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KINGSWAY FINANCIAL SERVICES INC（KFS）与Maison Solutions Inc.（MSS）财务数据对比。点击上方公司名可切换其他公司
KINGSWAY FINANCIAL SERVICES INC的季度营收约是Maison Solutions Inc.的1.4倍（$38.6M vs $27.6M），KINGSWAY FINANCIAL SERVICES INC净利率更高（-4.1% vs -18.0%，领先13.9%），KINGSWAY FINANCIAL SERVICES INC同比增速更快（30.1% vs -10.9%），过去两年Maison Solutions Inc.的营收复合增速更高（42.5% vs 21.4%）
金斯威金融服务公司是一家专业金融控股企业，主要提供财产和意外伤害保险产品，包括个人车险、商业责任险、财产险等，核心市场覆盖北美地区，服务个人消费者、小微企业主及特定商业客户群体。
Maison Solutions Inc.是一家专注于家居零售的企业，主要运营市场位于中国粤港澳大湾区，面向大众消费者提供高性价比的时尚家具、家居装饰用品及日常家用百货，同时布局线下实体门店与线上电商销售渠道。
KFS vs MSS — 直观对比
营收规模更大
KFS
是对方的1.4倍
$27.6M
营收增速更快
KFS
高出41.0%
-10.9%
净利率更高
KFS
高出13.9%
-18.0%
两年增速更快
MSS
近两年复合增速
21.4%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $38.6M | $27.6M |
| 净利润 | $-1.6M | $-5.0M |
| 毛利率 | — | 23.4% |
| 营业利润率 | 0.8% | -4.9% |
| 净利率 | -4.1% | -18.0% |
| 营收同比 | 30.1% | -10.9% |
| 净利润同比 | -7.8% | -1840.5% |
| 每股收益（稀释后） | $-0.07 | $-0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KFSMSS
| Q4 25 | $38.6M | $27.6M | ||
| Q3 25 | $37.2M | $27.2M | ||
| Q2 25 | $30.9M | $34.4M | ||
| Q1 25 | $28.3M | $32.3M | ||
| Q4 24 | $29.6M | $29.4M | ||
| Q3 24 | $27.1M | $28.2M | ||
| Q2 24 | $26.4M | $16.9M | ||
| Q1 24 | $26.2M | $13.6M |
净利润KFSMSS
| Q4 25 | $-1.6M | $-5.0M | ||
| Q3 25 | $-2.4M | $-1.5M | ||
| Q2 25 | $-3.2M | $-287.4K | ||
| Q1 25 | $-3.1M | $1.0M | ||
| Q4 24 | $-1.5M | $-256.0K | ||
| Q3 24 | $-2.3M | $700.9K | ||
| Q2 24 | $-2.2M | $-2.8M | ||
| Q1 24 | $-2.3M | $-549.0K |
毛利率KFSMSS
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 26.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 23.4% |
营业利润率KFSMSS
| Q4 25 | 0.8% | -4.9% | ||
| Q3 25 | -2.3% | 0.7% | ||
| Q2 25 | -3.6% | -15.9% | ||
| Q1 25 | -2.5% | 3.7% | ||
| Q4 24 | 6.5% | 3.2% | ||
| Q3 24 | -2.5% | 7.3% | ||
| Q2 24 | 0.5% | -14.4% | ||
| Q1 24 | 2.9% | -2.3% |
净利率KFSMSS
| Q4 25 | -4.1% | -18.0% | ||
| Q3 25 | -6.5% | -5.7% | ||
| Q2 25 | -10.2% | -0.8% | ||
| Q1 25 | -10.9% | 3.1% | ||
| Q4 24 | -5.0% | -0.9% | ||
| Q3 24 | -8.5% | 2.5% | ||
| Q2 24 | -8.3% | -16.4% | ||
| Q1 24 | -8.9% | -4.0% |
每股收益（稀释后）KFSMSS
| Q4 25 | $-0.07 | $-0.23 | ||
| Q3 25 | $-0.10 | $-0.08 | ||
| Q2 25 | $-0.13 | $-0.02 | ||
| Q1 25 | $-0.13 | $0.06 | ||
| Q4 24 | $-0.08 | $-0.01 | ||
| Q3 24 | $-0.10 | $0.04 | ||
| Q2 24 | $-0.08 | $-0.16 | ||
| Q1 24 | $-0.09 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | — |
| 总债务越低越好 | $70.7M | $2.6M |
