vs
直觉外科（ISRG）与信安金融集团（PFG）财务数据对比。点击上方公司名可切换其他公司
信安金融集团的季度营收约是直觉外科的1.7倍（$4.6B vs $2.8B），直觉外科净利率更高（29.8% vs 11.3%，领先18.5%），直觉外科同比增速更快（23.0% vs -3.7%），过去两年直觉外科的营收复合增速更高（17.4% vs 6.3%）
直觉外科（Intuitive Surgical）是美国医疗科技企业，主打研发、生产及销售微创外科手术机器人产品，核心产品为达芬奇手术系统，可有效提升患者临床治疗效果。该公司为纳斯达克100、标普100及标普500指数成分股，截至2021年末全球达芬奇系统装机量达6730台，其中美国市场占4139台。
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
ISRG vs PFG — 直观对比
营收规模更大
PFG
是对方的1.7倍
$2.8B
营收增速更快
ISRG
高出26.6%
-3.7%
净利率更高
ISRG
高出18.5%
11.3%
两年增速更快
ISRG
近两年复合增速
6.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $4.6B |
| 净利润 | $826.0M | $517.0M |
| 毛利率 | 66.1% | — |
| 营业利润率 | — | — |
| 净利率 | 29.8% | 11.3% |
| 营收同比 | 23.0% | -3.7% |
| 净利润同比 | 17.4% | -42.9% |
| 每股收益（稀释后） | $2.28 | $2.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ISRGPFG
| Q1 26 | $2.8B | — | ||
| Q4 25 | $2.9B | $4.6B | ||
| Q3 25 | $2.5B | $3.7B | ||
| Q2 25 | $2.4B | $3.7B | ||
| Q1 25 | $2.3B | $3.7B | ||
| Q4 24 | $2.4B | $4.8B | ||
| Q3 24 | $2.0B | $3.0B | ||
| Q2 24 | $2.0B | $4.3B |
净利润ISRGPFG
| Q1 26 | $826.0M | — | ||
| Q4 25 | $794.8M | $517.0M | ||
| Q3 25 | $704.4M | $213.8M | ||
| Q2 25 | $658.4M | $406.2M | ||
| Q1 25 | $698.4M | $48.1M | ||
| Q4 24 | $685.7M | $905.4M | ||
| Q3 24 | $565.1M | $-220.0M | ||
| Q2 24 | $526.9M | $353.1M |
毛利率ISRGPFG
| Q1 26 | 66.1% | — | ||
| Q4 25 | 66.4% | — | ||
| Q3 25 | 66.4% | — | ||
| Q2 25 | 66.3% | — | ||
| Q1 25 | 64.7% | — | ||
| Q4 24 | 68.0% | — | ||
| Q3 24 | 67.4% | — | ||
| Q2 24 | 68.3% | — |
营业利润率ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | 30.2% | — | ||
| Q3 25 | 30.3% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 25.7% | — | ||
| Q4 24 | 30.4% | — | ||
| Q3 24 | 28.3% | — | ||
| Q2 24 | 28.2% | — |
净利率ISRGPFG
| Q1 26 | 29.8% | — | ||
| Q4 25 | 27.7% | 11.3% | ||
| Q3 25 | 28.1% | 5.8% | ||
| Q2 25 | 27.0% | 11.1% | ||
| Q1 25 | 31.0% | 1.3% | ||
| Q4 24 | 28.4% | 19.1% | ||
| Q3 24 | 27.7% | -7.3% | ||
| Q2 24 | 26.2% | 8.2% |
每股收益（稀释后）ISRGPFG
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.19 | $2.30 | ||
| Q3 25 | $1.95 | $0.95 | ||
| Q2 25 | $1.81 | $1.79 | ||
| Q1 25 | $1.92 | $0.21 | ||
| Q4 24 | $1.89 | $3.92 | ||
| Q3 24 | $1.56 | $-0.95 | ||
| Q2 24 | $1.46 | $1.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.4B |
| 总债务越低越好 | — | $3.9B |
| 股东权益账面价值 | $17.6B | $11.9B |
| 总资产 | $20.1B | $341.4B |
| 负债/权益比越低杠杆越低 | — | 0.33× |
8季度趋势，按日历期对齐
现金及短期投资ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | $5.9B | $4.4B | ||
