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KEMPER Corp（KMPR）与Ovintiv Inc.（OVV）财务数据对比。点击上方公司名可切换其他公司
Ovintiv Inc.的季度营收约是KEMPER Corp的1.8倍（$2.1B vs $1.1B），Ovintiv Inc.净利率更高（46.1% vs -0.7%，领先46.8%），KEMPER Corp同比增速更快（-4.7% vs -6.0%），Ovintiv Inc.自由现金流更多（$489.0M vs $166.2M），过去两年KEMPER Corp的营收复合增速更高（-0.5% vs -7.2%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
Ovintiv Inc.是一家总部位于美国丹佛的石油企业，前身为加拿大能源公司Encana，于2020年通过重组正式成立，主营石油、天然气的勘探、开发与生产业务，在北美能源领域拥有丰富的运营经验及市场积累。
KMPR vs OVV — 直观对比
营收规模更大
OVV
是对方的1.8倍
$1.1B
营收增速更快
KMPR
高出1.3%
-6.0%
净利率更高
OVV
高出46.8%
-0.7%
自由现金流更多
OVV
多$322.8M
$166.2M
两年增速更快
KMPR
近两年复合增速
-7.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $2.1B |
| 净利润 | $-8.0M | $946.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 21.2% |
| 净利率 | -0.7% | 46.1% |
| 营收同比 | -4.7% | -6.0% |
| 净利润同比 | -108.2% | 1676.7% |
| 每股收益（稀释后） | $-0.03 | $3.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPROVV
| Q4 25 | $1.1B | $2.1B | ||
| Q3 25 | $1.2B | $2.0B | ||
| Q2 25 | $1.2B | $2.2B | ||
| Q1 25 | $1.2B | $2.4B | ||
| Q4 24 | $1.2B | $2.2B | ||
| Q3 24 | $1.2B | $2.2B | ||
| Q2 24 | $1.1B | $2.2B | ||
| Q1 24 | $1.1B | $2.4B |
净利润KMPROVV
| Q4 25 | $-8.0M | $946.0M | ||
| Q3 25 | $-21.0M | $148.0M | ||
| Q2 25 | $72.6M | $307.0M | ||
| Q1 25 | $99.7M | $-159.0M | ||
| Q4 24 | $97.4M | $-60.0M | ||
| Q3 24 | $73.7M | $507.0M | ||
| Q2 24 | $75.4M | $340.0M | ||
| Q1 24 | $71.3M | $338.0M |
营业利润率KMPROVV
| Q4 25 | — | 21.2% | ||
| Q3 25 | — | 13.5% | ||
| Q2 25 | — | 23.1% | ||
| Q1 25 | — | -3.7% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | 11.2% | 24.2% | ||
| Q2 24 | 10.1% | 25.4% | ||
| Q1 24 | 7.6% | 20.7% |
净利率KMPROVV
| Q4 25 | -0.7% | 46.1% | ||
| Q3 25 | -1.7% | 7.3% | ||
| Q2 25 | 5.9% | 13.9% | ||
| Q1 25 | 8.4% | -6.7% | ||
| Q4 24 | 8.2% | -2.7% | ||
| Q3 24 | 6.3% | 23.3% | ||
| Q2 24 | 6.7% | 15.5% | ||
| Q1 24 | 6.2% | 14.2% |
每股收益（稀释后）KMPROVV
| Q4 25 | $-0.03 | $3.64 | ||
| Q3 25 | $-0.34 | $0.57 | ||
| Q2 25 | $1.12 | $1.18 | ||
| Q1 25 | $1.54 | $-0.61 | ||
| Q4 24 | $1.51 | $-0.22 | ||
| Q3 24 | $1.14 | $1.92 | ||
| Q2 24 | $1.16 | $1.27 | ||
| Q1 24 | $1.10 | $1.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $280.0M |
| 总债务越低越好 | $943.5M | $5.2B |
| 股东权益账面价值 | $2.7B | $11.2B |
| 总资产 | $12.5B | $20.4B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.46× |
8季度趋势，按日历期对齐
现金及短期投资KMPROVV
| Q4 25 | — | $280.0M | ||
| Q3 25 | $371.2M | $25.0M | ||
| Q2 25 | $407.6M | $20.0M | ||
| Q1 25 | $545.3M | $8.0M | ||
| Q4 24 | $1.0B | $42.0M | ||
| Q3 24 | $696.9M | $9.0M | ||
| Q2 24 | $539.1M | $8.0M | ||
| Q1 24 | $520.7M | $5.0M |
总债务KMPROVV
