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Intuit（INTU）与Snowflake Inc.（SNOW）财务数据对比。点击上方公司名可切换其他公司
Intuit的季度营收约是Snowflake Inc.的3.2倍（$3.9B vs $1.2B）。Intuit净利率更高（11.5% vs -24.2%，领先35.7%）。Snowflake Inc.同比增速更快（28.7% vs 18.3%）。Intuit自由现金流更多（$599.0M vs $113.6M）。过去两年Snowflake Inc.的营收复合增速更高（25.1% vs 7.1%）
Intuit是总部位于美国加利福尼亚州山景城的跨国商业软件企业，专注于财务软件领域，现任首席执行官为萨桑·古达齐。旗下核心产品包括报税软件TurboTax、小微企业会计软件QuickBooks、信用监测及个人理财服务Credit Karma、邮件营销平台Mailchimp，服务覆盖个人及企业财税、营销等多个场景。
Snowflake Inc.是美国云数据平台服务商，创立于加利福尼亚州圣马特奥，总部位于蒙大拿州博兹曼。旗下平台支持数据分析功能，可实现数据集的低延迟并发访问，服务运行在亚马逊云科技、微软Azure、谷歌云三大公有云平台上。
INTU vs SNOW — 直观对比
营收规模更大
INTU
是对方的3.2倍
$1.2B
营收增速更快
SNOW
高出10.4%
18.3%
净利率更高
INTU
高出35.7%
-24.2%
自由现金流更多
INTU
多$485.4M
$113.6M
两年增速更快
SNOW
近两年复合增速
7.1%
损益表 — Q1 2026 vs Q3 2026
| 指标 | | |
|---|---|---|
| 营收 | $3.9B | $1.2B |
| 净利润 | $446.0M | $-294.0M |
| 毛利率 | — | 67.8% |
| 营业利润率 | 13.7% | -27.2% |
| 净利率 | 11.5% | -24.2% |
| 营收同比 | 18.3% | 28.7% |
| 净利润同比 | 126.4% | 9.4% |
| 每股收益（稀释后） | $1.59 | $-0.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INTUSNOW
| Q4 25 | $3.9B | $1.2B | ||
| Q3 25 | $3.8B | $1.1B | ||
| Q2 25 | $7.8B | $1.0B | ||
| Q1 25 | $4.0B | $986.8M | ||
| Q4 24 | $3.3B | $942.1M | ||
| Q3 24 | $3.2B | $868.8M | ||
| Q2 24 | $6.7B | $828.7M | ||
| Q1 24 | $3.4B | $774.7M |
净利润INTUSNOW
| Q4 25 | $446.0M | $-294.0M | ||
| Q3 25 | $381.0M | $-298.0M | ||
| Q2 25 | $2.8B | $-430.1M | ||
| Q1 25 | $471.0M | $-327.5M | ||
| Q4 24 | $197.0M | $-324.3M | ||
| Q3 24 | $-20.0M | $-316.9M | ||
| Q2 24 | $2.4B | $-317.0M | ||
| Q1 24 | $353.0M | $-169.4M |
毛利率INTUSNOW
| Q4 25 | — | 67.8% | ||
| Q3 25 | — | 67.5% | ||
| Q2 25 | — | 66.5% | ||
| Q1 25 | — | 66.2% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 66.8% | ||
| Q2 24 | — | 67.1% | ||
| Q1 24 | — | 68.8% |
营业利润率INTUSNOW
| Q4 25 | 13.7% | -27.2% | ||
| Q3 25 | 8.8% | -29.7% | ||
| Q2 25 | 48.0% | -42.9% | ||
| Q1 25 | 15.0% | -39.2% | ||
| Q4 24 | 8.3% | -38.8% | ||
| Q3 24 | -4.7% | -40.9% | ||
| Q2 24 | 46.1% | -42.1% | ||
| Q1 24 | 10.9% | -35.6% |
净利率INTUSNOW
| Q4 25 | 11.5% | -24.2% | ||
| Q3 25 | 9.9% | -26.0% | ||
| Q2 25 | 36.4% | -41.3% | ||
| Q1 25 | 11.9% | -33.2% | ||
| Q4 24 | 6.0% | -34.4% | ||
| Q3 24 | -0.6% | -36.5% | ||
| Q2 24 | 35.5% | -38.3% | ||
| Q1 24 | 10.4% | -21.9% |
每股收益（稀释后）INTUSNOW
| Q4 25 | $1.59 | $-0.87 | ||
| Q3 25 | $1.28 | $-0.89 | ||
| Q2 25 | $10.02 | $-1.29 | ||
| Q1 25 | $1.67 | $-0.98 | ||
| Q4 24 | $0.70 | $-0.98 | ||
| Q3 24 | $-0.09 | $-0.95 | ||
| Q2 24 | $8.42 | $-0.95 | ||
| Q1 24 | $1.25 | $-0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.5B | $1.9B |
| 总债务越低越好 | $6.1B | — |
| 股东权益账面价值 | $19.3B | $2.1B |
| 总资产 | $33.2B | $8.2B |
| 负债/权益比越低杠杆越低 | 0.32× | — |
8季度趋势，按日历期对齐
现金及短期投资INTUSNOW
| Q4 25 | $3.5B | $1.9B | ||
| Q3 25 | $2.9B | $1.9B | ||
| Q2 25 | $5.4B | $2.2B | ||
| Q1 25 | $2.4B | $2.6B | ||
| Q4 24 | $2.9B | $2.1B | ||
