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ISABELLA BANK CORP（ISBA）与LIGHTPATH TECHNOLOGIES INC（LPTH）财务数据对比。点击上方公司名可切换其他公司
ISABELLA BANK CORP的季度营收约是LIGHTPATH TECHNOLOGIES INC的1.3倍（$21.2M vs $16.4M），ISABELLA BANK CORP净利率更高（22.2% vs -57.5%，领先79.7%），LIGHTPATH TECHNOLOGIES INC同比增速更快（120.2% vs 14.3%），ISABELLA BANK CORP自由现金流更多（$23.3M vs $2.0M），过去两年LIGHTPATH TECHNOLOGIES INC的营收复合增速更高（45.7% vs 12.6%）
菲律宾群岛银行是菲律宾的全能型银行，同时也是菲律宾乃至整个东南亚历史最悠久的银行。按资产规模计算，它是菲律宾第四大银行；按市值计算则位列第二，是菲律宾盈利能力最强的银行之一。
LightPath Technologies Inc是一家精密光学组件及组件生产商，主营非球面透镜、红外光学器件、光纤产品等，服务工业自动化、航空航天、国防、医疗成像、电信等领域的全球客户，提供标准及定制化光学解决方案。
ISBA vs LPTH — 直观对比
营收规模更大
ISBA
是对方的1.3倍
$16.4M
营收增速更快
LPTH
高出106.0%
14.3%
净利率更高
ISBA
高出79.7%
-57.5%
自由现金流更多
ISBA
多$21.4M
$2.0M
两年增速更快
LPTH
近两年复合增速
12.6%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $21.2M | $16.4M |
| 净利润 | $4.7M | $-9.4M |
| 毛利率 | — | 36.8% |
| 营业利润率 | 32.2% | -52.6% |
| 净利率 | 22.2% | -57.5% |
| 营收同比 | 14.3% | 120.2% |
| 净利润同比 | 17.4% | -260.1% |
| 每股收益（稀释后） | $0.64 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ISBALPTH
| Q4 25 | $21.2M | $16.4M | ||
| Q3 25 | $20.5M | $15.1M | ||
| Q2 25 | $18.8M | $12.2M | ||
| Q1 25 | $18.1M | $9.2M | ||
| Q4 24 | $18.5M | $7.4M | ||
| Q3 24 | $18.0M | $8.4M | ||
| Q2 24 | $17.2M | $8.6M | ||
| Q1 24 | $16.7M | $7.7M |
净利润ISBALPTH
| Q4 25 | $4.7M | $-9.4M | ||
| Q3 25 | $5.2M | $-2.9M | ||
| Q2 25 | $5.0M | $-7.1M | ||
| Q1 25 | $3.9M | $-3.6M | ||
| Q4 24 | $4.0M | $-2.6M | ||
| Q3 24 | $3.3M | $-1.6M | ||
| Q2 24 | $3.5M | $-2.4M | ||
| Q1 24 | $3.1M | $-2.6M |
毛利率ISBALPTH
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 33.9% | ||
| Q2 24 | — | 29.2% | ||
| Q1 24 | — | 20.9% |
营业利润率ISBALPTH
| Q4 25 | 32.2% | -52.6% | ||
| Q3 25 | 30.7% | -16.6% | ||
| Q2 25 | 32.8% | -38.0% | ||
| Q1 25 | 26.9% | -36.3% | ||
| Q4 24 | 26.0% | -33.5% | ||
| Q3 24 | 21.3% | -16.4% | ||
| Q2 24 | 23.9% | -25.6% | ||
| Q1 24 | 21.8% | -33.6% |
净利率ISBALPTH
| Q4 25 | 22.2% | -57.5% | ||
| Q3 25 | 25.6% | -19.2% | ||
| Q2 25 | 26.7% | -57.8% | ||
| Q1 25 | 21.9% | -39.1% | ||
| Q4 24 | 21.6% | -35.2% | ||
| Q3 24 | 18.2% | -19.3% | ||
| Q2 24 | 20.3% | -27.3% | ||
| Q1 24 | 18.7% | -33.7% |
每股收益（稀释后）ISBALPTH
| Q4 25 | $0.64 | $-0.20 | ||
| Q3 25 | $0.71 | $-0.07 | ||
| Q2 25 | $0.68 | $0.19 | ||
| Q1 25 | $0.53 | $-0.44 | ||
| Q4 24 | $0.54 | $-0.07 | ||
| Q3 24 | $0.44 | $-0.04 | ||
| Q2 24 | $0.46 | $-0.15 | ||
| Q1 24 | $0.42 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.0M | $73.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $231.4M | $77.9M |
