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宜瑞安（INGR）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是宜瑞安的1.2倍（$2.2B vs $1.8B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 9.5%，领先14.0%），宜瑞安同比增速更快（-2.4% vs -36.8%），过去两年宜瑞安的营收复合增速更高（-3.4% vs -11.9%）
宜瑞安（Ingredion Inc.）是总部位于美国伊利诺伊州的食品饮料配料供应商，主打产品包括淀粉、非转基因甜味剂、甜菊糖、豌豆蛋白等，以玉米、木薯、马铃薯、谷物、果蔬等为原料，产品供应食品、饮料、酿造、制药等多个行业，在全球44个站点拥有约1.2万名员工，客户覆盖超120个国家。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
INGR vs RNR — 直观对比
营收规模更大
RNR
是对方的1.2倍
$1.8B
营收增速更快
INGR
高出34.4%
-36.8%
净利率更高
RNR
高出14.0%
9.5%
两年增速更快
INGR
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $2.2B |
| 净利润 | $167.0M | $515.8M |
| 毛利率 | 24.5% | — |
| 营业利润率 | 12.5% | — |
| 净利率 | 9.5% | 23.5% |
| 营收同比 | -2.4% | -36.8% |
| 净利润同比 | 72.2% | 72.6% |
| 每股收益（稀释后） | $2.58 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INGRRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.8B | $3.0B | ||
| Q3 25 | $1.8B | $3.2B | ||
| Q2 25 | $1.8B | $3.2B | ||
| Q1 25 | $1.8B | $3.5B | ||
| Q4 24 | $1.8B | $2.3B | ||
| Q3 24 | $1.9B | $4.0B | ||
| Q2 24 | $1.9B | $2.8B |
净利润INGRRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $167.0M | $760.5M | ||
| Q3 25 | $171.0M | $916.5M | ||
| Q2 25 | $196.0M | $835.4M | ||
| Q1 25 | $197.0M | $170.0M | ||
| Q4 24 | $97.0M | $-189.7M | ||
| Q3 24 | $188.0M | $1.2B | ||
| Q2 24 | $148.0M | $503.9M |
毛利率INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | 24.5% | — | ||
| Q3 25 | 25.1% | — | ||
| Q2 25 | 26.0% | — | ||
| Q1 25 | 25.7% | — | ||
| Q4 24 | 24.9% | — | ||
| Q3 24 | 25.6% | — | ||
| Q2 24 | 23.7% | — |
营业利润率INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | 12.5% | 42.5% | ||
| Q3 25 | 13.7% | 46.3% | ||
| Q2 25 | 14.8% | 41.8% | ||
| Q1 25 | 15.2% | -2.0% | ||
| Q4 24 | 9.0% | -3.6% | ||
| Q3 24 | 14.3% | 43.7% | ||
| Q2 24 | 12.8% | 25.0% |
净利率INGRRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 9.5% | 25.6% | ||
| Q3 25 | 9.4% | 28.7% | ||
| Q2 25 | 10.7% | 26.1% | ||
| Q1 25 | 10.9% | 4.9% | ||
| Q4 24 | 5.4% | -8.3% | ||
| Q3 24 | 10.1% | 29.8% | ||
| Q2 24 | 7.9% | 17.8% |
每股收益（稀释后）INGRRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $2.58 | $16.16 | ||
| Q3 25 | $2.61 | $19.40 | ||
| Q2 25 | $2.99 | $17.20 | ||
| Q1 25 | $3.00 | $3.27 | ||
| Q4 24 | $1.43 | $-3.76 | ||
| Q3 24 | $2.83 | $22.62 | ||
| Q2 24 | $2.22 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $4.3B |
| 总资产 | $7.9B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资INGRRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.0B | $1.7B | ||
| Q3 25 | $915.0M | $1.7B | ||
| Q2 25 | $861.0M | $1.4B | ||
| Q1 25 | $837.0M | $1.6B | ||
| Q4 24 | $997.0M | $1.7B | ||
| Q3 24 | $877.0M | $1.6B | ||
| Q2 24 | $505.0M | $1.6B |
总债务INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益INGRRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $4.3B | $11.6B | ||
| Q3 25 | $4.2B | $11.5B | ||
| Q2 25 | $4.2B | $10.8B | ||
| Q1 25 | $4.0B | $10.3B | ||
| Q4 24 | $3.8B | $10.6B | ||
| Q3 24 | $4.0B | $11.2B | ||
| Q2 24 | $3.7B | $10.2B |
总资产INGRRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $7.9B | $53.8B | ||
| Q3 25 | $7.8B | $54.5B | ||
| Q2 25 | $7.8B | $54.7B | ||
| Q1 25 | $7.5B | $53.6B | ||
| Q4 24 | $7.4B | $50.7B | ||
| Q3 24 | $7.5B | $52.8B | ||
| Q2 24 | $7.2B | $51.6B |
负债/权益比INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $405.0M | — |
| 自由现金流经营现金流 - 资本支出 | $270.0M | — |
| 自由现金流率自由现金流/营收 | 15.4% | — |
| 资本支出强度资本支出/营收 | 7.7% | — |
| 现金转化率经营现金流/净利润 | 2.43× | — |
| 过去12个月自由现金流最近4个季度 | $511.0M | — |
8季度趋势，按日历期对齐
经营现金流INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | $405.0M | $483.0M | ||
| Q3 25 | $277.0M | $1.6B | ||
| Q2 25 | $185.0M | $1.5B | ||
| Q1 25 | $77.0M | $157.8M | ||
| Q4 24 | $436.0M | $778.9M | ||
| Q3 24 | $479.0M | $1.5B | ||
| Q2 24 | $312.0M | $1.2B |
自由现金流INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | $270.0M | — | ||
| Q3 25 | $172.0M | — | ||
| Q2 25 | $84.0M | — | ||
| Q1 25 | $-15.0M | — | ||
| Q4 24 | $311.0M | — | ||
| Q3 24 | $429.0M | — | ||
| Q2 24 | $257.0M | — |
自由现金流率INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | 15.4% | — | ||
| Q3 25 | 9.5% | — | ||
| Q2 25 | 4.6% | — | ||
| Q1 25 | -0.8% | — | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 22.9% | — | ||
| Q2 24 | 13.7% | — |
资本支出强度INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | 7.7% | — | ||
| Q3 25 | 5.8% | — | ||
| Q2 25 | 5.5% | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | 6.9% | — | ||
| Q3 24 | 2.7% | — | ||
| Q2 24 | 2.9% | — |
现金转化率INGRRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.43× | 0.64× | ||
| Q3 25 | 1.62× | 1.73× | ||
| Q2 25 | 0.94× | 1.76× | ||
| Q1 25 | 0.39× | 0.93× | ||
| Q4 24 | 4.49× | — | ||
| Q3 24 | 2.55× | 1.26× | ||
| Q2 24 | 2.11× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INGR
| Food And Industrial Ingredients LATAM Segment | $599.0M | 34% |
| Texture And Healthful Solutions Segment | $598.0M | 34% |
| Food And Industrial Ingredients U.S.Canada Segment | $486.0M | 28% |
| Other | $74.0M | 4% |
RNR
暂无分部数据
