vs
KEMPER Corp（KMPR）与赫曼米勒（MLKN）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是赫曼米勒的1.2倍（$1.1B vs $955.2M），赫曼米勒净利率更高（2.5% vs -0.7%，领先3.2%），赫曼米勒同比增速更快（-1.6% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $34.0M）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
米勒诺尔公司以赫曼米勒之名开展业务，是美国知名办公家具、设备及家居产品制造商。其推出的埃隆椅、野口勇茶几、棉花糖沙发、米拉椅、伊姆斯休闲椅等产品享誉全球，此外该公司还在1968年研发出了现代办公隔间。
KMPR vs MLKN — 直观对比
营收规模更大
KMPR
是对方的1.2倍
$955.2M
营收增速更快
MLKN
高出3.1%
-4.7%
净利率更高
MLKN
高出3.2%
-0.7%
自由现金流更多
KMPR
多$132.2M
$34.0M
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $955.2M |
| 净利润 | $-8.0M | $24.2M |
| 毛利率 | — | 39.0% |
| 营业利润率 | — | 5.1% |
| 净利率 | -0.7% | 2.5% |
| 营收同比 | -4.7% | -1.6% |
| 净利润同比 | -108.2% | -29.0% |
| 每股收益（稀释后） | $-0.03 | $0.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRMLKN
| Q4 25 | $1.1B | $955.2M | ||
| Q3 25 | $1.2B | $955.7M | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.1B | — | ||
| Q1 24 | $1.1B | — |
净利润KMPRMLKN
| Q4 25 | $-8.0M | $24.2M | ||
| Q3 25 | $-21.0M | $20.2M | ||
| Q2 25 | $72.6M | — | ||
| Q1 25 | $99.7M | — | ||
| Q4 24 | $97.4M | — | ||
| Q3 24 | $73.7M | — | ||
| Q2 24 | $75.4M | — | ||
| Q1 24 | $71.3M | — |
毛利率KMPRMLKN
| Q4 25 | — | 39.0% | ||
| Q3 25 | — | 38.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率KMPRMLKN
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | 5.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 11.2% | — | ||
| Q2 24 | 10.1% | — | ||
| Q1 24 | 7.6% | — |
净利率KMPRMLKN
| Q4 25 | -0.7% | 2.5% | ||
| Q3 25 | -1.7% | 2.1% | ||
| Q2 25 | 5.9% | — | ||
| Q1 25 | 8.4% | — | ||
| Q4 24 | 8.2% | — | ||
| Q3 24 | 6.3% | — | ||
| Q2 24 | 6.7% | — | ||
| Q1 24 | 6.2% | — |
每股收益（稀释后）KMPRMLKN
| Q4 25 | $-0.03 | $0.35 | ||
| Q3 25 | $-0.34 | $0.29 | ||
| Q2 25 | $1.12 | — | ||
| Q1 25 | $1.54 | — | ||
| Q4 24 | $1.51 | — | ||
| Q3 24 | $1.14 | — | ||
| Q2 24 | $1.16 | — | ||
| Q1 24 | $1.10 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $180.4M |
| 总债务越低越好 | $943.5M | $1.3B |
| 股东权益账面价值 | $2.7B | $1.3B |
| 总资产 | $12.5B | $3.9B |
| 负债/权益比越低杠杆越低 | 0.35× | 1.02× |
8季度趋势，按日历期对齐
现金及短期投资KMPRMLKN
| Q4 25 | — | $180.4M | ||
| Q3 25 | $371.2M | $167.2M | ||
| Q2 25 | $407.6M | — | ||
| Q1 25 | $545.3M | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $696.9M | — | ||
| Q2 24 | $539.1M | — | ||
| Q1 24 | $520.7M | — |
总债务KMPRMLKN
| Q4 25 | $943.5M | $1.3B | ||
| Q3 25 | $943.1M | $1.3B | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
股东权益KMPRMLKN
| Q4 25 | $2.7B | $1.3B | ||
| Q3 25 | $2.7B | $1.3B | ||
| Q2 25 | $370.0M | — | ||
| Q1 25 | $366.0M | — | ||
| Q4 24 | $2.8B | — | ||
| Q3 24 | $2.8B | — | ||
| Q2 24 | $358.0M | — | ||
| Q1 24 | $2.6B | — |
总资产KMPRMLKN
| Q4 25 | $12.5B | $3.9B | ||
| Q3 25 | $12.4B | $3.9B | ||
| Q2 25 | $12.6B | — | ||
| Q1 25 | $12.5B | — | ||
| Q4 24 | $12.6B | — | ||
| Q3 24 | $12.6B | — | ||
| Q2 24 | $12.6B | — | ||
| Q1 24 | $12.6B | — |
负债/权益比KMPRMLKN
| Q4 25 | 0.35× | 1.02× | ||
| Q3 25 | 0.35× | 1.02× | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $64.6M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $34.0M |
| 自由现金流率自由现金流/营收 | 14.7% | 3.6% |
| 资本支出强度资本支出/营收 | 0.8% | 3.2% |
| 现金转化率经营现金流/净利润 | — | 2.67× |
| 过去12个月自由现金流最近4个季度 | $553.9M | — |
8季度趋势，按日历期对齐
经营现金流KMPRMLKN
| Q4 25 | $175.0M | $64.6M | ||
| Q3 25 | $139.9M | $9.4M | ||
| Q2 25 | $89.6M | — | ||
| Q1 25 | $180.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $141.9M | — | ||
| Q2 24 | $22.9M | — | ||
| Q1 24 | $43.0M | — |
自由现金流KMPRMLKN
| Q4 25 | $166.2M | $34.0M | ||
| Q3 25 | $133.4M | $-21.3M | ||
| Q2 25 | $82.0M | — | ||
| Q1 25 | $172.3M | — | ||
| Q4 24 | $165.4M | — | ||
| Q3 24 | $131.4M | — | ||
| Q2 24 | $5.2M | — | ||
| Q1 24 | $27.7M | — |
自由现金流率KMPRMLKN
| Q4 25 | 14.7% | 3.6% | ||
| Q3 25 | 10.8% | -2.2% | ||
| Q2 25 | 6.7% | — | ||
| Q1 25 | 14.4% | — | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 2.4% | — |
资本支出强度KMPRMLKN
| Q4 25 | 0.8% | 3.2% | ||
| Q3 25 | 0.5% | 3.2% | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 1.3% | — |
现金转化率KMPRMLKN
| Q4 25 | — | 2.67× | ||
| Q3 25 | — | 0.47× | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
MLKN
| Workplace | $309.9M | 32% |
| Global Retail Segment | $275.8M | 29% |
| International Contract Segment | $170.9M | 18% |
| Performance Seating | $101.1M | 11% |
| Lifestyle | $52.9M | 6% |
| Other Products | $44.6M | 5% |
