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INTERPARFUMS INC（IPAR）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
INTERPARFUMS INC的季度营收约是LendingClub Corp的1.5倍（$386.2M vs $252.3M），LendingClub Corp净利率更高（20.5% vs 7.3%，领先13.2%），LendingClub Corp同比增速更快（15.9% vs 6.8%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 9.2%）
Inter Parfums Inc是全球知名的高端香水企业，开发、生产并销售多款授权香水、身体护理及相关美妆产品，与多家顶级奢侈时尚生活方式品牌合作推出联名香氛系列，产品覆盖全球主要市场，通过百货、美妆专营店及官方电商渠道触达消费者。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
IPAR vs LC — 直观对比
营收规模更大
IPAR
是对方的1.5倍
$252.3M
营收增速更快
LC
高出9.1%
6.8%
净利率更高
LC
高出13.2%
7.3%
两年增速更快
LC
近两年复合增速
9.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $386.2M | $252.3M |
| 净利润 | $28.1M | $51.6M |
| 毛利率 | 61.5% | — |
| 营业利润率 | 7.1% | — |
| 净利率 | 7.3% | 20.5% |
| 营收同比 | 6.8% | 15.9% |
| 净利润同比 | 16.0% | 341.0% |
| 每股收益（稀释后） | $0.88 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IPARLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $386.2M | $266.5M | ||
| Q3 25 | $429.6M | $266.2M | ||
| Q2 25 | $333.9M | $248.4M | ||
| Q1 25 | $338.8M | $217.7M | ||
| Q4 24 | $361.5M | $217.2M | ||
| Q3 24 | $424.6M | $201.9M | ||
| Q2 24 | $342.2M | $187.2M |
净利润IPARLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $28.1M | — | ||
| Q3 25 | $65.8M | $44.3M | ||
| Q2 25 | $32.0M | $38.2M | ||
| Q1 25 | $42.5M | $11.7M | ||
| Q4 24 | $24.2M | — | ||
| Q3 24 | $62.3M | $14.5M | ||
| Q2 24 | $36.8M | $14.9M |
毛利率IPARLC
| Q1 26 | — | — | ||
| Q4 25 | 61.5% | — | ||
| Q3 25 | 63.5% | — | ||
| Q2 25 | 66.2% | — | ||
| Q1 25 | 63.7% | — | ||
| Q4 24 | 64.5% | — | ||
| Q3 24 | 63.9% | — | ||
| Q2 24 | 64.5% | — |
营业利润率IPARLC
| Q1 26 | — | — | ||
| Q4 25 | 7.1% | 18.8% | ||
| Q3 25 | 25.3% | 21.5% | ||
| Q2 25 | 17.7% | 21.7% | ||
| Q1 25 | 22.2% | 7.2% | ||
| Q4 24 | 10.0% | 5.1% | ||
| Q3 24 | 25.0% | 8.9% | ||
| Q2 24 | 18.9% | 10.4% |
净利率IPARLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 7.3% | — | ||
| Q3 25 | 15.3% | 16.6% | ||
| Q2 25 | 9.6% | 15.4% | ||
| Q1 25 | 12.5% | 5.4% | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 14.7% | 7.2% | ||
| Q2 24 | 10.8% | 8.0% |
每股收益（稀释后）IPARLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.88 | $0.36 | ||
| Q3 25 | $2.05 | $0.37 | ||
| Q2 25 | $0.99 | $0.33 | ||
| Q1 25 | $1.32 | $0.10 | ||
| Q4 24 | $0.78 | $0.08 | ||
| Q3 24 | $1.93 | $0.13 | ||
| Q2 24 | $1.14 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $137.1M | — |
| 总债务越低越好 | $176.0M | — |
| 股东权益账面价值 | $880.7M | $1.5B |
| 总资产 | $1.6B | $11.9B |
| 负债/权益比越低杠杆越低 | 0.20× | — |
8季度趋势，按日历期对齐
现金及短期投资IPARLC
| Q1 26 | — | — | ||
