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KINGSWAY FINANCIAL SERVICES INC（KFS）与La Rosa Holdings Corp.（LRHC）财务数据对比。点击上方公司名可切换其他公司
KINGSWAY FINANCIAL SERVICES INC的季度营收约是La Rosa Holdings Corp.的1.9倍（$38.6M vs $20.2M），KINGSWAY FINANCIAL SERVICES INC净利率更高（-4.1% vs -27.4%，领先23.3%），KINGSWAY FINANCIAL SERVICES INC同比增速更快（30.1% vs 3.2%），过去两年La Rosa Holdings Corp.的营收复合增速更高（72.5% vs 21.4%）
金斯威金融服务公司是一家专业金融控股企业，主要提供财产和意外伤害保险产品，包括个人车险、商业责任险、财产险等，核心市场覆盖北美地区，服务个人消费者、小微企业主及特定商业客户群体。
拉罗萨控股旗下的万拉罗萨父子通心粉公司由西西里移民文森佐·拉罗萨于1914年创立，发展至今已成为美国规模领先的区域知名食品品牌，可生产四十余种意面产品，在当地市场拥有较高的认可度。
KFS vs LRHC — 直观对比
营收规模更大
KFS
是对方的1.9倍
$20.2M
营收增速更快
KFS
高出26.9%
3.2%
净利率更高
KFS
高出23.3%
-27.4%
两年增速更快
LRHC
近两年复合增速
21.4%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $38.6M | $20.2M |
| 净利润 | $-1.6M | $-5.5M |
| 毛利率 | — | 8.4% |
| 营业利润率 | 0.8% | -24.7% |
| 净利率 | -4.1% | -27.4% |
| 营收同比 | 30.1% | 3.2% |
| 净利润同比 | -7.8% | -125.7% |
| 每股收益（稀释后） | $-0.07 | $-5.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KFSLRHC
| Q4 25 | $38.6M | — | ||
| Q3 25 | $37.2M | $20.2M | ||
| Q2 25 | $30.9M | $23.2M | ||
| Q1 25 | $28.3M | $17.5M | ||
| Q4 24 | $29.6M | $17.7M | ||
| Q3 24 | $27.1M | $19.6M | ||
| Q2 24 | $26.4M | $19.1M | ||
| Q1 24 | $26.2M | $13.1M |
净利润KFSLRHC
| Q4 25 | $-1.6M | — | ||
| Q3 25 | $-2.4M | $-5.5M | ||
| Q2 25 | $-3.2M | $78.4M | ||
| Q1 25 | $-3.1M | $-95.7M | ||
| Q4 24 | $-1.5M | $-5.1M | ||
| Q3 24 | $-2.3M | $-2.5M | ||
| Q2 24 | $-2.2M | $-2.3M | ||
| Q1 24 | $-2.3M | $-4.6M |
毛利率KFSLRHC
| Q4 25 | — | — | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 8.0% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 8.3% | ||
| Q1 24 | — | 8.9% |
营业利润率KFSLRHC
| Q4 25 | 0.8% | — | ||
| Q3 25 | -2.3% | -24.7% | ||
| Q2 25 | -3.6% | -10.6% | ||
| Q1 25 | -2.5% | -26.7% | ||
| Q4 24 | 6.5% | -17.1% | ||
| Q3 24 | -2.5% | -8.9% | ||
| Q2 24 | 0.5% | -9.7% | ||
| Q1 24 | 2.9% | -35.0% |
净利率KFSLRHC
| Q4 25 | -4.1% | — | ||
| Q3 25 | -6.5% | -27.4% | ||
| Q2 25 | -10.2% | 337.8% | ||
| Q1 25 | -10.9% | -546.5% | ||
| Q4 24 | -5.0% | -28.7% | ||
| Q3 24 | -8.5% | -12.5% | ||
| Q2 24 | -8.3% | -12.2% | ||
| Q1 24 | -8.9% | -35.1% |
每股收益（稀释后）KFSLRHC
| Q4 25 | $-0.07 | — | ||
| Q3 25 | $-0.10 | $-5.44 | ||
| Q2 25 | $-0.13 | $15.25 | ||
| Q1 25 | $-0.13 | $-5.86 | ||
| Q4 24 | $-0.08 | $28.54 | ||
| Q3 24 | $-0.10 | $-16.49 | ||
| Q2 24 | $-0.08 | $-12.49 | ||
| Q1 24 | $-0.09 | $-0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | $4.0M |
