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INDEPENDENT BANK CORP（INDB）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
Rapid7, Inc.的季度营收约是INDEPENDENT BANK CORP的1.0倍（$217.4M vs $212.5M），INDEPENDENT BANK CORP净利率更高（35.5% vs 1.4%，领先34.0%），INDEPENDENT BANK CORP同比增速更快（46.9% vs 0.5%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $36.4M），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs 3.0%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
INDB vs RPD — 直观对比
营收规模更大
RPD
是对方的1.0倍
$212.5M
营收增速更快
INDB
高出46.4%
0.5%
净利率更高
INDB
高出34.0%
1.4%
自由现金流更多
INDB
多$39.1M
$36.4M
两年增速更快
INDB
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $217.4M |
| 净利润 | $75.3M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | — | 1.0% |
| 净利率 | 35.5% | 1.4% |
| 营收同比 | 46.9% | 0.5% |
| 净利润同比 | 50.6% | 44.1% |
| 每股收益（稀释后） | $1.51 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBRPD
| Q4 25 | $212.5M | $217.4M | ||
| Q3 25 | $203.3M | $218.0M | ||
| Q2 25 | $147.5M | $214.2M | ||
| Q1 25 | $145.5M | $210.3M | ||
| Q4 24 | $144.7M | $216.3M | ||
| Q3 24 | $141.7M | $214.7M | ||
| Q2 24 | $137.9M | $208.0M | ||
| Q1 24 | $137.4M | $205.1M |
净利润INDBRPD
| Q4 25 | $75.3M | $3.1M | ||
| Q3 25 | $34.3M | $9.8M | ||
| Q2 25 | $51.1M | $8.3M | ||
| Q1 25 | $44.4M | $2.1M | ||
| Q4 24 | $50.0M | $2.2M | ||
| Q3 24 | $42.9M | $15.4M | ||
| Q2 24 | $51.3M | $6.5M | ||
| Q1 24 | $47.8M | $1.4M |
毛利率INDBRPD
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% | ||
| Q1 24 | — | 70.3% |
营业利润率INDBRPD
| Q4 25 | — | 1.0% | ||
| Q3 25 | 21.8% | 2.7% | ||
| Q2 25 | 44.6% | 1.6% | ||
| Q1 25 | 39.3% | -0.0% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | 39.0% | 6.0% | ||
| Q2 24 | 48.1% | 2.5% | ||
| Q1 24 | 45.5% | 4.7% |
净利率INDBRPD
| Q4 25 | 35.5% | 1.4% | ||
| Q3 25 | 16.8% | 4.5% | ||
| Q2 25 | 34.6% | 3.9% | ||
| Q1 25 | 30.5% | 1.0% | ||
| Q4 24 | 34.6% | 1.0% | ||
| Q3 24 | 30.3% | 7.2% | ||
| Q2 24 | 37.2% | 3.1% | ||
| Q1 24 | 34.8% | 0.7% |
每股收益（稀释后）INDBRPD
| Q4 25 | $1.51 | $0.05 | ||
| Q3 25 | $0.69 | $0.15 | ||
| Q2 25 | $1.20 | $0.13 | ||
| Q1 25 | $1.04 | $0.03 | ||
| Q4 24 | $1.18 | $0.08 | ||
| Q3 24 | $1.01 | $0.21 | ||
| Q2 24 | $1.21 | $0.09 | ||
| Q1 24 | $1.12 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.6B | $154.7M |
| 总资产 | $24.9B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资INDBRPD
| Q4 25 | — | $474.7M | ||
| Q3 25 | — | $407.1M | ||
| Q2 25 | — | $511.7M | ||
| Q1 25 | — | $493.5M | ||
| Q4 24 | — | $521.7M | ||
| Q3 24 | — | $443.7M | ||
| Q2 24 | — | $442.6M | ||
| Q1 24 | — | $411.7M |
股东权益INDBRPD
| Q4 25 | $3.6B | $154.7M | ||
| Q3 25 | $3.5B | $127.2M | ||
| Q2 25 | $3.1B | $90.4M | ||
| Q1 25 | $3.0B | $52.7M | ||
| Q4 24 | $3.0B | $17.7M | ||
| Q3 24 | $3.0B | $-5.1M | ||
| Q2 24 | $2.9B | $-52.6M | ||
| Q1 24 | $2.9B | $-86.4M |
总资产INDBRPD
| Q4 25 | $24.9B | $1.7B | ||
| Q3 25 | $25.0B | $1.7B | ||
| Q2 25 | $20.0B | $1.6B | ||
| Q1 25 | $19.9B | $1.6B | ||
| Q4 24 | $19.4B | $1.7B | ||
| Q3 24 | $19.4B | $1.6B | ||
| Q2 24 | $19.4B | $1.5B | ||
| Q1 24 | $19.3B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $37.6M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $36.4M |
| 自由现金流率自由现金流/营收 | 35.5% | 16.8% |
| 资本支出强度资本支出/营收 | 1.6% | 0.5% |
| 现金转化率经营现金流/净利润 | 1.05× | 12.01× |
| 过去12个月自由现金流最近4个季度 | $239.0M | $146.2M |
8季度趋势，按日历期对齐
经营现金流INDBRPD
| Q4 25 | $78.9M | $37.6M | ||
| Q3 25 | $52.2M | $39.0M | ||
| Q2 25 | $106.7M | $47.5M | ||
| Q1 25 | $13.3M | $29.8M | ||
| Q4 24 | $42.9M | $63.8M | ||
| Q3 24 | $70.2M | $44.0M | ||
| Q2 24 | $65.6M | $32.9M | ||
| Q1 24 | $51.1M | $31.1M |
自由现金流INDBRPD
| Q4 25 | $75.5M | $36.4M | ||
| Q3 25 | $49.7M | $34.8M | ||
| Q2 25 | $102.5M | $46.6M | ||
| Q1 25 | $11.3M | $28.4M | ||
| Q4 24 | $36.5M | $62.6M | ||
| Q3 24 | $64.4M | $42.6M | ||
| Q2 24 | $61.9M | $32.6M | ||
| Q1 24 | $46.7M | $30.4M |
自由现金流率INDBRPD
| Q4 25 | 35.5% | 16.8% | ||
| Q3 25 | 24.4% | 16.0% | ||
| Q2 25 | 69.5% | 21.8% | ||
| Q1 25 | 7.8% | 13.5% | ||
| Q4 24 | 25.2% | 28.9% | ||
| Q3 24 | 45.4% | 19.9% | ||
| Q2 24 | 44.9% | 15.7% | ||
| Q1 24 | 34.0% | 14.8% |
资本支出强度INDBRPD
| Q4 25 | 1.6% | 0.5% | ||
| Q3 25 | 1.2% | 1.9% | ||
| Q2 25 | 2.9% | 0.4% | ||
| Q1 25 | 1.4% | 0.6% | ||
| Q4 24 | 4.4% | 0.5% | ||
| Q3 24 | 4.1% | 0.6% | ||
| Q2 24 | 2.7% | 0.1% | ||
| Q1 24 | 3.2% | 0.3% |
现金转化率INDBRPD
| Q4 25 | 1.05× | 12.01× | ||
| Q3 25 | 1.52× | 3.97× | ||
| Q2 25 | 2.09× | 5.70× | ||
| Q1 25 | 0.30× | 14.14× | ||
| Q4 24 | 0.86× | 29.36× | ||
| Q3 24 | 1.64× | 2.85× | ||
| Q2 24 | 1.28× | 5.03× | ||
| Q1 24 | 1.07× | 22.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INDB
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
