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KeyCorp（KEY）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
Rocket Companies, Inc.的季度营收约是KeyCorp的1.3倍（$2.7B vs $2.0B），KeyCorp净利率更高（25.4% vs 2.5%，领先22.9%），KeyCorp同比增速更快（131.8% vs 52.2%），KeyCorp自由现金流更多（$2.1B vs $-1.3B），过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs 14.4%）
Key是日本知名视觉小说工作室，1998年7月21日作为发行商Visual Arts旗下品牌成立，总部位于大阪市北区。工作室主打剧情向作品，擅长创作情感饱满、情节跌宕的戏剧类内容，旗下多款作品深受全球ACG爱好者喜爱。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
KEY vs RKT — 直观对比
营收规模更大
RKT
是对方的1.3倍
$2.0B
营收增速更快
KEY
高出79.6%
52.2%
净利率更高
KEY
高出22.9%
2.5%
自由现金流更多
KEY
多$3.4B
$-1.3B
两年增速更快
RKT
近两年复合增速
14.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $2.7B |
| 净利润 | $510.0M | $68.0M |
| 毛利率 | — | — |
| 营业利润率 | 32.3% | 6.3% |
| 净利率 | 25.4% | 2.5% |
| 营收同比 | 131.8% | 52.2% |
| 净利润同比 | 309.0% | 100.8% |
| 每股收益（稀释后） | $0.43 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KEYRKT
| Q4 25 | $2.0B | $2.7B | ||
| Q3 25 | $1.9B | $1.6B | ||
| Q2 25 | $1.8B | $1.4B | ||
| Q1 25 | $1.8B | $1.0B | ||
| Q4 24 | $865.0M | $1.8B | ||
| Q3 24 | $695.0M | $646.9M | ||
| Q2 24 | $1.5B | $1.3B | ||
| Q1 24 | $1.5B | $1.4B |
净利润KEYRKT
| Q4 25 | $510.0M | $68.0M | ||
| Q3 25 | $489.0M | $-123.9M | ||
| Q2 25 | $425.0M | $-1.8M | ||
| Q1 25 | $405.0M | $-10.4M | ||
| Q4 24 | $-244.0M | $33.9M | ||
| Q3 24 | $-410.0M | $-22.0M | ||
| Q2 24 | $274.0M | $1.3M | ||
| Q1 24 | $219.0M | $16.2M |
毛利率KEYRKT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 58.9% | ||
| Q3 24 | — | -8.4% | ||
| Q2 24 | — | 47.4% | ||
| Q1 24 | — | 51.2% |
营业利润率KEYRKT
| Q4 25 | 32.3% | 6.3% | ||
| Q3 25 | 31.8% | -11.5% | ||
| Q2 25 | 29.3% | 1.8% | ||
| Q1 25 | 29.0% | -21.5% | ||
| Q4 24 | -92.6% | 38.1% | ||
| Q3 24 | -72.8% | -76.9% | ||
| Q2 24 | 22.0% | 14.8% | ||
| Q1 24 | 18.1% | 21.6% |
净利率KEYRKT
| Q4 25 | 25.4% | 2.5% | ||
| Q3 25 | 25.8% | -7.7% | ||
| Q2 25 | 23.1% | -0.1% | ||
| Q1 25 | 22.8% | -1.0% | ||
| Q4 24 | -54.7% | 1.9% | ||
| Q3 24 | -59.0% | -3.4% | ||
| Q2 24 | 18.0% | 0.1% | ||
| Q1 24 | 14.3% | 1.2% |
每股收益（稀释后）KEYRKT
| Q4 25 | $0.43 | $0.10 | ||
| Q3 25 | $0.41 | $-0.06 | ||
| Q2 25 | $0.35 | $-0.01 | ||
| Q1 25 | $0.33 | $-0.08 | ||
| Q4 24 | $-0.30 | $0.28 | ||
| Q3 24 | $-0.47 | $-0.19 | ||
| Q2 24 | $0.25 | $0.01 | ||
| Q1 24 | $0.20 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.2B | $2.7B |
| 总债务越低越好 | $9.9B | — |
| 股东权益账面价值 | $20.4B | $22.9B |
| 总资产 | $184.4B | $60.7B |
| 负债/权益比越低杠杆越低 | 0.49× | — |
8季度趋势，按日历期对齐
现金及短期投资KEYRKT
| Q4 25 | $10.2B | $2.7B | ||
| Q3 25 | $13.3B | $5.8B | ||
| Q2 25 | $11.6B | $5.1B | ||
| Q1 25 | $15.3B | $1.4B | ||
