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KEMPER Corp（KMPR）与Rollins, Inc.（ROL）财务数据对比。点击上方公司名可切换其他公司
KEMPER Corp的季度营收约是Rollins, Inc.的1.2倍（$1.1B vs $906.4M），Rollins, Inc.净利率更高（11.9% vs -0.7%，领先12.6%），Rollins, Inc.同比增速更快（10.2% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $111.2M），过去两年Rollins, Inc.的营收复合增速更高（0.8% vs -0.5%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
Rollins, Inc.是北美知名虫害防治服务商，面向住宅及商业客户提供专业防控服务。公司依托Orkin、HomeTeam Pest Defense等多家全资子公司布局全球业务，覆盖北美、英国等市场，在民用及商用虫害治理领域具备深厚的行业积累与品牌优势。
KMPR vs ROL — 直观对比
营收规模更大
KMPR
是对方的1.2倍
$906.4M
营收增速更快
ROL
高出14.9%
-4.7%
净利率更高
ROL
高出12.6%
-0.7%
自由现金流更多
KMPR
多$55.0M
$111.2M
两年增速更快
ROL
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $906.4M |
| 净利润 | $-8.0M | $107.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 16.1% |
| 净利率 | -0.7% | 11.9% |
| 营收同比 | -4.7% | 10.2% |
| 净利润同比 | -108.2% | 2.5% |
| 每股收益（稀释后） | $-0.03 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRROL
| Q1 26 | — | $906.4M | ||
| Q4 25 | $1.1B | $912.9M | ||
| Q3 25 | $1.2B | $1.0B | ||
| Q2 25 | $1.2B | $999.5M | ||
| Q1 25 | $1.2B | $822.5M | ||
| Q4 24 | $1.2B | $832.2M | ||
| Q3 24 | $1.2B | $916.3M | ||
| Q2 24 | $1.1B | $891.9M |
净利润KMPRROL
| Q1 26 | — | $107.8M | ||
| Q4 25 | $-8.0M | $116.4M | ||
| Q3 25 | $-21.0M | $163.5M | ||
| Q2 25 | $72.6M | $141.5M | ||
| Q1 25 | $99.7M | $105.2M | ||
| Q4 24 | $97.4M | $105.7M | ||
| Q3 24 | $73.7M | $136.9M | ||
| Q2 24 | $75.4M | $129.4M |
营业利润率KMPRROL
| Q1 26 | — | 16.1% | ||
| Q4 25 | — | 17.5% | ||
| Q3 25 | — | 21.9% | ||
| Q2 25 | — | 19.8% | ||
| Q1 25 | — | 17.3% | ||
| Q4 24 | — | 18.1% | ||
| Q3 24 | 11.2% | 20.9% | ||
| Q2 24 | 10.1% | 20.4% |
净利率KMPRROL
| Q1 26 | — | 11.9% | ||
| Q4 25 | -0.7% | 12.8% | ||
| Q3 25 | -1.7% | 15.9% | ||
| Q2 25 | 5.9% | 14.2% | ||
| Q1 25 | 8.4% | 12.8% | ||
| Q4 24 | 8.2% | 12.7% | ||
| Q3 24 | 6.3% | 14.9% | ||
| Q2 24 | 6.7% | 14.5% |
每股收益（稀释后）KMPRROL
| Q1 26 | — | $0.22 | ||
| Q4 25 | $-0.03 | $0.24 | ||
| Q3 25 | $-0.34 | $0.34 | ||
| Q2 25 | $1.12 | $0.29 | ||
| Q1 25 | $1.54 | $0.22 | ||
| Q4 24 | $1.51 | $0.22 | ||
| Q3 24 | $1.14 | $0.28 | ||
| Q2 24 | $1.16 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $116.5M |
| 总债务越低越好 | $943.5M | $650.6M |
| 股东权益账面价值 | $2.7B | $1.4B |
| 总资产 | $12.5B | $3.2B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资KMPRROL
| Q1 26 | — | $116.5M | ||
| Q4 25 | — | $100.0M | ||
| Q3 25 | $371.2M | $127.4M | ||
| Q2 25 | $407.6M | $123.0M | ||
| Q1 25 | $545.3M | $201.2M | ||
| Q4 24 | $1.0B | $89.6M | ||