| Q3 25 | $4.9B | $5.1B | ||
| Q2 25 | $5.3B | $3.7B | ||
| Q1 25 | $4.5B | $3.9B | ||
| Q4 24 | $4.0B | $4.2B | ||
| Q3 24 | $4.2B | $6.2B | ||
| Q2 24 | $4.8B | $4.8B |
总债务ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | — | $3.9B | ||
| Q3 25 | — | $3.9B | ||
| Q2 25 | — | $3.9B | ||
| Q1 25 | — | $4.3B | ||
| Q4 24 | — | $4.0B | ||
| Q3 24 | — | $3.9B | ||
| Q2 24 | — | $3.9B |
股东权益ISRGPFG
| Q1 26 | $17.6B | — | ||
| Q4 25 | $17.8B | $11.9B | ||
| Q3 25 | $16.9B | $11.7B | ||
| Q2 25 | $17.8B | $11.4B | ||
| Q1 25 | $17.1B | $11.2B | ||
| Q4 24 | $16.4B | $11.1B | ||
| Q3 24 | $15.6B | $11.2B | ||
| Q2 24 | $14.7B | $11.0B |
总资产ISRGPFG
| Q1 26 | $20.1B | — | ||
| Q4 25 | $20.5B | $341.4B | ||
| Q3 25 | $19.4B | $334.5B | ||
| Q2 25 | $20.2B | $323.1B | ||
| Q1 25 | $19.2B | $313.0B | ||
| Q4 24 | $18.7B | $313.7B | ||
| Q3 24 | $17.7B | $322.9B | ||
| Q2 24 | $16.6B | $308.8B |
负债/权益比ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.33× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | 0.39× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 3.37× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | $892.5M | $1.7B | ||
| Q3 25 | $841.0M | $1.0B | ||
| Q2 25 | $715.4M | $811.9M | ||
| Q1 25 | $581.6M | $977.3M | ||
| Q4 24 | $822.6M | $1.5B | ||
| Q3 24 | $706.5M | $1.1B | ||
| Q2 24 | $620.5M | $1.4B |
自由现金流ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | $730.0M | — | ||
| Q3 25 | $735.6M | — | ||
| Q2 25 | $560.1M | — | ||
| Q1 25 | $465.0M | — | ||
| Q4 24 | $510.6M | — | ||
| Q3 24 | $458.6M | — | ||
| Q2 24 | $311.1M | — |
自由现金流率ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | 25.5% | — | ||
| Q3 25 | 29.4% | — | ||
| Q2 25 | 23.0% | — | ||
| Q1 25 | 20.6% | — | ||
| Q4 24 | 21.2% | — | ||
| Q3 24 | 22.5% | — | ||
| Q2 24 | 15.5% | — |
资本支出强度ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | 5.7% | — | ||
| Q3 25 | 4.2% | — | ||
| Q2 25 | 6.4% | — | ||
| Q1 25 | 5.2% | — | ||
| Q4 24 | 12.9% | — | ||
| Q3 24 | 12.2% | — | ||
| Q2 24 | 15.4% | — |
现金转化率ISRGPFG
| Q1 26 | — | — | ||
| Q4 25 | 1.12× | 3.37× | ||
| Q3 25 | 1.19× | 4.70× | ||
| Q2 25 | 1.09× | 2.00× | ||
| Q1 25 | 0.83× | 20.32× | ||
| Q4 24 | 1.20× | 1.61× | ||
| Q3 24 | 1.25× | — | ||
| Q2 24 | 1.18× | 4.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ISRG
| Instruments and accessories | $1.7B | 61% |
| Systems | $650.7M | 23% |
| Services | $433.7M | 16% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