| 股东权益账面价值 | $15.2M | $11.6M |
| 总资产 | $231.5M | $75.4M |
| 负债/权益比越低杠杆越低 | 4.66× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资KFSMSS
| Q4 25 | $8.5M | — | ||
| Q3 25 | $9.5M | $1.1M | ||
| Q2 25 | $12.3M | $775.4K | ||
| Q1 25 | $6.5M | $445.4K | ||
| Q4 24 | $5.7M | $355.7K | ||
| Q3 24 | $6.7M | $588.9K | ||
| Q2 24 | $9.8M | $2.1M | ||
| Q1 24 | $12.3M | $9.4M |
总债务KFSMSS
| Q4 25 | $70.7M | $2.6M | ||
| Q3 25 | $70.7M | $2.6M | ||
| Q2 25 | $58.3M | $2.6M | ||
| Q1 25 | $59.5M | — | ||
| Q4 24 | $57.5M | — | ||
| Q3 24 | $58.5M | $2.5M | ||
| Q2 24 | $47.3M | $2.6M | ||
| Q1 24 | $47.1M | $2.6M |
股东权益KFSMSS
| Q4 25 | $15.2M | $11.6M | ||
| Q3 25 | $16.6M | $10.1M | ||
| Q2 25 | $17.4M | $11.7M | ||
| Q1 25 | $5.5M | $12.0M | ||
| Q4 24 | $8.4M | $10.9M | ||
| Q3 24 | $9.9M | $11.2M | ||
| Q2 24 | $20.7M | $10.5M | ||
| Q1 24 | $23.6M | $13.3M |
总资产KFSMSS
| Q4 25 | $231.5M | $75.4M | ||
| Q3 25 | $235.1M | $73.3M | ||
| Q2 25 | $207.7M | $77.4M | ||
| Q1 25 | $192.1M | $82.7M | ||
| Q4 24 | $186.6M | $82.7M | ||
| Q3 24 | $191.1M | $82.1M | ||
| Q2 24 | $192.3M | $82.4M | ||
| Q1 24 | $198.0M | $44.2M |
负债/权益比KFSMSS
| Q4 25 | 4.66× | 0.22× | ||
| Q3 25 | 4.25× | 0.26× | ||
| Q2 25 | 3.34× | 0.22× | ||
| Q1 25 | 10.91× | — | ||
| Q4 24 | 6.84× | — | ||
| Q3 24 | 5.88× | 0.23× | ||
| Q2 24 | 2.29× | 0.24× | ||
| Q1 24 | 2.00× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0K | $-1.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流KFSMSS
| Q4 25 | $-3.0K | $-1.7M | ||
| Q3 25 | $1.5M | $1.1M | ||
| Q2 25 | $337.0K | $-1.6M | ||
| Q1 25 | $-1.8M | $1.7M | ||
| Q4 24 | $1.1M | $1.1M | ||
| Q3 24 | $368.0K | $3.6M | ||
| Q2 24 | $557.0K | $-2.6M | ||
| Q1 24 | $249.0K | $-1.4M |
自由现金流KFSMSS
| Q4 25 | — | — | ||
| Q3 25 | $1.3M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率KFSMSS
| Q4 25 | — | — | ||
| Q3 25 | 3.4% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度KFSMSS
| Q4 25 | — | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率KFSMSS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 1.66× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 5.12× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KFS
| Other | $14.8M | 38% |
| Roundhouse Electric Equipment Co Inc | $9.7M | 25% |
| MLC Plumbing LLC | $5.7M | 15% |
| Systems Products International Incspi | $3.8M | 10% |
| Advanced Plumbing And Drain | $2.9M | 8% |
| Southside Plumbing | $1.7M | 4% |
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
