vs
i3 Verticals, Inc.（IIIV）与OCTAVE SPECIALTY GROUP INC（OSG）财务数据对比。点击上方公司名可切换其他公司
OCTAVE SPECIALTY GROUP INC的季度营收约是i3 Verticals, Inc.的2.0倍（$104.2M vs $52.7M），i3 Verticals, Inc.净利率更高（0.9% vs -6.6%，领先7.5%），OCTAVE SPECIALTY GROUP INC同比增速更快（66.0% vs -14.6%），过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（42.9% vs -4.7%）
Prusa i3是捷克Prusa Research公司生产的熔融沉积成型3D打印机系列，以Original Prusa i3为注册商标推出，同时也是RepRap项目的组成部分。2016年该系列就被评为全球使用率最高的3D打印机，最早由Josef Průša在2012年完成设计，2015年正式推出商用套件版本，目前最新型号同时提供散件套件和原厂组装版本，具备性价比高、易操作的优势。
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
IIIV vs OSG — 直观对比
营收规模更大
OSG
是对方的2.0倍
$52.7M
营收增速更快
OSG
高出80.6%
-14.6%
净利率更高
IIIV
高出7.5%
-6.6%
两年增速更快
OSG
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $52.7M | $104.2M |
| 净利润 | $484.0K | $-6.9M |
| 毛利率 | — | — |
| 营业利润率 | 3.1% | — |
| 净利率 | 0.9% | -6.6% |
| 营收同比 | -14.6% | 66.0% |
| 净利润同比 | -76.5% | — |
| 每股收益（稀释后） | $0.02 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IIIVOSG
| Q1 26 | — | $104.2M | ||
| Q4 25 | $52.7M | $66.9M | ||
| Q3 25 | $46.0M | $66.6M | ||
| Q2 25 | $51.9M | $55.0M | ||
| Q1 25 | $63.1M | $62.8M | ||
| Q4 24 | $52.2M | $65.2M | ||
| Q3 24 | $32.0M | $70.0M | ||
| Q2 24 | $46.2M | $51.0M |
净利润IIIVOSG
| Q1 26 | — | $-6.9M | ||
| Q4 25 | $484.0K | $-29.7M | ||
| Q3 25 | $3.1M | $-112.6M | ||
| Q2 25 | $12.9M | $-72.7M | ||
| Q1 25 | $-154.0K | $-44.7M | ||
| Q4 24 | $2.1M | $-20.9M | ||
| Q3 24 | $117.9M | $-27.5M | ||
| Q2 24 | $-7.5M | $-750.0K |
营业利润率IIIVOSG
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | -76.7% | ||
| Q3 25 | 3.2% | -48.2% | ||
| Q2 25 | -9.3% | -41.8% | ||
| Q1 25 | 8.0% | -24.1% | ||
| Q4 24 | 3.9% | -55.5% | ||
| Q3 24 | 10.6% | -29.7% | ||
| Q2 24 | -2.8% | -28.9% |
净利率IIIVOSG
| Q1 26 | — | -6.6% | ||
| Q4 25 | 0.9% | -73.8% | ||
| Q3 25 | 6.7% | -169.1% | ||
| Q2 25 | 24.8% | -132.3% | ||
| Q1 25 | -0.2% | -71.3% | ||
| Q4 24 | 3.9% | -55.1% | ||
| Q3 24 | 368.2% | -39.3% | ||
| Q2 24 | -16.3% | -1.5% |
每股收益（稀释后）IIIVOSG
| Q1 26 | — | $-0.13 | ||
| Q4 25 | $0.02 | $-0.82 | ||
| Q3 25 | $0.14 | $-2.35 | ||
| Q2 25 | $0.50 | $-1.54 | ||
| Q1 25 | $0.00 | $-1.22 | ||
| Q4 24 | $0.08 | $-11.75 | ||
| Q3 24 | $4.93 | $-0.63 | ||
| Q2 24 | $-0.32 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $37.5M | — |
| 总债务越低越好 | — | $117.1M |
| 股东权益账面价值 | $358.5M | $833.6M |
| 总资产 | $595.9M | $2.3B |
| 负债/权益比越低杠杆越低 | — | 0.14× |
8季度趋势，按日历期对齐
现金及短期投资IIIVOSG
| Q1 26 | — | — | ||
| Q4 25 | $37.5M | $146.4M | ||
| Q3 25 | $66.7M | $27.5M | ||
| Q2 25 | $55.5M | $22.5M | ||
