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KEMPER Corp（KMPR）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
罗布乐思的季度营收约是KEMPER Corp的1.3倍（$1.4B vs $1.1B），KEMPER Corp净利率更高（-0.7% vs -22.3%，领先21.6%），罗布乐思同比增速更快（43.2% vs -4.7%），罗布乐思自由现金流更多（$308.6M vs $166.2M），过去两年罗布乐思的营收复合增速更高（32.9% vs -0.5%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
KMPR vs RBLX — 直观对比
营收规模更大
RBLX
是对方的1.3倍
$1.1B
营收增速更快
RBLX
高出47.9%
-4.7%
净利率更高
KMPR
高出21.6%
-22.3%
自由现金流更多
RBLX
多$142.4M
$166.2M
两年增速更快
RBLX
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.4B |
| 净利润 | $-8.0M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | — | -25.3% |
| 净利率 | -0.7% | -22.3% |
| 营收同比 | -4.7% | 43.2% |
| 净利润同比 | -108.2% | -43.9% |
| 每股收益（稀释后） | $-0.03 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRRBLX
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.2B | $1.4B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.2B | $1.0B | ||
| Q4 24 | $1.2B | $988.2M | ||
| Q3 24 | $1.2B | $919.0M | ||
| Q2 24 | $1.1B | $893.5M | ||
| Q1 24 | $1.1B | $801.3M |
净利润KMPRRBLX
| Q4 25 | $-8.0M | $-316.0M | ||
| Q3 25 | $-21.0M | $-255.6M | ||
| Q2 25 | $72.6M | $-278.4M | ||
| Q1 25 | $99.7M | $-215.1M | ||
| Q4 24 | $97.4M | $-219.6M | ||
| Q3 24 | $73.7M | $-239.3M | ||
| Q2 24 | $75.4M | $-205.9M | ||
| Q1 24 | $71.3M | $-270.6M |
毛利率KMPRRBLX
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% | ||
| Q1 24 | — | 77.7% |
营业利润率KMPRRBLX
| Q4 25 | — | -25.3% | ||
| Q3 25 | — | -21.8% | ||
| Q2 25 | — | -29.8% | ||
| Q1 25 | — | -24.6% | ||
| Q4 24 | — | -24.7% | ||
| Q3 24 | 11.2% | -30.4% | ||
| Q2 24 | 10.1% | -26.6% | ||
| Q1 24 | 7.6% | -37.7% |
净利率KMPRRBLX
| Q4 25 | -0.7% | -22.3% | ||
| Q3 25 | -1.7% | -18.8% | ||
| Q2 25 | 5.9% | -25.8% | ||
| Q1 25 | 8.4% | -20.8% | ||
| Q4 24 | 8.2% | -22.2% | ||
| Q3 24 | 6.3% | -26.0% | ||
| Q2 24 | 6.7% | -23.0% | ||
| Q1 24 | 6.2% | -33.8% |
每股收益（稀释后）KMPRRBLX
| Q4 25 | $-0.03 | $-0.44 | ||
| Q3 25 | $-0.34 | $-0.37 | ||
| Q2 25 | $1.12 | $-0.41 | ||
| Q1 25 | $1.54 | $-0.32 | ||
| Q4 24 | $1.51 | $-0.32 | ||
| Q3 24 | $1.14 | $-0.37 | ||
| Q2 24 | $1.16 | $-0.32 | ||
| Q1 24 | $1.10 | $-0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.1B |
| 总债务越低越好 | $943.5M | $1.2B |
| 股东权益账面价值 | $2.7B | $394.5M |
| 总资产 | $12.5B | $9.6B |
| 负债/权益比越低杠杆越低 | 0.35× | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资KMPRRBLX
| Q4 25 | — | $3.1B | ||
| Q3 25 | $371.2M | $2.9B | ||
| Q2 25 | $407.6M | $2.6B | ||
| Q1 25 | $545.3M | $2.7B | ||
| Q4 24 | $1.0B | $2.4B | ||
| Q3 24 | $696.9M | $2.3B | ||
| Q2 24 | $539.1M | $2.4B | ||
| Q1 24 | $520.7M | $2.4B |
总债务KMPRRBLX
| Q4 25 | $943.5M | $1.2B | ||
| Q3 25 | $943.1M | — | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | $1.2B | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
股东权益KMPRRBLX
| Q4 25 | $2.7B | $394.5M | ||
| Q3 25 | $2.7B | $407.6M | ||
| Q2 25 | $370.0M | $353.2M | ||
| Q1 25 | $366.0M | $310.7M | ||
| Q4 24 | $2.8B | $221.4M | ||
| Q3 24 | $2.8B | $189.9M | ||
| Q2 24 | $358.0M | $121.5M | ||
| Q1 24 | $2.6B | $71.6M |
总资产KMPRRBLX
| Q4 25 | $12.5B | $9.6B | ||
| Q3 25 | $12.4B | $8.6B | ||
| Q2 25 | $12.6B | $7.8B | ||
| Q1 25 | $12.5B | $7.5B | ||
| Q4 24 | $12.6B | $7.2B | ||
| Q3 24 | $12.6B | $6.7B | ||
| Q2 24 | $12.6B | $6.5B | ||
| Q1 24 | $12.6B | $6.3B |
负债/权益比KMPRRBLX
| Q4 25 | 0.35× | 2.98× | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | 5.48× | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $607.0M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $308.6M |
| 自由现金流率自由现金流/营收 | 14.7% | 21.8% |
| 资本支出强度资本支出/营收 | 0.8% | 21.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $553.9M | $1.4B |
8季度趋势，按日历期对齐
经营现金流KMPRRBLX
| Q4 25 | $175.0M | $607.0M | ||
| Q3 25 | $139.9M | $546.2M | ||
| Q2 25 | $89.6M | $199.3M | ||
| Q1 25 | $180.0M | $443.9M | ||
| Q4 24 | $175.1M | $184.5M | ||
| Q3 24 | $141.9M | $247.4M | ||
| Q2 24 | $22.9M | $151.4M | ||
| Q1 24 | $43.0M | $238.9M |
自由现金流KMPRRBLX
| Q4 25 | $166.2M | $308.6M | ||
| Q3 25 | $133.4M | $443.6M | ||
| Q2 25 | $82.0M | $176.7M | ||
| Q1 25 | $172.3M | $426.5M | ||
| Q4 24 | $165.4M | $120.6M | ||
| Q3 24 | $131.4M | $218.0M | ||
| Q2 24 | $5.2M | $111.7M | ||
| Q1 24 | $27.7M | $192.3M |
自由现金流率KMPRRBLX
| Q4 25 | 14.7% | 21.8% | ||
| Q3 25 | 10.8% | 32.6% | ||
| Q2 25 | 6.7% | 16.3% | ||
| Q1 25 | 14.4% | 41.2% | ||
| Q4 24 | 13.9% | 12.2% | ||
| Q3 24 | 11.1% | 23.7% | ||
| Q2 24 | 0.5% | 12.5% | ||
| Q1 24 | 2.4% | 24.0% |
资本支出强度KMPRRBLX
| Q4 25 | 0.8% | 21.1% | ||
| Q3 25 | 0.5% | 7.5% | ||
| Q2 25 | 0.6% | 2.1% | ||
| Q1 25 | 0.6% | 1.7% | ||
| Q4 24 | 0.8% | 6.5% | ||
| Q3 24 | 0.9% | 3.2% | ||
| Q2 24 | 1.6% | 4.4% | ||
| Q1 24 | 1.3% | 5.8% |
现金转化率KMPRRBLX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
RBLX
暂无分部数据
