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First Internet Bancorp（INBK）与PUMA BIOTECHNOLOGY, INC.（PBYI）财务数据对比。点击上方公司名可切换其他公司
PUMA BIOTECHNOLOGY, INC.的季度营收约是First Internet Bancorp的1.8倍（$75.5M vs $43.1M），过去两年PUMA BIOTECHNOLOGY, INC.的营收复合增速更高（31.3% vs 15.4%）
第一互联网班克公司是一家美国银行控股公司，总部位于印第安纳州费舍尔斯，旗下唯一子公司为印第安纳第一互联网银行。该银行是美国最早一批仅通过线上与电话开展业务、不设实体网点的州特许银行之一。
彪马生物技术是一家公开上市的生物制药企业，总部位于美国加利福尼亚州洛杉矶，专注于创新药物研发相关业务，在生物制药领域开展研发与商业化运营。
INBK vs PBYI — 直观对比
营收规模更大
PBYI
是对方的1.8倍
$43.1M
两年增速更快
PBYI
近两年复合增速
15.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $43.1M | $75.5M |
| 净利润 | $2.5M | — |
| 毛利率 | — | 69.3% |
| 营业利润率 | — | 22.7% |
| 净利率 | 5.8% | — |
| 营收同比 | — | 27.7% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.29 | $0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INBKPBYI
| Q1 26 | $43.1M | — | ||
| Q4 25 | $30.3M | $75.5M | ||
| Q3 25 | $5.7M | $54.5M | ||
| Q2 25 | $33.5M | $52.4M | ||
| Q1 25 | $35.5M | $46.0M | ||
| Q4 24 | $39.5M | $59.1M | ||
| Q3 24 | $33.8M | $80.5M | ||
| Q2 24 | $32.4M | $47.1M |
净利润INBKPBYI
| Q1 26 | $2.5M | — | ||
| Q4 25 | $5.3M | — | ||
| Q3 25 | $-41.6M | $8.8M | ||
| Q2 25 | $193.0K | $5.9M | ||
| Q1 25 | $943.0K | $3.0M | ||
| Q4 24 | $7.3M | — | ||
| Q3 24 | $7.0M | $20.3M | ||
| Q2 24 | $5.8M | $-4.5M |
毛利率INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | — | 69.3% | ||
| Q3 25 | — | 77.7% | ||
| Q2 25 | — | 76.5% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 76.4% | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 77.4% |
营业利润率INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | 18.1% | 22.7% | ||
| Q3 25 | -956.1% | 17.6% | ||
| Q2 25 | -5.5% | 12.7% | ||
| Q1 25 | 0.1% | 8.7% | ||
| Q4 24 | 21.1% | 22.6% | ||
| Q3 24 | 22.5% | 27.4% | ||
| Q2 24 | 18.5% | -4.6% |
净利率INBKPBYI
| Q1 26 | 5.8% | — | ||
| Q4 25 | 17.4% | — | ||
| Q3 25 | -729.1% | 16.2% | ||
| Q2 25 | 0.6% | 11.2% | ||
| Q1 25 | 2.7% | 6.5% | ||
| Q4 24 | 18.6% | — | ||
| Q3 24 | 20.7% | 25.2% | ||
| Q2 24 | 17.8% | -9.6% |
每股收益（稀释后）INBKPBYI
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.60 | $0.26 | ||
| Q3 25 | $-4.76 | $0.17 | ||
| Q2 25 | $0.02 | $0.12 | ||
| Q1 25 | $0.11 | $0.06 | ||
| Q4 24 | $0.82 | $0.40 | ||
| Q3 24 | $0.80 | $0.41 | ||
| Q2 24 | $0.67 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $97.5M |
| 总债务越低越好 | — | $22.7M |
| 股东权益账面价值 | $374.3M | $130.3M |
| 总资产 | $5.6B | $216.3M |
| 负债/权益比越低杠杆越低 | — | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | $456.8M | $97.5M | ||
| Q3 25 | $787.7M | $94.4M | ||
| Q2 25 | $446.4M | $96.0M | ||
| Q1 25 | $394.5M | $93.2M | ||
| Q4 24 | $466.4M | $101.0M | ||
