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INSTEEL INDUSTRIES INC（IIIN）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
INSTEEL INDUSTRIES INC的季度营收约是合众银行的1.7倍（$159.9M vs $93.8M），合众银行净利率更高（27.3% vs 4.7%，领先22.5%），过去两年合众银行的营收复合增速更高（15.1% vs 12.0%）
Insteel Industries Inc是美国领先的钢材加固产品制造商，主营焊接钢筋网、工程结构网、钢纤维等产品，主要服务北美地区非住宅建筑、基础设施、预制混凝土构件等领域客户，提供高性能建筑加固解决方案。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
IIIN vs OSBC — 直观对比
营收规模更大
IIIN
是对方的1.7倍
$93.8M
净利率更高
OSBC
高出22.5%
4.7%
两年增速更快
OSBC
近两年复合增速
12.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $159.9M | $93.8M |
| 净利润 | $7.6M | $25.6M |
| 毛利率 | 11.3% | — |
| 营业利润率 | 6.0% | — |
| 净利率 | 4.7% | 27.3% |
| 营收同比 | 23.3% | — |
| 净利润同比 | 602.4% | 159.2% |
| 每股收益（稀释后） | $0.39 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IIINOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $159.9M | $95.2M | ||
| Q3 25 | $177.4M | $95.9M | ||
| Q2 25 | $179.9M | $75.1M | ||
| Q1 25 | $160.7M | $73.1M | ||
| Q4 24 | $129.7M | $73.2M | ||
| Q3 24 | $134.3M | $71.2M | ||
| Q2 24 | $145.8M | $70.8M |
净利润IIINOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | $7.6M | — | ||
| Q3 25 | $14.6M | $9.9M | ||
| Q2 25 | $15.2M | $21.8M | ||
| Q1 25 | $10.2M | $19.8M | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $4.7M | $23.0M | ||
| Q2 24 | $6.6M | $21.9M |
毛利率IIINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | — | ||
| Q3 25 | 16.1% | — | ||
| Q2 25 | 17.1% | — | ||
| Q1 25 | 15.3% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 9.1% | — | ||
| Q2 24 | 10.6% | — |
营业利润率IIINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 6.0% | 41.2% | ||
| Q3 25 | 10.8% | 13.6% | ||
| Q2 25 | 11.0% | 38.9% | ||
| Q1 25 | 8.3% | 35.8% | ||
| Q4 24 | 1.1% | 34.7% | ||
| Q3 24 | 4.5% | 41.9% | ||
| Q2 24 | 6.0% | 41.2% |
净利率IIINOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | 4.7% | — | ||
| Q3 25 | 8.2% | 10.3% | ||
| Q2 25 | 8.4% | 29.0% | ||
| Q1 25 | 6.4% | 27.1% | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 3.5% | 32.3% | ||
| Q2 24 | 4.5% | 30.9% |
每股收益（稀释后）IIINOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $0.39 | $0.53 | ||
| Q3 25 | $0.74 | $0.18 | ||
| Q2 25 | $0.78 | $0.48 | ||
| Q1 25 | $0.52 | $0.43 | ||
| Q4 24 | $0.06 | $0.42 | ||
| Q3 24 | $0.24 | $0.50 | ||
| Q2 24 | $0.34 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $15.6M | $115.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $358.8M | $893.3M |
| 总资产 | $456.1M | $6.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资IIINOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | $15.6M | $124.0M | ||
| Q3 25 | $38.6M | $116.5M | ||
| Q2 25 | $53.7M | $141.8M | ||
| Q1 25 | $28.4M | $256.1M | ||
| Q4 24 | $36.0M | $99.3M | ||
| Q3 24 | $111.5M | $115.8M | ||
| Q2 24 | $97.7M | $120.9M |
股东权益IIINOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $358.8M | $896.8M | ||
| Q3 25 | $371.5M | $866.7M | ||
| Q2 25 | $356.2M | $718.6M | ||
| Q1 25 | $341.4M | $694.5M | ||
| Q4 24 | $331.6M | $671.0M | ||
| Q3 24 | $350.9M | $661.4M | ||
| Q2 24 | $346.0M | $619.3M |
总资产IIINOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $456.1M | $6.9B | ||
| Q3 25 | $462.6M | $7.0B | ||
| Q2 25 | $471.9M | $5.7B | ||
| Q1 25 | $421.9M | $5.7B | ||
| Q4 24 | $404.7M | $5.6B | ||
| Q3 24 | $422.6M | $5.7B | ||
| Q2 24 | $414.6M | $5.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-701.0K | — |
| 自由现金流经营现金流 - 资本支出 | $-2.2M | — |
| 自由现金流率自由现金流/营收 | -1.4% | — |
| 资本支出强度资本支出/营收 | 0.9% | — |
| 现金转化率经营现金流/净利润 | -0.09× | — |
| 过去12个月自由现金流最近4个季度 | $439.0K | — |
8季度趋势，按日历期对齐
经营现金流IIINOSBC
| Q1 26 | — | — | ||
| Q4 25 | $-701.0K | $122.3M | ||
| Q3 25 | $-17.0M | $35.9M | ||
| Q2 25 | $28.5M | $24.2M | ||
| Q1 25 | $-3.3M | $17.8M | ||
| Q4 24 | $19.0M | $131.5M | ||
| Q3 24 | $16.2M | $48.5M | ||
| Q2 24 | $18.8M | $11.6M |
自由现金流IIINOSBC
| Q1 26 | — | — | ||
| Q4 25 | $-2.2M | $117.8M | ||
| Q3 25 | $-18.7M | $34.7M | ||
| Q2 25 | $26.9M | $23.5M | ||
| Q1 25 | $-5.5M | $16.2M | ||
| Q4 24 | $16.3M | $120.7M | ||
| Q3 24 | $14.5M | $46.2M | ||
| Q2 24 | $15.5M | $8.7M |
自由现金流率IIINOSBC
| Q1 26 | — | — | ||
| Q4 25 | -1.4% | 123.7% | ||
| Q3 25 | -10.6% | 36.2% | ||
| Q2 25 | 15.0% | 31.2% | ||
| Q1 25 | -3.5% | 22.2% | ||
| Q4 24 | 12.6% | 165.0% | ||
| Q3 24 | 10.8% | 64.9% | ||
| Q2 24 | 10.7% | 12.3% |
资本支出强度IIINOSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 4.7% | ||
| Q3 25 | 1.0% | 1.3% | ||
| Q2 25 | 0.9% | 1.1% | ||
| Q1 25 | 1.4% | 2.2% | ||
| Q4 24 | 2.1% | 14.7% | ||
| Q3 24 | 1.3% | 3.3% | ||
| Q2 24 | 2.2% | 4.2% |
现金转化率IIINOSBC
| Q1 26 | — | — | ||
| Q4 25 | -0.09× | — | ||
| Q3 25 | -1.17× | 3.64× | ||
| Q2 25 | 1.88× | 1.11× | ||
| Q1 25 | -0.32× | 0.90× | ||
| Q4 24 | 17.56× | — | ||
| Q3 24 | 3.48× | 2.11× | ||
| Q2 24 | 2.86× | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
