-11.9M | ||
| Q3 24 | $481.7K | $-2.7M | ||
| Q2 24 | $11.0M | $-3.0M | ||
| Q1 24 | $13.9M | $-3.0M |
自由现金流ICMB
LM
LMFA| Q4 25 | — | $-16.2M | ||
| Q3 25 | — | $-3.3M | ||
| Q2 25 | — | $-3.0M | ||
| Q1 25 | — | $-3.1M | ||
| Q4 24 | — | $-13.7M | ||
| Q3 24 | — | $-2.7M | ||
| Q2 24 | — | $-4.2M | ||
| Q1 24 | — | — |
自由现金流率ICMB
LM
LMFA| Q4 25 | — | -684.3% | ||
| Q3 25 | — | -152.1% | ||
| Q2 25 | — | -156.7% | ||
| Q1 25 | — | -129.4% | ||
| Q4 24 | — | -689.0% | ||
| Q3 24 | — | -215.3% | ||
| Q2 24 | — | -140.9% | ||
| Q1 24 | — | — |
资本支出强度ICMB
LM
LMFA| Q4 25 | — | 93.2% | ||
| Q3 25 | — | 11.9% | ||
| Q2 25 | — | 10.7% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 87.3% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 0.0% |
现金转化率ICMB
LM
LMFA| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -27.99× | ||
| Q1 25 | 2.31× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.07× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 5.76× | -1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
