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Iron Mountain（IRM）与SELECTIVE INSURANCE GROUP INC（SIGI）财务数据对比。点击上方公司名可切换其他公司
Iron Mountain的季度营收约是SELECTIVE INSURANCE GROUP INC的1.4倍（$1.8B vs $1.4B），SELECTIVE INSURANCE GROUP INC净利率更高（7.2% vs 5.1%，领先2.1%），Iron Mountain同比增速更快（16.6% vs 5.7%），过去两年Iron Mountain的营收复合增速更高（11.7% vs 6.6%）
Iron Mountain是1951年成立的美国企业信息管理服务提供商，总部位于新罕布什尔州朴茨茅斯。核心业务涵盖档案管理、信息销毁、数据备份与恢复，服务覆盖全球六大洲58个国家，为超过22万客户提供专业解决方案。
Selective保险集团是总部位于美国的保险控股企业，提供财产险、意外伤害险等多元保险产品，涵盖个人车险、住宅险、商业财产险、责任险、工伤补偿险等品类，主要服务美国境内的中小型企业、个人消费者及非营利组织，通过独立保险代理网络分销。
IRM vs SIGI — 直观对比
营收规模更大
IRM
是对方的1.4倍
$1.4B
营收增速更快
IRM
高出10.8%
5.7%
净利率更高
SIGI
高出2.1%
5.1%
两年增速更快
IRM
近两年复合增速
6.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.4B |
| 净利润 | $93.1M | $97.7M |
| 毛利率 | — | — |
| 营业利润率 | 18.5% | — |
| 净利率 | 5.1% | 7.2% |
| 营收同比 | 16.6% | 5.7% |
| 净利润同比 | -11.9% | -37.0% |
| 每股收益（稀释后） | $0.31 | $1.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IRMSIGI
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.8B | $1.4B | ||
| Q3 25 | $1.8B | $1.4B | ||
| Q2 25 | $1.7B | $1.3B | ||
| Q1 25 | $1.6B | $1.3B | ||
| Q4 24 | $1.6B | $1.3B | ||
| Q3 24 | $1.6B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B |
净利润IRMSIGI
| Q1 26 | — | $97.7M | ||
| Q4 25 | $93.1M | $155.2M | ||
| Q3 25 | $86.2M | $115.3M | ||
| Q2 25 | $-43.3M | $85.9M | ||
| Q1 25 | $16.2M | $109.9M | ||
| Q4 24 | $105.7M | $95.5M | ||
| Q3 24 | $-33.7M | $92.3M | ||
| Q2 24 | $34.6M | $-63.3M |
营业利润率IRMSIGI
| Q1 26 | — | — | ||
| Q4 25 | 18.5% | 14.4% | ||
| Q3 25 | 17.6% | 10.7% | ||
| Q2 25 | 15.2% | 8.2% | ||
| Q1 25 | 16.0% | 10.8% | ||
| Q4 24 | 17.9% | 9.5% | ||
| Q3 24 | 16.1% | 9.4% | ||
| Q2 24 | 15.0% | -6.7% |
净利率IRMSIGI
| Q1 26 | — | 7.2% | ||
| Q4 25 | 5.1% | 11.4% | ||
| Q3 25 | 4.9% | 8.5% | ||
| Q2 25 | -2.5% | 6.5% | ||
| Q1 25 | 1.0% | 8.6% | ||
| Q4 24 | 6.7% | 7.6% | ||
| Q3 24 | -2.2% | 7.4% | ||
| Q2 24 | 2.3% | -5.3% |
每股收益（稀释后）IRMSIGI
| Q1 26 | — | $1.58 | ||
| Q4 25 | $0.31 | $2.52 | ||
| Q3 25 | $0.28 | $1.85 | ||
| Q2 25 | $-0.15 | $1.36 | ||
| Q1 25 | $0.05 | $1.76 | ||
| Q4 24 | $0.35 | $1.53 | ||
| Q3 24 | $-0.11 | $1.47 | ||
| Q2 24 | $0.12 | $-1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $158.5M | $451.8M |
| 总债务越低越好 | $16.2B | $901.4M |
| 股东权益账面价值 | $-981.0M | $3.6B |
| 总资产 | $21.1B | $15.3B |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资IRMSIGI
| Q1 26 | — | $451.8M | ||
