vs
Jefferson Capital, Inc.（JCAP）与LEGALZOOM.COM, INC.（LZ）财务数据对比。点击上方公司名可切换其他公司
LEGALZOOM.COM, INC.的季度营收约是Jefferson Capital, Inc.的1.3倍（$190.3M vs $150.8M），Jefferson Capital, Inc.净利率更高（25.4% vs 3.2%，领先22.2%），Jefferson Capital, Inc.自由现金流更多（$63.0M vs $28.0M）
GE金融曾是通用电气旗下的金融服务分支，2013年至2021年间，其旗下多个业务单元陆续被出售，其中北美消费金融业务分拆为 Synchrony Financial 最为知名，最终仅保留GE能源金融服务部门，通用电气拆分后该部门被划归GE Vernova。
LegalZoom是2001年成立的美国在线法律科技与服务企业，依托独立律师网络、旗下自营律所，结合自助服务技术与专属顾问，为用户提供线上法律服务。核心业务涵盖遗嘱、生前信托设立，营业执照、许可证办理等商事合规服务，以及版权登记、商标申请，同时还提供律师推荐等相关配套服务。
JCAP vs LZ — 直观对比
营收规模更大
LZ
是对方的1.3倍
$150.8M
净利率更高
JCAP
高出22.2%
3.2%
自由现金流更多
JCAP
多$35.0M
$28.0M
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $150.8M | $190.3M |
| 净利润 | $38.4M | $6.1M |
| 毛利率 | — | 67.6% |
| 营业利润率 | 46.4% | 6.6% |
| 净利率 | 25.4% | 3.2% |
| 营收同比 | — | 17.7% |
| 净利润同比 | — | -52.9% |
| 每股收益（稀释后） | $0.59 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JCAPLZ
| Q4 25 | — | $190.3M | ||
| Q3 25 | $150.8M | $190.2M | ||
| Q2 25 | $152.7M | $192.5M | ||
| Q1 25 | — | $183.1M | ||
| Q4 24 | — | $161.7M | ||
| Q3 24 | — | $168.6M | ||
| Q2 24 | — | $177.4M | ||
| Q1 24 | — | $174.2M |
净利润JCAPLZ
| Q4 25 | — | $6.1M | ||
| Q3 25 | $38.4M | $4.5M | ||
| Q2 25 | $47.7M | $-266.0K | ||
| Q1 25 | — | $5.1M | ||
| Q4 24 | — | $12.9M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $1.3M | ||
| Q1 24 | — | $4.7M |
毛利率JCAPLZ
| Q4 25 | — | 67.6% | ||
| Q3 25 | — | 67.3% | ||
| Q2 25 | — | 65.0% | ||
| Q1 25 | — | 63.7% | ||
| Q4 24 | — | 67.0% | ||
| Q3 24 | — | 67.5% | ||
| Q2 24 | — | 64.1% | ||
| Q1 24 | — | 60.7% |
营业利润率JCAPLZ
| Q4 25 | — | 6.6% | ||
| Q3 25 | 46.4% | 3.4% | ||
| Q2 25 | 56.7% | -1.6% | ||
| Q1 25 | — | 4.9% | ||
| Q4 24 | — | 8.1% | ||
| Q3 24 | — | 9.6% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 2.9% |
净利率JCAPLZ
| Q4 25 | — | 3.2% | ||
| Q3 25 | 25.4% | 2.4% | ||
| Q2 25 | 31.2% | -0.1% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 7.9% | ||
| Q3 24 | — | 6.6% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 2.7% |
每股收益（稀释后）JCAPLZ
| Q4 25 | — | $0.03 | ||
| Q3 25 | $0.59 | $0.02 | ||
| Q2 25 | $16.76 | $0.00 | ||
| Q1 25 | — | $0.03 | ||
| Q4 24 | — | $0.07 | ||
| Q3 24 | — | $0.06 | ||
| Q2 24 | — | $0.01 | ||
| Q1 24 | — | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $42.3M | $203.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $437.4M | $171.9M |
