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KEMPER Corp（KMPR）与美泰（MAT）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是美泰的1.3倍（$1.1B vs $862.2M），美泰净利率更高（7.1% vs -0.7%，领先7.8%），美泰同比增速更快（4.3% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $-88.1M），过去两年KEMPER Corp的营收复合增速更高（-0.5% vs -10.6%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
美泰是美国知名玩具及娱乐企业，旗下影视制作部门美泰影业运营时间为2018年9月6日至2025年6月2日。其前身为2013年10月16日成立的美泰Playground Productions，更早可追溯至美泰娱乐、美泰工作室等集团原有娱乐业务品牌。
KMPR vs MAT — 直观对比
营收规模更大
KMPR
是对方的1.3倍
$862.2M
营收增速更快
MAT
高出9.0%
-4.7%
净利率更高
MAT
高出7.8%
-0.7%
自由现金流更多
KMPR
多$254.3M
$-88.1M
两年增速更快
KMPR
近两年复合增速
-10.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $862.2M |
| 净利润 | $-8.0M | $61.0M |
| 毛利率 | — | 44.9% |
| 营业利润率 | — | — |
| 净利率 | -0.7% | 7.1% |
| 营收同比 | -4.7% | 4.3% |
| 净利润同比 | -108.2% | 251.4% |
| 每股收益（稀释后） | $-0.03 | $0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRMAT
| Q1 26 | — | $862.2M | ||
| Q4 25 | $1.1B | $1.8B | ||
| Q3 25 | $1.2B | $1.7B | ||
| Q2 25 | $1.2B | $1.0B | ||
| Q1 25 | $1.2B | $826.6M | ||
| Q4 24 | $1.2B | $1.6B | ||
| Q3 24 | $1.2B | $1.8B | ||
| Q2 24 | $1.1B | $1.1B |
净利润KMPRMAT
| Q1 26 | — | $61.0M | ||
| Q4 25 | $-8.0M | $106.2M | ||
| Q3 25 | $-21.0M | $278.4M | ||
| Q2 25 | $72.6M | $53.4M | ||
| Q1 25 | $99.7M | $-40.3M | ||
| Q4 24 | $97.4M | $140.9M | ||
| Q3 24 | $73.7M | $372.4M | ||
| Q2 24 | $75.4M | $56.9M |
毛利率KMPRMAT
| Q1 26 | — | 44.9% | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 50.0% | ||
| Q2 25 | — | 50.9% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.7% | ||
| Q3 24 | — | 53.1% | ||
| Q2 24 | — | 49.2% |
营业利润率KMPRMAT
| Q1 26 | — | — | ||
| Q4 25 | — | 8.0% | ||
| Q3 25 | — | 21.9% | ||
| Q2 25 | — | 7.7% | ||
| Q1 25 | — | -6.4% | ||
| Q4 24 | — | 9.6% | ||
| Q3 24 | 11.2% | 26.5% | ||
| Q2 24 | 10.1% | 7.7% |
净利率KMPRMAT
| Q1 26 | — | 7.1% | ||
| Q4 25 | -0.7% | 6.0% | ||
| Q3 25 | -1.7% | 16.0% | ||
| Q2 25 | 5.9% | 5.2% | ||
| Q1 25 | 8.4% | -4.9% | ||
| Q4 24 | 8.2% | 8.6% | ||
| Q3 24 | 6.3% | 20.2% | ||
| Q2 24 | 6.7% | 5.3% |
每股收益（稀释后）KMPRMAT
| Q1 26 | — | $0.20 | ||
| Q4 25 | $-0.03 | $0.32 | ||
| Q3 25 | $-0.34 | $0.88 | ||
| Q2 25 | $1.12 | $0.16 | ||
| Q1 25 | $1.54 | $-0.12 | ||
| Q4 24 | $1.51 | $0.40 | ||
| Q3 24 | $1.14 | $1.09 | ||
| Q2 24 | $1.16 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $866.0M |
| 总债务越低越好 | $943.5M | $2.3B |
| 股东权益账面价值 | $2.7B | $2.1B |
| 总资产 | $12.5B | $6.3B |
| 负债/权益比越低杠杆越低 | 0.35× | 1.11× |
8季度趋势，按日历期对齐
现金及短期投资KMPRMAT