| Q4 25 | $158.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $155.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务IRMSIGI
| Q1 26 | — | $901.4M | ||
| Q4 25 | $16.2B | — | ||
| Q3 25 | $15.5B | — | ||
| Q2 25 | $14.8B | — | ||
| Q1 25 | $14.2B | — | ||
| Q4 24 | $13.0B | $507.9M | ||
| Q3 24 | $13.2B | $508.2M | ||
| Q2 24 | $12.8B | $508.8M |
股东权益IRMSIGI
| Q1 26 | — | $3.6B | ||
| Q4 25 | $-981.0M | $3.6B | ||
| Q3 25 | $-882.0M | $3.5B | ||
| Q2 25 | $-767.4M | $3.4B | ||
| Q1 25 | $-698.5M | $3.3B | ||
| Q4 24 | $-503.1M | $3.1B | ||
| Q3 24 | $-259.0M | $3.2B | ||
| Q2 24 | $-132.9M | $2.9B |
总资产IRMSIGI
| Q1 26 | — | $15.3B | ||
| Q4 25 | $21.1B | $15.2B | ||
| Q3 25 | $20.6B | $15.0B | ||
| Q2 25 | $20.2B | $14.5B | ||
| Q1 25 | $19.4B | $14.2B | ||
| Q4 24 | $18.7B | $13.5B | ||
| Q3 24 | $18.5B | $13.5B | ||
| Q2 24 | $18.0B | $12.6B |
负债/权益比IRMSIGI
| Q1 26 | — | 0.25× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $500.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-16.2M | — |
| 自由现金流率自由现金流/营收 | -0.9% | — |
| 资本支出强度资本支出/营收 | 28.0% | — |
| 现金转化率经营现金流/净利润 | 5.37× | — |
| 过去12个月自由现金流最近4个季度 | $-931.6M | — |
8季度趋势，按日历期对齐
经营现金流IRMSIGI
| Q1 26 | — | — | ||
| Q4 25 | $500.0M | $376.3M | ||
| Q3 25 | $267.6M | $405.8M | ||
| Q2 25 | $375.1M | $166.9M | ||
| Q1 25 | $197.3M | $284.0M | ||
| Q4 24 | $431.6M | $332.2M | ||
| Q3 24 | $252.9M | $387.4M | ||
| Q2 24 | $382.2M | $266.1M |
自由现金流IRMSIGI
| Q1 26 | — | — | ||
| Q4 25 | $-16.2M | $366.3M | ||
| Q3 25 | $-256.3M | $397.3M | ||
| Q2 25 | $-181.6M | $159.7M | ||
| Q1 25 | $-477.5M | $271.0M | ||
| Q4 24 | $-186.0M | $324.7M | ||
| Q3 24 | $-143.2M | $378.0M | ||
| Q2 24 | $-14.6M | $258.4M |
自由现金流率IRMSIGI
| Q1 26 | — | — | ||
| Q4 25 | -0.9% | 26.8% | ||
| Q3 25 | -14.6% | 29.2% | ||
| Q2 25 | -10.6% | 12.0% | ||
| Q1 25 | -30.0% | 21.1% | ||
| Q4 24 | -11.8% | 25.8% | ||
| Q3 24 | -9.2% | 30.4% | ||
| Q2 24 | -1.0% | 21.6% |
资本支出强度IRMSIGI
| Q1 26 | — | — | ||
| Q4 25 | 28.0% | 0.7% | ||
| Q3 25 | 29.9% | 0.6% | ||
| Q2 25 | 32.5% | 0.5% | ||
| Q1 25 | 42.4% | 1.0% | ||
| Q4 24 | 39.1% | 0.6% | ||
| Q3 24 | 25.4% | 0.8% | ||
| Q2 24 | 25.9% | 0.6% |
现金转化率IRMSIGI
| Q1 26 | — | — | ||
| Q4 25 | 5.37× | 2.42× | ||
| Q3 25 | 3.10× | 3.52× | ||
| Q2 25 | — | 1.94× | ||
| Q1 25 | 12.15× | 2.58× | ||
| Q4 24 | 4.08× | 3.48× | ||
| Q3 24 | — | 4.20× | ||
| Q2 24 | 11.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IRM
| Storage Rental | $1.1B | 58% |
| Services | $781.9M | 42% |
SIGI
暂无分部数据