| Q4 25 | $137.1M | — | ||
| Q3 25 | $77.5M | — | ||
| Q2 25 | $53.9M | — | ||
| Q1 25 | $75.3M | — | ||
| Q4 24 | $109.3M | — | ||
| Q3 24 | $78.8M | — | ||
| Q2 24 | $37.7M | — |
总债务IPARLC
| Q1 26 | — | — | ||
| Q4 25 | $176.0M | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | $157.3M | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益IPARLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $880.7M | $1.5B | ||
| Q3 25 | $870.9M | $1.5B | ||
| Q2 25 | $839.4M | $1.4B | ||
| Q1 25 | $788.6M | $1.4B | ||
| Q4 24 | $744.9M | $1.3B | ||
| Q3 24 | $778.5M | $1.3B | ||
| Q2 24 | $717.1M | $1.3B |
总资产IPARLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.6B | $11.6B | ||
| Q3 25 | $1.6B | $11.1B | ||
| Q2 25 | $1.6B | $10.8B | ||
| Q1 25 | $1.4B | $10.5B | ||
| Q4 24 | $1.4B | $10.6B | ||
| Q3 24 | $1.5B | $11.0B | ||
| Q2 24 | $1.4B | $9.6B |
负债/权益比IPARLC
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | 0.21× | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $146.5M | — |
| 自由现金流经营现金流 - 资本支出 | $145.0M | — |
| 自由现金流率自由现金流/营收 | 37.5% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | 5.21× | — |
| 过去12个月自由现金流最近4个季度 | $190.5M | — |
8季度趋势，按日历期对齐
经营现金流IPARLC
| Q1 26 | — | — | ||
| Q4 25 | $146.5M | $-2.7B | ||
| Q3 25 | $63.9M | $-770.8M | ||
| Q2 25 | $11.9M | $-713.1M | ||
| Q1 25 | $-7.4M | $-339.3M | ||
| Q4 24 | $138.0M | $-2.6B | ||
| Q3 24 | $76.1M | $-669.8M | ||
| Q2 24 | $25.5M | $-932.5M |
自由现金流IPARLC
| Q1 26 | — | — | ||
| Q4 25 | $145.0M | $-2.9B | ||
| Q3 25 | $57.6M | $-791.8M | ||
| Q2 25 | $-3.3M | $-803.8M | ||
| Q1 25 | $-8.8M | $-352.3M | ||
| Q4 24 | $136.1M | $-2.7B | ||
| Q3 24 | $75.4M | $-682.3M | ||
| Q2 24 | $24.4M | $-945.3M |
自由现金流率IPARLC
| Q1 26 | — | — | ||
| Q4 25 | 37.5% | -1076.0% | ||
| Q3 25 | 13.4% | -297.4% | ||
| Q2 25 | -1.0% | -323.5% | ||
| Q1 25 | -2.6% | -161.8% | ||
| Q4 24 | 37.7% | -1237.8% | ||
| Q3 24 | 17.8% | -338.0% | ||
| Q2 24 | 7.1% | -504.9% |
资本支出强度IPARLC
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 52.7% | ||
| Q3 25 | 1.5% | 7.9% | ||
| Q2 25 | 4.5% | 36.5% | ||
| Q1 25 | 0.4% | 6.0% | ||
| Q4 24 | 0.5% | 25.0% | ||
| Q3 24 | 0.2% | 6.2% | ||
| Q2 24 | 0.3% | 6.9% |
现金转化率IPARLC
| Q1 26 | — | — | ||
| Q4 25 | 5.21× | — | ||
| Q3 25 | 0.97× | -17.41× | ||
| Q2 25 | 0.37× | -18.68× | ||
| Q1 25 | -0.17× | -29.07× | ||
| Q4 24 | 5.69× | — | ||
| Q3 24 | 1.22× | -46.33× | ||
| Q2 24 | 0.69× | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IPAR
| European Based Operations | $232.7M | 60% |
| United States Based Operations | $155.2M | 40% |
LC
暂无分部数据