| Q4 24 | $17.5B | $1.3B | ||
| Q3 24 | $22.8B | $1.2B | ||
| Q2 24 | $15.5B | $1.3B | ||
| Q1 24 | $13.2B | $861.4M |
总债务KEYRKT
| Q4 25 | $9.9B | — | ||
| Q3 25 | $10.9B | — | ||
| Q2 25 | $12.1B | — | ||
| Q1 25 | $12.4B | — | ||
| Q4 24 | $12.1B | — | ||
| Q3 24 | $15.7B | — | ||
| Q2 24 | $16.9B | — | ||
| Q1 24 | $20.8B | — |
股东权益KEYRKT
| Q4 25 | $20.4B | $22.9B | ||
| Q3 25 | $20.1B | $8.9B | ||
| Q2 25 | $19.5B | $7.4B | ||
| Q1 25 | $19.0B | $8.6B | ||
| Q4 24 | $18.2B | $9.0B | ||
| Q3 24 | $16.9B | $8.4B | ||
| Q2 24 | $14.8B | $8.8B | ||
| Q1 24 | $14.5B | $8.6B |
总资产KEYRKT
| Q4 25 | $184.4B | $60.7B | ||
| Q3 25 | $187.4B | $33.6B | ||
| Q2 25 | $185.5B | $30.4B | ||
| Q1 25 | $188.7B | $25.3B | ||
| Q4 24 | $187.2B | $24.5B | ||
| Q3 24 | $189.8B | $25.1B | ||
| Q2 24 | $187.4B | $23.6B | ||
| Q1 24 | $187.5B | $22.2B |
负债/权益比KEYRKT
| Q4 25 | 0.49× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.62× | — | ||
| Q1 25 | 0.65× | — | ||
| Q4 24 | 0.67× | — | ||
| Q3 24 | 0.93× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 1.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | $2.1B | $-1.3B |
| 自由现金流率自由现金流/营收 | 104.8% | -47.2% |
| 资本支出强度资本支出/营收 | 5.3% | 1.5% |
| 现金转化率经营现金流/净利润 | 4.33× | -18.08× |
| 过去12个月自由现金流最近4个季度 | $3.5B | $-4.0B |
8季度趋势，按日历期对齐
经营现金流KEYRKT
| Q4 25 | $2.2B | $-1.2B | ||
| Q3 25 | $396.0M | $-50.3M | ||
| Q2 25 | $1.2B | $-1.9B | ||
| Q1 25 | $-140.0M | $-797.0M | ||
| Q4 24 | $664.0M | $1.8B | ||
| Q3 24 | $-1.2B | $-1.3B | ||
| Q2 24 | $-217.0M | $-122.3M | ||
| Q1 24 | $359.0M | $-3.0B |
自由现金流KEYRKT
| Q4 25 | $2.1B | $-1.3B | ||
| Q3 25 | $367.0M | $-71.8M | ||
| Q2 25 | $1.2B | $-1.9B | ||
| Q1 25 | $-150.0M | $-811.0M | ||
| Q4 24 | $599.0M | $1.8B | ||
| Q3 24 | $-1.2B | $-1.4B | ||
| Q2 24 | $-230.0M | $-138.3M | ||
| Q1 24 | $347.0M | $-3.0B |
自由现金流率KEYRKT
| Q4 25 | 104.8% | -47.2% | ||
| Q3 25 | 19.4% | -4.5% | ||
| Q2 25 | 65.8% | -137.2% | ||
| Q1 25 | -8.5% | -78.2% | ||
| Q4 24 | 69.2% | 103.1% | ||
| Q3 24 | -175.8% | -209.6% | ||
| Q2 24 | -15.1% | -10.6% | ||
| Q1 24 | 22.6% | -218.7% |
资本支出强度KEYRKT
| Q4 25 | 5.3% | 1.5% | ||
| Q3 25 | 1.5% | 1.3% | ||
| Q2 25 | 1.3% | 1.1% | ||
| Q1 25 | 0.6% | 1.4% | ||
| Q4 24 | 7.5% | 1.1% | ||
| Q3 24 | 2.4% | 2.9% | ||
| Q2 24 | 0.9% | 1.2% | ||
| Q1 24 | 0.8% | 1.0% |
现金转化率KEYRKT
| Q4 25 | 4.33× | -18.08× | ||
| Q3 25 | 0.81× | — | ||
| Q2 25 | 2.90× | — | ||
| Q1 25 | -0.35× | — | ||
| Q4 24 | — | 54.42× | ||
| Q3 24 | — | — | ||
| Q2 24 | -0.79× | -94.46× | ||
| Q1 24 | 1.64× | -185.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KEY
暂无分部数据
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