| 总资产 | $2.2B | $148.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ISBALPTH
| Q4 25 | $26.0M | $73.6M | ||
| Q3 25 | $161.3M | — | ||
| Q2 25 | $108.6M | $4.9M | ||
| Q1 25 | $69.2M | — | ||
| Q4 24 | $24.5M | — | ||
| Q3 24 | $27.4M | — | ||
| Q2 24 | $23.6M | — | ||
| Q1 24 | $25.2M | — |
总债务ISBALPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $535.0K | ||
| Q1 24 | — | $599.4K |
股东权益ISBALPTH
| Q4 25 | $231.4M | $77.9M | ||
| Q3 25 | $227.4M | $21.4M | ||
| Q2 25 | $220.5M | $15.6M | ||
| Q1 25 | $215.6M | $15.7M | ||
| Q4 24 | $210.3M | $26.7M | ||
| Q3 24 | $213.0M | $29.4M | ||
| Q2 24 | $202.2M | $30.2M | ||
| Q1 24 | $200.7M | $31.7M |
总资产ISBALPTH
| Q4 25 | $2.2B | $148.6M | ||
| Q3 25 | $2.3B | $87.3M | ||
| Q2 25 | $2.2B | $81.5M | ||
| Q1 25 | $2.1B | $81.4M | ||
| Q4 24 | $2.1B | $45.8M | ||
| Q3 24 | $2.1B | $48.4M | ||
| Q2 24 | $2.1B | $48.1M | ||
| Q1 24 | $2.1B | $49.7M |
负债/权益比ISBALPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.02× | ||
| Q1 24 | — | 0.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.8M | $2.8M |
| 自由现金流经营现金流 - 资本支出 | $23.3M | $2.0M |
| 自由现金流率自由现金流/营收 | 110.2% | 12.0% |
| 资本支出强度资本支出/营收 | 16.4% | 5.3% |
| 现金转化率经营现金流/净利润 | 5.72× | — |
| 过去12个月自由现金流最近4个季度 | $36.0M | $-6.3M |
8季度趋势，按日历期对齐
经营现金流ISBALPTH
| Q4 25 | $26.8M | $2.8M | ||
| Q3 25 | $2.7M | $-1.1M | ||
| Q2 25 | $7.8M | $-2.6M | ||
| Q1 25 | $4.7M | $-3.2M | ||
| Q4 24 | $19.6M | $-737.4K | ||
| Q3 24 | $3.6M | $-1.7M | ||
| Q2 24 | $5.5M | $64.7K | ||
| Q1 24 | $3.4M | $-394.2K |
自由现金流ISBALPTH
| Q4 25 | $23.3M | $2.0M | ||
| Q3 25 | $1.7M | $-1.2M | ||
| Q2 25 | $7.2M | $-3.3M | ||
| Q1 25 | $3.7M | $-3.7M | ||
| Q4 24 | $17.5M | $-817.8K | ||
| Q3 24 | $3.2M | $-1.8M | ||
| Q2 24 | $5.1M | $-225.5K | ||
| Q1 24 | $2.6M | $-802.5K |
自由现金流率ISBALPTH
| Q4 25 | 110.2% | 12.0% | ||
| Q3 25 | 8.5% | -8.1% | ||
| Q2 25 | 38.5% | -27.3% | ||
| Q1 25 | 20.6% | -40.0% | ||
| Q4 24 | 94.6% | -11.0% | ||
| Q3 24 | 17.7% | -21.2% | ||
| Q2 24 | 29.8% | -2.6% | ||
| Q1 24 | 15.7% | -10.4% |
资本支出强度ISBALPTH
| Q4 25 | 16.4% | 5.3% | ||
| Q3 25 | 5.0% | 0.5% | ||
| Q2 25 | 3.2% | 5.6% | ||
| Q1 25 | 5.5% | 4.6% | ||
| Q4 24 | 11.4% | 1.1% | ||
| Q3 24 | 2.0% | 0.9% | ||
| Q2 24 | 2.4% | 3.4% | ||
| Q1 24 | 4.9% | 5.3% |
现金转化率ISBALPTH
| Q4 25 | 5.72× | — | ||
| Q3 25 | 0.52× | — | ||
| Q2 25 | 1.56× | — | ||
| Q1 25 | 1.19× | — | ||
| Q4 24 | 4.91× | — | ||
| Q3 24 | 1.08× | — | ||
| Q2 24 | 1.59× | — | ||
| Q1 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ISBA
暂无分部数据
LPTH
| Other | $7.9M | 48% |
| Infrared Components | $5.0M | 31% |
| Visible Components | $3.4M | 21% |