| Q4 25 | $943.5M | $5.2B | ||
| Q3 25 | $943.1M | $5.2B | ||
| Q2 25 | $942.6M | $5.3B | ||
| Q1 25 | $942.1M | $5.5B | ||
| Q4 24 | $1.4B | $5.5B | ||
| Q3 24 | $1.4B | $5.9B | ||
| Q2 24 | $1.4B | $6.1B | ||
| Q1 24 | $1.4B | $6.2B |
股东权益KMPROVV
| Q4 25 | $2.7B | $11.2B | ||
| Q3 25 | $2.7B | $10.2B | ||
| Q2 25 | $370.0M | $10.4B | ||
| Q1 25 | $366.0M | $10.1B | ||
| Q4 24 | $2.8B | $10.3B | ||
| Q3 24 | $2.8B | $10.7B | ||
| Q2 24 | $358.0M | $10.3B | ||
| Q1 24 | $2.6B | $10.3B |
总资产KMPROVV
| Q4 25 | $12.5B | $20.4B | ||
| Q3 25 | $12.4B | $19.4B | ||
| Q2 25 | $12.6B | $19.7B | ||
| Q1 25 | $12.5B | $19.6B | ||
| Q4 24 | $12.6B | $19.3B | ||
| Q3 24 | $12.6B | $19.9B | ||
| Q2 24 | $12.6B | $19.8B | ||
| Q1 24 | $12.6B | $19.8B |
负债/权益比KMPROVV
| Q4 25 | 0.35× | 0.46× | ||
| Q3 25 | 0.35× | 0.51× | ||
| Q2 25 | 2.55× | 0.51× | ||
| Q1 25 | 2.57× | 0.55× | ||
| Q4 24 | 0.50× | 0.53× | ||
| Q3 24 | 0.50× | 0.55× | ||
| Q2 24 | 3.88× | 0.59× | ||
| Q1 24 | 0.54× | 0.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $954.0M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $489.0M |
| 自由现金流率自由现金流/营收 | 14.7% | 23.8% |
| 资本支出强度资本支出/营收 | 0.8% | 22.6% |
| 现金转化率经营现金流/净利润 | — | 1.01× |
| 过去12个月自由现金流最近4个季度 | $553.9M | $1.5B |
8季度趋势，按日历期对齐
经营现金流KMPROVV
| Q4 25 | $175.0M | $954.0M | ||
| Q3 25 | $139.9M | $812.0M | ||
| Q2 25 | $89.6M | $1.0B | ||
| Q1 25 | $180.0M | $873.0M | ||
| Q4 24 | $175.1M | $1.0B | ||
| Q3 24 | $141.9M | $1.0B | ||
| Q2 24 | $22.9M | $1.0B | ||
| Q1 24 | $43.0M | $659.0M |
自由现金流KMPROVV
| Q4 25 | $166.2M | $489.0M | ||
| Q3 25 | $133.4M | $268.0M | ||
| Q2 25 | $82.0M | $492.0M | ||
| Q1 25 | $172.3M | $256.0M | ||
| Q4 24 | $165.4M | $468.0M | ||
| Q3 24 | $131.4M | $484.0M | ||
| Q2 24 | $5.2M | $398.0M | ||
| Q1 24 | $27.7M | $68.0M |
自由现金流率KMPROVV
| Q4 25 | 14.7% | 23.8% | ||
| Q3 25 | 10.8% | 13.3% | ||
| Q2 25 | 6.7% | 22.2% | ||
| Q1 25 | 14.4% | 10.8% | ||
| Q4 24 | 13.9% | 21.4% | ||
| Q3 24 | 11.1% | 22.2% | ||
| Q2 24 | 0.5% | 18.1% | ||
| Q1 24 | 2.4% | 2.8% |
资本支出强度KMPROVV
| Q4 25 | 0.8% | 22.6% | ||
| Q3 25 | 0.5% | 26.9% | ||
| Q2 25 | 0.6% | 23.5% | ||
| Q1 25 | 0.6% | 26.0% | ||
| Q4 24 | 0.8% | 25.3% | ||
| Q3 24 | 0.9% | 24.7% | ||
| Q2 24 | 1.6% | 28.4% | ||
| Q1 24 | 1.3% | 24.8% |
现金转化率KMPROVV
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | 5.49× | ||
| Q2 25 | 1.23× | 3.30× | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | 2.02× | ||
| Q2 24 | 0.30× | 3.00× | ||
| Q1 24 | 0.60× | 1.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
OVV
| Product And Service Revenue | $1.7B | 84% |
| Sales Of Purchased Product | $338.0M | 16% |
