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First Internet Bancorp（INBK）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
万物新生的季度营收约是First Internet Bancorp的1.0倍（$43.2M vs $43.1M），万物新生净利率更高（16.9% vs 5.8%，领先11.1%）
第一互联网班克公司是一家美国银行控股公司，总部位于印第安纳州费舍尔斯，旗下唯一子公司为印第安纳第一互联网银行。该银行是美国最早一批仅通过线上与电话开展业务、不设实体网点的州特许银行之一。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
INBK vs RERE — 直观对比
营收规模更大
RERE
是对方的1.0倍
$43.1M
净利率更高
RERE
高出11.1%
5.8%
损益表 — Q1 FY2026 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $43.1M | $43.2M |
| 净利润 | $2.5M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 5.8% | 16.9% |
| 营收同比 | — | — |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.29 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INBKRERE
| Q1 26 | $43.1M | — | ||
| Q4 25 | $30.3M | — | ||
| Q3 25 | $5.7M | — | ||
| Q2 25 | $33.5M | — | ||
| Q1 25 | $35.5M | — | ||
| Q4 24 | $39.5M | — | ||
| Q3 24 | $33.8M | — | ||
| Q2 24 | $32.4M | — |
净利润INBKRERE
| Q1 26 | $2.5M | — | ||
| Q4 25 | $5.3M | — | ||
| Q3 25 | $-41.6M | — | ||
| Q2 25 | $193.0K | — | ||
| Q1 25 | $943.0K | — | ||
| Q4 24 | $7.3M | — | ||
| Q3 24 | $7.0M | — | ||
| Q2 24 | $5.8M | — |
营业利润率INBKRERE
| Q1 26 | — | — | ||
| Q4 25 | 18.1% | — | ||
| Q3 25 | -956.1% | — | ||
| Q2 25 | -5.5% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 21.1% | — | ||
| Q3 24 | 22.5% | — | ||
| Q2 24 | 18.5% | — |
净利率INBKRERE
| Q1 26 | 5.8% | — | ||
| Q4 25 | 17.4% | — | ||
| Q3 25 | -729.1% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 18.6% | — | ||
| Q3 24 | 20.7% | — | ||
| Q2 24 | 17.8% | — |
每股收益（稀释后）INBKRERE
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.60 | — | ||
| Q3 25 | $-4.76 | — | ||
| Q2 25 | $0.02 | — | ||
| Q1 25 | $0.11 | — | ||
| Q4 24 | $0.82 | — | ||
| Q3 24 | $0.80 | — | ||
| Q2 24 | $0.67 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $228.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $374.3M | $557.1M |
| 总资产 | $5.6B | $722.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资INBKRERE
| Q1 26 | — | — | ||
| Q4 25 | $456.8M | — | ||
| Q3 25 | $787.7M | — | ||
| Q2 25 | $446.4M | — | ||
| Q1 25 | $394.5M | — | ||
| Q4 24 | $466.4M | — | ||
| Q3 24 | $712.5M | — | ||
| Q2 24 | $396.8M | — |
总债务INBKRERE
| Q1 26 | — | — | ||
| Q4 25 | $249.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $295.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益INBKRERE
| Q1 26 | $374.3M | — | ||
| Q4 25 | $359.8M | — | ||
| Q3 25 | $352.2M | — | ||
| Q2 25 | $390.2M | — | ||
| Q1 25 | $387.7M | — | ||
| Q4 24 | $384.1M | — | ||
| Q3 24 | $385.1M | — | ||
| Q2 24 | $372.0M | — |
总资产INBKRERE
| Q1 26 | $5.6B | — | ||
| Q4 25 | $5.6B | — | ||
| Q3 25 | $5.6B | — | ||
| Q2 25 | $6.1B | — | ||
| Q1 25 | $5.9B | — | ||
| Q4 24 | $5.7B | — | ||
| Q3 24 | $5.8B | — | ||
| Q2 24 | $5.3B | — |
负债/权益比INBKRERE
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.77× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INBK
| Net Interest Income | $31.6M | 73% |
| Noninterest Income | $11.5M | 27% |
RERE
暂无分部数据