| Q3 24 | $3.6B | $1.3B | ||
| Q2 24 | $4.2B | $1.3B | ||
| Q1 24 | $1.5B | $1.8B |
总债务INTUSNOW
| Q4 25 | $6.1B | — | ||
| Q3 25 | $6.0B | — | ||
| Q2 25 | $6.4B | — | ||
| Q1 25 | $6.3B | — | ||
| Q4 24 | $6.1B | — | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $6.0B | — | ||
| Q1 24 | $6.0B | — |
股东权益INTUSNOW
| Q4 25 | $19.3B | $2.1B | ||
| Q3 25 | $19.7B | $2.4B | ||
| Q2 25 | $20.1B | $2.4B | ||
| Q1 25 | $17.9B | $3.0B | ||
| Q4 24 | $18.1B | $2.9B | ||
| Q3 24 | $18.4B | $4.1B | ||
| Q2 24 | $18.8B | $4.6B | ||
| Q1 24 | $16.9B | $5.2B |
总资产INTUSNOW
| Q4 25 | $33.2B | $8.2B | ||
| Q3 25 | $37.0B | $8.2B | ||
| Q2 25 | $36.6B | $8.2B | ||
| Q1 25 | $31.7B | $9.0B | ||
| Q4 24 | $33.2B | $8.2B | ||
| Q3 24 | $32.1B | $6.9B | ||
| Q2 24 | $31.6B | $7.3B | ||
| Q1 24 | $29.7B | $8.2B |
负债/权益比INTUSNOW
| Q4 25 | 0.32× | — | ||
| Q3 25 | 0.30× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.35× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.32× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $637.0M | $137.5M |
| 自由现金流经营现金流 - 资本支出 | $599.0M | $113.6M |
| 自由现金流率自由现金流/营收 | 15.4% | 9.4% |
| 资本支出强度资本支出/营收 | 1.0% | 2.0% |
| 现金转化率经营现金流/净利润 | 1.43× | — |
| 过去12个月自由现金流最近4个季度 | $6.4B | $776.7M |
8季度趋势，按日历期对齐
经营现金流INTUSNOW
| Q4 25 | $637.0M | $137.5M | ||
| Q3 25 | $381.0M | $74.9M | ||
| Q2 25 | $4.4B | $228.4M | ||
| Q1 25 | $1.1B | $432.7M | ||
| Q4 24 | $362.0M | $101.7M | ||
| Q3 24 | $417.0M | $69.9M | ||
| Q2 24 | $4.0B | $355.5M | ||
| Q1 24 | $613.0M | $344.6M |
自由现金流INTUSNOW
| Q4 25 | $599.0M | $113.6M | ||
| Q3 25 | $366.0M | $58.2M | ||
| Q2 25 | $4.4B | $183.4M | ||
| Q1 25 | $1.0B | $421.4M | ||
| Q4 24 | $329.0M | $88.3M | ||
| Q3 24 | $400.0M | $64.8M | ||
| Q2 24 | $3.9B | $338.9M | ||
| Q1 24 | $550.0M | $331.5M |
自由现金流率INTUSNOW
| Q4 25 | 15.4% | 9.4% | ||
| Q3 25 | 9.6% | 5.1% | ||
| Q2 25 | 56.2% | 17.6% | ||
| Q1 25 | 26.2% | 42.7% | ||
| Q4 24 | 10.0% | 9.4% | ||
| Q3 24 | 12.6% | 7.5% | ||
| Q2 24 | 57.7% | 40.9% | ||
| Q1 24 | 16.2% | 42.8% |
资本支出强度INTUSNOW
| Q4 25 | 1.0% | 2.0% | ||
| Q3 25 | 0.4% | 1.5% | ||
| Q2 25 | 0.5% | 4.3% | ||
| Q1 25 | 0.8% | 1.1% | ||
| Q4 24 | 1.0% | 1.4% | ||
| Q3 24 | 0.5% | 0.6% | ||
| Q2 24 | 0.9% | 2.0% | ||
| Q1 24 | 1.9% | 1.7% |
现金转化率INTUSNOW
| Q4 25 | 1.43× | — | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.56× | — | ||
| Q1 25 | 2.27× | — | ||
| Q4 24 | 1.84× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.65× | — | ||
| Q1 24 | 1.74× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INTU
| Quick Books Online Accounting | $1.2B | 32% |
| Product And Other | $779.0M | 20% |
| Credit Karma | $616.0M | 16% |
| Turbo Tax | $581.0M | 15% |
| Quick Books Desktop Accounting | $408.0M | 11% |
| Pro Tax | $290.0M | 7% |
SNOW
| Products | $1.2B | 96% |
| Professional Services And Other | $54.5M | 4% |
| Related Party | $6.7M | 1% |