| Q3 24 | $696.9M | $95.3M | ||
| Q2 24 | $539.1M | $106.7M |
总债务KMPRROL
| Q1 26 | — | $650.6M | ||
| Q4 25 | $943.5M | $486.1M | ||
| Q3 25 | $943.1M | $485.7M | ||
| Q2 25 | $942.6M | $485.3M | ||
| Q1 25 | $942.1M | $485.5M | ||
| Q4 24 | $1.4B | $395.3M | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — |
股东权益KMPRROL
| Q1 26 | — | $1.4B | ||
| Q4 25 | $2.7B | $1.4B | ||
| Q3 25 | $2.7B | $1.5B | ||
| Q2 25 | $370.0M | $1.4B | ||
| Q1 25 | $366.0M | $1.4B | ||
| Q4 24 | $2.8B | $1.3B | ||
| Q3 24 | $2.8B | $1.3B | ||
| Q2 24 | $358.0M | $1.2B |
总资产KMPRROL
| Q1 26 | — | $3.2B | ||
| Q4 25 | $12.5B | $3.1B | ||
| Q3 25 | $12.4B | $3.2B | ||
| Q2 25 | $12.6B | $3.2B | ||
| Q1 25 | $12.5B | $2.9B | ||
| Q4 24 | $12.6B | $2.8B | ||
| Q3 24 | $12.6B | $2.8B | ||
| Q2 24 | $12.6B | $2.8B |
负债/权益比KMPRROL
| Q1 26 | — | 0.47× | ||
| Q4 25 | 0.35× | 0.35× | ||
| Q3 25 | 0.35× | 0.32× | ||
| Q2 25 | 2.55× | 0.34× | ||
| Q1 25 | 2.57× | 0.36× | ||
| Q4 24 | 0.50× | 0.30× | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $118.4M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $111.2M |
| 自由现金流率自由现金流/营收 | 14.7% | 12.3% |
| 资本支出强度资本支出/营收 | 0.8% | 0.8% |
| 现金转化率经营现金流/净利润 | — | 1.10× |
| 过去12个月自由现金流最近4个季度 | $553.9M | $621.1M |
8季度趋势，按日历期对齐
经营现金流KMPRROL
| Q1 26 | — | $118.4M | ||
| Q4 25 | $175.0M | $164.7M | ||
| Q3 25 | $139.9M | $191.3M | ||
| Q2 25 | $89.6M | $175.1M | ||
| Q1 25 | $180.0M | $146.9M | ||
| Q4 24 | $175.1M | $188.2M | ||
| Q3 24 | $141.9M | $146.9M | ||
| Q2 24 | $22.9M | $145.1M |
自由现金流KMPRROL
| Q1 26 | — | $111.2M | ||
| Q4 25 | $166.2M | $159.0M | ||
| Q3 25 | $133.4M | $182.8M | ||
| Q2 25 | $82.0M | $168.0M | ||
| Q1 25 | $172.3M | $140.1M | ||
| Q4 24 | $165.4M | $184.0M | ||
| Q3 24 | $131.4M | $139.4M | ||
| Q2 24 | $5.2M | $136.4M |
自由现金流率KMPRROL
| Q1 26 | — | 12.3% | ||
| Q4 25 | 14.7% | 17.4% | ||
| Q3 25 | 10.8% | 17.8% | ||
| Q2 25 | 6.7% | 16.8% | ||
| Q1 25 | 14.4% | 17.0% | ||
| Q4 24 | 13.9% | 22.1% | ||
| Q3 24 | 11.1% | 15.2% | ||
| Q2 24 | 0.5% | 15.3% |
资本支出强度KMPRROL
| Q1 26 | — | 0.8% | ||
| Q4 25 | 0.8% | 0.6% | ||
| Q3 25 | 0.5% | 0.8% | ||
| Q2 25 | 0.6% | 0.7% | ||
| Q1 25 | 0.6% | 0.8% | ||
| Q4 24 | 0.8% | 0.5% | ||
| Q3 24 | 0.9% | 0.8% | ||
| Q2 24 | 1.6% | 1.0% |
现金转化率KMPRROL
| Q1 26 | — | 1.10× | ||
| Q4 25 | — | 1.41× | ||
| Q3 25 | — | 1.17× | ||
| Q2 25 | 1.23× | 1.24× | ||
| Q1 25 | 1.81× | 1.40× | ||
| Q4 24 | 1.80× | 1.78× | ||
| Q3 24 | 1.93× | 1.07× | ||
| Q2 24 | 0.30× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
ROL
暂无分部数据