| 总资产 | $1.8B | $511.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资JCAPLZ
| Q4 25 | — | $203.1M | ||
| Q3 25 | $42.3M | $237.2M | ||
| Q2 25 | $51.7M | $217.0M | ||
| Q1 25 | — | $210.0M | ||
| Q4 24 | — | $142.1M | ||
| Q3 24 | — | $112.5M | ||
| Q2 24 | — | $118.8M | ||
| Q1 24 | — | $228.1M |
股东权益JCAPLZ
| Q4 25 | — | $171.9M | ||
| Q3 25 | $437.4M | $201.9M | ||
| Q2 25 | $410.8M | $194.1M | ||
| Q1 25 | — | $187.2M | ||
| Q4 24 | — | $93.3M | ||
| Q3 24 | — | $60.1M | ||
| Q2 24 | — | $60.8M | ||
| Q1 24 | — | $167.9M |
总资产JCAPLZ
| Q4 25 | — | $511.5M | ||
| Q3 25 | $1.8B | $551.1M | ||
| Q2 25 | $1.8B | $543.0M | ||
| Q1 25 | — | $532.7M | ||
| Q4 24 | — | $373.9M | ||
| Q3 24 | — | $348.8M | ||
| Q2 24 | — | $359.5M | ||
| Q1 24 | — | $459.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $63.1M | $34.1M |
| 自由现金流经营现金流 - 资本支出 | $63.0M | $28.0M |
| 自由现金流率自由现金流/营收 | 41.7% | 14.7% |
| 资本支出强度资本支出/营收 | 0.1% | 3.2% |
| 现金转化率经营现金流/净利润 | 1.64× | 5.63× |
| 过去12个月自由现金流最近4个季度 | — | $147.9M |
8季度趋势，按日历期对齐
经营现金流JCAPLZ
| Q4 25 | — | $34.1M | ||
| Q3 25 | $63.1M | $54.2M | ||
| Q2 25 | $130.6M | $39.1M | ||
| Q1 25 | — | $50.7M | ||
| Q4 24 | — | $42.6M | ||
| Q3 24 | — | $31.6M | ||
| Q2 24 | — | $27.2M | ||
| Q1 24 | — | $34.2M |
自由现金流JCAPLZ
| Q4 25 | — | $28.0M | ||
| Q3 25 | $63.0M | $47.0M | ||
| Q2 25 | $130.0M | $31.6M | ||
| Q1 25 | — | $41.3M | ||
| Q4 24 | — | $35.9M | ||
| Q3 24 | — | $22.0M | ||
| Q2 24 | — | $17.4M | ||
| Q1 24 | — | $24.7M |
自由现金流率JCAPLZ
| Q4 25 | — | 14.7% | ||
| Q3 25 | 41.7% | 24.7% | ||
| Q2 25 | 85.1% | 16.4% | ||
| Q1 25 | — | 22.6% | ||
| Q4 24 | — | 22.2% | ||
| Q3 24 | — | 13.0% | ||
| Q2 24 | — | 9.8% | ||
| Q1 24 | — | 14.2% |
资本支出强度JCAPLZ
| Q4 25 | — | 3.2% | ||
| Q3 25 | 0.1% | 3.8% | ||
| Q2 25 | 0.4% | 3.9% | ||
| Q1 25 | — | 5.1% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 5.6% | ||
| Q1 24 | — | 5.4% |
现金转化率JCAPLZ
| Q4 25 | — | 5.63× | ||
| Q3 25 | 1.64× | 12.03× | ||
| Q2 25 | 2.74× | — | ||
| Q1 25 | — | 9.89× | ||
| Q4 24 | — | 3.31× | ||
| Q3 24 | — | 2.86× | ||
| Q2 24 | — | 20.74× | ||
| Q1 24 | — | 7.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JCAP
| United States Segment | $108.1M | 72% |
| Other | $35.8M | 24% |
| United Kingdom Segment | $6.9M | 5% |
LZ
暂无分部数据