| Q3 24 | $712.5M | $96.7M | ||
| Q2 24 | $396.8M | $96.8M |
总债务INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | $249.5M | $22.7M | ||
| Q3 25 | — | $34.0M | ||
| Q2 25 | — | $45.3M | ||
| Q1 25 | — | $56.7M | ||
| Q4 24 | $295.0M | $68.0M | ||
| Q3 24 | — | $79.3M | ||
| Q2 24 | — | $90.7M |
股东权益INBKPBYI
| Q1 26 | $374.3M | — | ||
| Q4 25 | $359.8M | $130.3M | ||
| Q3 25 | $352.2M | $115.3M | ||
| Q2 25 | $390.2M | $104.7M | ||
| Q1 25 | $387.7M | $97.1M | ||
| Q4 24 | $384.1M | $92.1M | ||
| Q3 24 | $385.1M | $71.1M | ||
| Q2 24 | $372.0M | $48.5M |
总资产INBKPBYI
| Q1 26 | $5.6B | — | ||
| Q4 25 | $5.6B | $216.3M | ||
| Q3 25 | $5.6B | $202.9M | ||
| Q2 25 | $6.1B | $194.9M | ||
| Q1 25 | $5.9B | $196.2M | ||
| Q4 24 | $5.7B | $213.3M | ||
| Q3 24 | $5.8B | $220.7M | ||
| Q2 24 | $5.3B | $205.0M |
负债/权益比INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | 0.17× | ||
| Q3 25 | — | 0.30× | ||
| Q2 25 | — | 0.43× | ||
| Q1 25 | — | 0.58× | ||
| Q4 24 | 0.77× | 0.74× | ||
| Q3 24 | — | 1.12× | ||
| Q2 24 | — | 1.87× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $14.4M |
| 自由现金流经营现金流 - 资本支出 | — | $14.4M |
| 自由现金流率自由现金流/营收 | — | 19.1% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $41.7M |
8季度趋势，按日历期对齐
经营现金流INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | $3.4M | $14.4M | ||
| Q3 25 | $37.1M | $9.7M | ||
| Q2 25 | $-90.2M | $14.1M | ||
| Q1 25 | $32.8M | $3.6M | ||
| Q4 24 | $13.0M | $15.6M | ||
| Q3 24 | $331.0K | $11.0M | ||
| Q2 24 | $16.0M | $1.0M |
自由现金流INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | $2.2M | $14.4M | ||
| Q3 25 | $37.0M | $9.7M | ||
| Q2 25 | $-90.8M | $14.1M | ||
| Q1 25 | $32.6M | $3.6M | ||
| Q4 24 | $10.4M | $15.6M | ||
| Q3 24 | $-270.0K | $11.0M | ||
| Q2 24 | $15.5M | $1.0M |
自由现金流率INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | 7.3% | 19.1% | ||
| Q3 25 | 648.0% | 17.7% | ||
| Q2 25 | -270.7% | 26.8% | ||
| Q1 25 | 91.9% | 7.7% | ||
| Q4 24 | 26.3% | 26.4% | ||
| Q3 24 | -0.8% | 13.7% | ||
| Q2 24 | 47.8% | 2.1% |
资本支出强度INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | 0.0% | ||
| Q3 25 | 1.9% | 0.0% | ||
| Q2 25 | 1.9% | 0.0% | ||
| Q1 25 | 0.5% | 0.1% | ||
| Q4 24 | 6.6% | 0.0% | ||
| Q3 24 | 1.8% | 0.0% | ||
| Q2 24 | 1.7% | 0.0% |
现金转化率INBKPBYI
| Q1 26 | — | — | ||
| Q4 25 | 0.65× | — | ||
| Q3 25 | — | 1.10× | ||
| Q2 25 | -467.21× | 2.41× | ||
| Q1 25 | 34.81× | 1.21× | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 0.05× | 0.54× | ||
| Q2 24 | 2.77× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INBK
| Net Interest Income | $31.6M | 73% |
| Noninterest Income | $11.5M | 27% |
PBYI
暂无分部数据