| Q1 26 | — | $866.0M | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | $371.2M | $691.9M | ||
| Q2 25 | $407.6M | $870.5M | ||
| Q1 25 | $545.3M | $1.2B | ||
| Q4 24 | $1.0B | $1.4B | ||
| Q3 24 | $696.9M | $723.5M | ||
| Q2 24 | $539.1M | $722.4M |
总债务KMPRMAT
| Q1 26 | — | $2.3B | ||
| Q4 25 | $943.5M | $2.3B | ||
| Q3 25 | $943.1M | $2.3B | ||
| Q2 25 | $942.6M | $2.3B | ||
| Q1 25 | $942.1M | $2.3B | ||
| Q4 24 | $1.4B | $2.3B | ||
| Q3 24 | $1.4B | $2.3B | ||
| Q2 24 | $1.4B | $2.3B |
股东权益KMPRMAT
| Q1 26 | — | $2.1B | ||
| Q4 25 | $2.7B | $2.2B | ||
| Q3 25 | $2.7B | $2.3B | ||
| Q2 25 | $370.0M | $2.2B | ||
| Q1 25 | $366.0M | $2.1B | ||
| Q4 24 | $2.8B | $2.3B | ||
| Q3 24 | $2.8B | $2.3B | ||
| Q2 24 | $358.0M | $2.0B |
总资产KMPRMAT
| Q1 26 | — | $6.3B | ||
| Q4 25 | $12.5B | $6.6B | ||
| Q3 25 | $12.4B | $6.6B | ||
| Q2 25 | $12.6B | $6.2B | ||
| Q1 25 | $12.5B | $6.2B | ||
| Q4 24 | $12.6B | $6.5B | ||
| Q3 24 | $12.6B | $6.5B | ||
| Q2 24 | $12.6B | $5.9B |
负债/权益比KMPRMAT
| Q1 26 | — | 1.11× | ||
| Q4 25 | 0.35× | 1.04× | ||
| Q3 25 | 0.35× | 1.03× | ||
| Q2 25 | 2.55× | 1.08× | ||
| Q1 25 | 2.57× | 1.10× | ||
| Q4 24 | 0.50× | 1.03× | ||
| Q3 24 | 0.50× | 1.01× | ||
| Q2 24 | 3.88× | 1.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | — |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $-88.1M |
| 自由现金流率自由现金流/营收 | 14.7% | -10.2% |
| 资本支出强度资本支出/营收 | 0.8% | 7.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $553.9M | — |
8季度趋势，按日历期对齐
经营现金流KMPRMAT
| Q1 26 | — | — | ||
| Q4 25 | $175.0M | $796.6M | ||
| Q3 25 | $139.9M | $72.0M | ||
| Q2 25 | $89.6M | $-300.1M | ||
| Q1 25 | $180.0M | $24.8M | ||
| Q4 24 | $175.1M | $862.1M | ||
| Q3 24 | $141.9M | $155.8M | ||
| Q2 24 | $22.9M | $-252.9M |
自由现金流KMPRMAT
| Q1 26 | — | $-88.1M | ||
| Q4 25 | $166.2M | — | ||
| Q3 25 | $133.4M | — | ||
| Q2 25 | $82.0M | — | ||
| Q1 25 | $172.3M | — | ||
| Q4 24 | $165.4M | — | ||
| Q3 24 | $131.4M | — | ||
| Q2 24 | $5.2M | — |
自由现金流率KMPRMAT
| Q1 26 | — | -10.2% | ||
| Q4 25 | 14.7% | — | ||
| Q3 25 | 10.8% | — | ||
| Q2 25 | 6.7% | — | ||
| Q1 25 | 14.4% | — | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 0.5% | — |
资本支出强度KMPRMAT
| Q1 26 | — | 7.6% | ||
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 1.6% | — |
现金转化率KMPRMAT
| Q1 26 | — | — | ||
| Q4 25 | — | 7.50× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | 1.23× | -5.62× | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | 6.12× | ||
| Q3 24 | 1.93× | 0.42× | ||
| Q2 24 | 0.30× | -4.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
MAT
暂无分部数据