| Q1 25 | $7.7M | $34.1M | ||
| Q4 24 | $85.6M | $157.2M | ||
| Q3 24 | $86.5M | $40.8M | ||
| Q2 24 | $9.7M | $14.6M |
总债务IIIVOSG
| Q1 26 | — | $117.1M | ||
| Q4 25 | — | $117.6M | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $12.0M | — | ||
| Q4 24 | $26.2M | $0 | ||
| Q3 24 | $26.2M | $518.0M | ||
| Q2 24 | $374.1M | $515.0M |
股东权益IIIVOSG
| Q1 26 | — | $833.6M | ||
| Q4 25 | $358.5M | $715.8M | ||
| Q3 25 | $389.6M | $843.4M | ||
| Q2 25 | $383.3M | $859.8M | ||
| Q1 25 | $385.2M | $852.2M | ||
| Q4 24 | $375.0M | $798.4M | ||
| Q3 24 | $379.7M | $1.5B | ||
| Q2 24 | $249.7M | $1.4B |
总资产IIIVOSG
| Q1 26 | — | $2.3B | ||
| Q4 25 | $595.9M | $2.2B | ||
| Q3 25 | $638.4M | $2.1B | ||
| Q2 25 | $623.3M | $8.5B | ||
| Q1 25 | $646.4M | $8.3B | ||
| Q4 24 | $726.2M | $8.1B | ||
| Q3 24 | $730.7M | $9.3B | ||
| Q2 24 | $861.7M | $8.2B |
负债/权益比IIIVOSG
| Q1 26 | — | 0.14× | ||
| Q4 25 | — | 0.16× | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 0.07× | 0.00× | ||
| Q3 24 | 0.07× | 0.35× | ||
| Q2 24 | 1.50× | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | — |
| 自由现金流经营现金流 - 资本支出 | $13.8M | — |
| 自由现金流率自由现金流/营收 | 26.2% | — |
| 资本支出强度资本支出/营收 | 0.6% | — |
| 现金转化率经营现金流/净利润 | 29.18× | — |
| 过去12个月自由现金流最近4个季度 | $6.5M | — |
8季度趋势，按日历期对齐
经营现金流IIIVOSG
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $-52.3M | ||
| Q3 25 | $14.0M | $-41.2M | ||
| Q2 25 | $7.4M | $2.1M | ||
| Q1 25 | $-27.1M | $-12.6M | ||
| Q4 24 | $11.5M | $762.0K | ||
| Q3 24 | $15.1M | $48.9M | ||
| Q2 24 | $8.1M | $20.4M |
自由现金流IIIVOSG
| Q1 26 | — | — | ||
| Q4 25 | $13.8M | — | ||
| Q3 25 | $13.5M | — | ||
| Q2 25 | $6.8M | — | ||
| Q1 25 | $-27.6M | — | ||
| Q4 24 | $11.0M | — | ||
| Q3 24 | $14.6M | — | ||
| Q2 24 | $7.2M | — |
自由现金流率IIIVOSG
| Q1 26 | — | — | ||
| Q4 25 | 26.2% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | -43.8% | — | ||
| Q4 24 | 21.1% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 15.6% | — |
资本支出强度IIIVOSG
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.9% | — |
现金转化率IIIVOSG
| Q1 26 | — | — | ||
| Q4 25 | 29.18× | — | ||
| Q3 25 | 4.52× | — | ||
| Q2 25 | 0.57× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 5.59× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IIIV
| License And Service | $35.7M | 68% |
| Proprietary Payments Revenue | $14.5M | 27% |
| Other Revenue | $2.5M | 5% |
OSG
| Commissions | $68.2M | 65% |
| Other | $20.6M | 20% |
| Servicing and other fees | $9.4M | 9% |
| Program fees | $3.6M | 3% |
| Investment income | $2.4M | 2% |
