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KEMPER Corp（KMPR）与朗美通（LITE）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是朗美通的1.7倍（$1.1B vs $665.5M），朗美通净利率更高（11.8% vs -0.7%，领先12.5%），朗美通同比增速更快（65.5% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $43.1M），过去两年朗美通的营收复合增速更高（34.8% vs -0.5%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
朗美通控股（Lumentum Holdings Inc.）是全球知名光电产品供应商，前身为美国捷迪讯（JDSU）旗下光电器件及激光业务板块，2015年8月随捷迪讯分拆独立运营，总部位于美国加利福尼亚州米尔皮塔斯，主营光通信网络设备、激光器、定制光学解决方案等多元产品。
KMPR vs LITE — 直观对比
营收规模更大
KMPR
是对方的1.7倍
$665.5M
营收增速更快
LITE
高出70.1%
-4.7%
净利率更高
LITE
高出12.5%
-0.7%
自由现金流更多
KMPR
多$123.1M
$43.1M
两年增速更快
LITE
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $665.5M |
| 净利润 | $-8.0M | $78.2M |
| 毛利率 | — | 36.1% |
| 营业利润率 | — | 9.7% |
| 净利率 | -0.7% | 11.8% |
| 营收同比 | -4.7% | 65.5% |
| 净利润同比 | -108.2% | 228.4% |
| 每股收益（稀释后） | $-0.03 | $0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRLITE
| Q4 25 | $1.1B | $665.5M | ||
| Q3 25 | $1.2B | $533.8M | ||
| Q2 25 | $1.2B | $480.7M | ||
| Q1 25 | $1.2B | $425.2M | ||
| Q4 24 | $1.2B | $402.2M | ||
| Q3 24 | $1.2B | $336.9M | ||
| Q2 24 | $1.1B | $308.3M | ||
| Q1 24 | $1.1B | $366.5M |
净利润KMPRLITE
| Q4 25 | $-8.0M | $78.2M | ||
| Q3 25 | $-21.0M | $4.2M | ||
| Q2 25 | $72.6M | $213.3M | ||
| Q1 25 | $99.7M | $-44.1M | ||
| Q4 24 | $97.4M | $-60.9M | ||
| Q3 24 | $73.7M | $-82.4M | ||
| Q2 24 | $75.4M | $-252.5M | ||
| Q1 24 | $71.3M | $-127.0M |
毛利率KMPRLITE
| Q4 25 | — | 36.1% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 33.3% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 24.8% | ||
| Q3 24 | — | 23.1% | ||
| Q2 24 | — | 16.6% | ||
| Q1 24 | — | 16.2% |
营业利润率KMPRLITE
| Q4 25 | — | 9.7% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | -1.7% | ||
| Q1 25 | — | -8.9% | ||
| Q4 24 | — | -12.8% | ||
| Q3 24 | 11.2% | -24.5% | ||
| Q2 24 | 10.1% | -43.3% | ||
| Q1 24 | 7.6% | -31.3% |
净利率KMPRLITE
| Q4 25 | -0.7% | 11.8% | ||
| Q3 25 | -1.7% | 0.8% | ||
| Q2 25 | 5.9% | 44.4% | ||
| Q1 25 | 8.4% | -10.4% | ||
| Q4 24 | 8.2% | -15.1% | ||
| Q3 24 | 6.3% | -24.5% | ||
| Q2 24 | 6.7% | -81.9% | ||
| Q1 24 | 6.2% | -34.7% |
每股收益（稀释后）KMPRLITE
| Q4 25 | $-0.03 | $0.89 | ||
| Q3 25 | $-0.34 | $0.05 | ||
| Q2 25 | $1.12 | $3.10 | ||
| Q1 25 | $1.54 | $-0.64 | ||
| Q4 24 | $1.51 | $-0.88 | ||
| Q3 24 | $1.14 | $-1.21 | ||
| Q2 24 | $1.16 | $-3.75 | ||
| Q1 24 | $1.10 | $-1.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.2B |
| 总债务越低越好 | $943.5M | — |
