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INDEPENDENT BANK CORP（INDB）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是INDEPENDENT BANK CORP的1.1倍（$225.0M vs $212.5M），INDEPENDENT BANK CORP同比增速更快（46.9% vs 24.9%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $26.2M），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs -12.3%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
INDB vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.1倍
$212.5M
营收增速更快
INDB
高出21.9%
24.9%
自由现金流更多
INDB
多$49.3M
$26.2M
两年增速更快
INDB
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $225.0M |
| 净利润 | $75.3M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 35.5% | — |
| 营收同比 | 46.9% | 24.9% |
| 净利润同比 | 50.6% | — |
| 每股收益（稀释后） | $1.51 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBROCK
| Q4 25 | $212.5M | $225.0M | ||
| Q3 25 | $203.3M | $310.9M | ||
| Q2 25 | $147.5M | $309.5M | ||
| Q1 25 | $145.5M | $290.0M | ||
| Q4 24 | $144.7M | $180.1M | ||
| Q3 24 | $141.7M | $277.1M | ||
| Q2 24 | $137.9M | $273.6M | ||
| Q1 24 | $137.4M | $292.5M |
净利润INDBROCK
| Q4 25 | $75.3M | — | ||
| Q3 25 | $34.3M | $-89.1M | ||
| Q2 25 | $51.1M | $26.0M | ||
| Q1 25 | $44.4M | $21.1M | ||
| Q4 24 | $50.0M | — | ||
| Q3 24 | $42.9M | $34.0M | ||
| Q2 24 | $51.3M | $32.2M | ||
| Q1 24 | $47.8M | $24.9M |
毛利率INDBROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率INDBROCK
| Q4 25 | — | 7.9% | ||
| Q3 25 | 21.8% | 12.8% | ||
| Q2 25 | 44.6% | 12.8% | ||
| Q1 25 | 39.3% | 8.8% | ||
| Q4 24 | — | 13.3% | ||
| Q3 24 | 39.0% | 15.6% | ||
| Q2 24 | 48.1% | 14.9% | ||
| Q1 24 | 45.5% | 10.8% |
净利率INDBROCK
| Q4 25 | 35.5% | — | ||
| Q3 25 | 16.8% | -28.6% | ||
| Q2 25 | 34.6% | 8.4% | ||
| Q1 25 | 30.5% | 7.3% | ||
| Q4 24 | 34.6% | — | ||
| Q3 24 | 30.3% | 12.3% | ||
| Q2 24 | 37.2% | 11.8% | ||
| Q1 24 | 34.8% | 8.5% |
每股收益（稀释后）INDBROCK
| Q4 25 | $1.51 | — | ||
| Q3 25 | $0.69 | $-2.98 | ||
| Q2 25 | $1.20 | $0.87 | ||
| Q1 25 | $1.04 | — | ||
| Q4 24 | $1.18 | — | ||
| Q3 24 | $1.01 | $1.11 | ||
| Q2 24 | $1.21 | $1.05 | ||
| Q1 24 | $1.12 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $3.6B | $950.4M |
| 总资产 | $24.9B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资INDBROCK
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M | ||
| Q1 24 | — | $146.7M |
总债务INDBROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益INDBROCK
| Q4 25 | $3.6B | $950.4M | ||
| Q3 25 | $3.5B | $951.8M | ||
| Q2 25 | $3.1B | $1.0B | ||
| Q1 25 | $3.0B | $1.0B | ||
| Q4 24 | $3.0B | $1.0B | ||
| Q3 24 | $3.0B | $1.0B | ||
| Q2 24 | $2.9B | $975.7M | ||
| Q1 24 | $2.9B | $940.2M |
总资产INDBROCK
| Q4 25 | $24.9B | $1.4B | ||
| Q3 25 | $25.0B | $1.4B | ||
| Q2 25 | $20.0B | $1.5B | ||
| Q1 25 | $19.9B | $1.4B | ||
| Q4 24 | $19.4B | $1.4B | ||
| Q3 24 | $19.4B | $1.4B | ||
| Q2 24 | $19.4B | $1.4B | ||
| Q1 24 | $19.3B | $1.3B |
负债/权益比INDBROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $26.2M |
| 自由现金流率自由现金流/营收 | 35.5% | 11.7% |
| 资本支出强度资本支出/营收 | 1.6% | 4.1% |
| 现金转化率经营现金流/净利润 | 1.05× | — |
| 过去12个月自由现金流最近4个季度 | $239.0M | $120.6M |
8季度趋势，按日历期对齐
经营现金流INDBROCK
| Q4 25 | $78.9M | $35.5M | ||
| Q3 25 | $52.2M | $73.0M | ||
| Q2 25 | $106.7M | $44.9M | ||
| Q1 25 | $13.3M | $13.7M | ||
| Q4 24 | $42.9M | $19.9M | ||
| Q3 24 | $70.2M | $64.7M | ||
| Q2 24 | $65.6M | $36.5M | ||
| Q1 24 | $51.1M | $53.2M |
自由现金流INDBROCK
| Q4 25 | $75.5M | $26.2M | ||
| Q3 25 | $49.7M | $64.8M | ||
| Q2 25 | $102.5M | $27.3M | ||
| Q1 25 | $11.3M | $2.3M | ||
| Q4 24 | $36.5M | $14.1M | ||
| Q3 24 | $64.4M | $60.5M | ||
| Q2 24 | $61.9M | $33.5M | ||
| Q1 24 | $46.7M | $48.8M |
自由现金流率INDBROCK
| Q4 25 | 35.5% | 11.7% | ||
| Q3 25 | 24.4% | 20.8% | ||
| Q2 25 | 69.5% | 8.8% | ||
| Q1 25 | 7.8% | 0.8% | ||
| Q4 24 | 25.2% | 7.8% | ||
| Q3 24 | 45.4% | 21.8% | ||
| Q2 24 | 44.9% | 12.2% | ||
| Q1 24 | 34.0% | 16.7% |
资本支出强度INDBROCK
| Q4 25 | 1.6% | 4.1% | ||
| Q3 25 | 1.2% | 2.6% | ||
| Q2 25 | 2.9% | 5.7% | ||
| Q1 25 | 1.4% | 3.9% | ||
| Q4 24 | 4.4% | 3.3% | ||
| Q3 24 | 4.1% | 1.5% | ||
| Q2 24 | 2.7% | 1.1% | ||
| Q1 24 | 3.2% | 1.5% |
现金转化率INDBROCK
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.52× | — | ||
| Q2 25 | 2.09× | 1.73× | ||
| Q1 25 | 0.30× | 0.65× | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | 1.64× | 1.90× | ||
| Q2 24 | 1.28× | 1.13× | ||
| Q1 24 | 1.07× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INDB
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