| 总债务越低越好 | $70.7M | $642.8K |
| 股东权益账面价值 | $15.2M | $1.6M |
| 总资产 | $231.5M | $21.7M |
| 负债/权益比越低杠杆越低 | 4.66× | 0.41× |
8季度趋势，按日历期对齐
现金及短期投资KFSLRHC
| Q4 25 | $8.5M | — | ||
| Q3 25 | $9.5M | $4.0M | ||
| Q2 25 | $12.3M | $5.1M | ||
| Q1 25 | $6.5M | $2.9M | ||
| Q4 24 | $5.7M | $1.4M | ||
| Q3 24 | $6.7M | $1.8M | ||
| Q2 24 | $9.8M | $1.6M | ||
| Q1 24 | $12.3M | $1.1M |
总债务KFSLRHC
| Q4 25 | $70.7M | — | ||
| Q3 25 | $70.7M | $642.8K | ||
| Q2 25 | $58.3M | $644.3K | ||
| Q1 25 | $59.5M | $645.9K | ||
| Q4 24 | $57.5M | $647.6K | ||
| Q3 24 | $58.5M | $649.2K | ||
| Q2 24 | $47.3M | $650.8K | ||
| Q1 24 | $47.1M | $652.4K |
股东权益KFSLRHC
| Q4 25 | $15.2M | — | ||
| Q3 25 | $16.6M | $1.6M | ||
| Q2 25 | $17.4M | $3.4M | ||
| Q1 25 | $5.5M | $-87.5M | ||
| Q4 24 | $8.4M | $2.6M | ||
| Q3 24 | $9.9M | $5.0M | ||
| Q2 24 | $20.7M | $4.7M | ||
| Q1 24 | $23.6M | $5.6M |
总资产KFSLRHC
| Q4 25 | $231.5M | — | ||
| Q3 25 | $235.1M | $21.7M | ||
| Q2 25 | $207.7M | $22.9M | ||
| Q1 25 | $192.1M | $21.0M | ||
| Q4 24 | $186.6M | $19.4M | ||
| Q3 24 | $191.1M | $19.7M | ||
| Q2 24 | $192.3M | $18.7M | ||
| Q1 24 | $198.0M | $16.3M |
负债/权益比KFSLRHC
| Q4 25 | 4.66× | — | ||
| Q3 25 | 4.25× | 0.41× | ||
| Q2 25 | 3.34× | 0.19× | ||
| Q1 25 | 10.91× | — | ||
| Q4 24 | 6.84× | 0.25× | ||
| Q3 24 | 5.88× | 0.13× | ||
| Q2 24 | 2.29× | 0.14× | ||
| Q1 24 | 2.00× | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0K | $-1.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流KFSLRHC
| Q4 25 | $-3.0K | — | ||
| Q3 25 | $1.5M | $-1.3M | ||
| Q2 25 | $337.0K | $-1.4M | ||
| Q1 25 | $-1.8M | $-3.5M | ||
| Q4 24 | $1.1M | $-1.1M | ||
| Q3 24 | $368.0K | $-591.6K | ||
| Q2 24 | $557.0K | $-803.1K | ||
| Q1 24 | $249.0K | $-538.3K |
自由现金流KFSLRHC
| Q4 25 | — | — | ||
| Q3 25 | $1.3M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率KFSLRHC
| Q4 25 | — | — | ||
| Q3 25 | 3.4% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度KFSLRHC
| Q4 25 | — | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率KFSLRHC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -0.02× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KFS
| Other | $14.8M | 38% |
| Roundhouse Electric Equipment Co Inc | $9.7M | 25% |
| MLC Plumbing LLC | $5.7M | 15% |
| Systems Products International Incspi | $3.8M | 10% |
| Advanced Plumbing And Drain | $2.9M | 8% |
| Southside Plumbing | $1.7M | 4% |
LRHC
| Real Estate Residential Brokerage Services | $16.8M | 83% |
| Transferred Over Time | $3.5M | 17% |