| 股东权益账面价值 | $2.7B | $846.6M |
| 总资产 | $12.5B | $4.8B |
| 负债/权益比越低杠杆越低 | 0.35× | — |
8季度趋势，按日历期对齐
现金及短期投资KMPRLITE
| Q4 25 | — | $1.2B | ||
| Q3 25 | $371.2M | $1.1B | ||
| Q2 25 | $407.6M | $877.1M | ||
| Q1 25 | $545.3M | $866.7M | ||
| Q4 24 | $1.0B | $896.7M | ||
| Q3 24 | $696.9M | $916.1M | ||
| Q2 24 | $539.1M | $887.0M | ||
| Q1 24 | $520.7M | $870.9M |
总债务KMPRLITE
| Q4 25 | $943.5M | — | ||
| Q3 25 | $943.1M | — | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
股东权益KMPRLITE
| Q4 25 | $2.7B | $846.6M | ||
| Q3 25 | $2.7B | $780.8M | ||
| Q2 25 | $370.0M | $1.1B | ||
| Q1 25 | $366.0M | $879.5M | ||
| Q4 24 | $2.8B | $872.3M | ||
| Q3 24 | $2.8B | $895.9M | ||
| Q2 24 | $358.0M | $957.3M | ||
| Q1 24 | $2.6B | $1.2B |
总资产KMPRLITE
| Q4 25 | $12.5B | $4.8B | ||
| Q3 25 | $12.4B | $4.6B | ||
| Q2 25 | $12.6B | $4.2B | ||
| Q1 25 | $12.5B | $4.0B | ||
| Q4 24 | $12.6B | $4.0B | ||
| Q3 24 | $12.6B | $4.0B | ||
| Q2 24 | $12.6B | $3.9B | ||
| Q1 24 | $12.6B | $4.2B |
负债/权益比KMPRLITE
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $126.7M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $43.1M |
| 自由现金流率自由现金流/营收 | 14.7% | 6.5% |
| 资本支出强度资本支出/营收 | 0.8% | 12.6% |
| 现金转化率经营现金流/净利润 | — | 1.62× |
| 过去12个月自由现金流最近4个季度 | $553.9M | $-29.5M |
8季度趋势，按日历期对齐
经营现金流KMPRLITE
| Q4 25 | $175.0M | $126.7M | ||
| Q3 25 | $139.9M | $57.9M | ||
| Q2 25 | $89.6M | $64.0M | ||
| Q1 25 | $180.0M | $-1.6M | ||
| Q4 24 | $175.1M | $24.3M | ||
| Q3 24 | $141.9M | $39.6M | ||
| Q2 24 | $22.9M | $35.5M | ||
| Q1 24 | $43.0M | $-7.0M |
自由现金流KMPRLITE
| Q4 25 | $166.2M | $43.1M | ||
| Q3 25 | $133.4M | $-18.3M | ||
| Q2 25 | $82.0M | $10.1M | ||
| Q1 25 | $172.3M | $-64.4M | ||
| Q4 24 | $165.4M | $-15.9M | ||
| Q3 24 | $131.4M | $-34.5M | ||
| Q2 24 | $5.2M | $10.9M | ||
| Q1 24 | $27.7M | $-26.6M |
自由现金流率KMPRLITE
| Q4 25 | 14.7% | 6.5% | ||
| Q3 25 | 10.8% | -3.4% | ||
| Q2 25 | 6.7% | 2.1% | ||
| Q1 25 | 14.4% | -15.1% | ||
| Q4 24 | 13.9% | -4.0% | ||
| Q3 24 | 11.1% | -10.2% | ||
| Q2 24 | 0.5% | 3.5% | ||
| Q1 24 | 2.4% | -7.3% |
资本支出强度KMPRLITE
| Q4 25 | 0.8% | 12.6% | ||
| Q3 25 | 0.5% | 14.3% | ||
| Q2 25 | 0.6% | 11.2% | ||
| Q1 25 | 0.6% | 14.8% | ||
| Q4 24 | 0.8% | 10.0% | ||
| Q3 24 | 0.9% | 22.0% | ||
| Q2 24 | 1.6% | 8.0% | ||
| Q1 24 | 1.3% | 5.3% |
现金转化率KMPRLITE
| Q4 25 | — | 1.62× | ||
| Q3 25 | — | 13.79× | ||
| Q2 25 | 1.23× | 0.30× | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
LITE
| Components | $443.7M | 67% |
| Systems | $221.8M | 33% |
