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KEMPER Corp（KMPR）与UGI CORP（UGI）财务数据对比。点击上方公司名可切换其他公司
UGI CORP的季度营收约是KEMPER Corp的1.8倍（$2.1B vs $1.1B），UGI CORP净利率更高（14.4% vs -0.7%，领先15.1%），UGI CORP同比增速更快（3.9% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $-155.0M），过去两年KEMPER Corp的营收复合增速更高（-0.5% vs -7.5%）
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
UGI公司是总部位于美国宾夕法尼亚州普鲁士王市的能源企业，主营天然气与电力配送业务，布局覆盖范围广泛，在美国本土及欧洲地区均拥有成熟运营网络，为当地用户提供稳定可靠的能源配送服务。
KMPR vs UGI — 直观对比
营收规模更大
UGI
是对方的1.8倍
$1.1B
营收增速更快
UGI
高出8.5%
-4.7%
净利率更高
UGI
高出15.1%
-0.7%
自由现金流更多
KMPR
多$321.2M
$-155.0M
两年增速更快
KMPR
近两年复合增速
-7.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $2.1B |
| 净利润 | $-8.0M | $297.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 22.0% |
| 净利率 | -0.7% | 14.4% |
| 营收同比 | -4.7% | 3.9% |
| 净利润同比 | -108.2% | -20.8% |
| 每股收益（稀释后） | $-0.03 | $1.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMPRUGI
| Q4 25 | $1.1B | $2.1B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.2B | $1.4B | ||
| Q1 25 | $1.2B | $2.6B | ||
| Q4 24 | $1.2B | $2.0B | ||
| Q3 24 | $1.2B | $1.2B | ||
| Q2 24 | $1.1B | $1.4B | ||
| Q1 24 | $1.1B | $2.4B |
净利润KMPRUGI
| Q4 25 | $-8.0M | $297.0M | ||
| Q3 25 | $-21.0M | $-13.0M | ||
| Q2 25 | $72.6M | $-163.0M | ||
| Q1 25 | $99.7M | $479.0M | ||
| Q4 24 | $97.4M | $375.0M | ||
| Q3 24 | $73.7M | $-273.0M | ||
| Q2 24 | $75.4M | $-48.0M | ||
| Q1 24 | $71.3M | $496.0M |
营业利润率KMPRUGI
| Q4 25 | — | 22.0% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | -6.8% | ||
| Q1 25 | — | 26.6% | ||
| Q4 24 | — | 24.5% | ||
| Q3 24 | 11.2% | -20.4% | ||
| Q2 24 | 10.1% | 5.0% | ||
| Q1 24 | 7.6% | 29.7% |
净利率KMPRUGI
| Q4 25 | -0.7% | 14.4% | ||
| Q3 25 | -1.7% | -1.1% | ||
| Q2 25 | 5.9% | -12.0% | ||
| Q1 25 | 8.4% | 18.2% | ||
| Q4 24 | 8.2% | 18.9% | ||
| Q3 24 | 6.3% | -22.6% | ||
| Q2 24 | 6.7% | -3.6% | ||
| Q1 24 | 6.2% | 20.6% |
每股收益（稀释后）KMPRUGI
| Q4 25 | $-0.03 | $1.34 | ||
| Q3 25 | $-0.34 | $-0.08 | ||
| Q2 25 | $1.12 | $-0.76 | ||
| Q1 25 | $1.54 | $2.19 | ||
| Q4 24 | $1.51 | $1.74 | ||
| Q3 24 | $1.14 | $-1.26 | ||
| Q2 24 | $1.16 | $-0.23 | ||
| Q1 24 | $1.10 | $2.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $251.0M |
| 总债务越低越好 | $943.5M | $6.0B |
| 股东权益账面价值 | $2.7B | $5.0B |
| 总资产 | $12.5B | $15.8B |
| 负债/权益比越低杠杆越低 | 0.35× | 1.19× |
8季度趋势，按日历期对齐
现金及短期投资KMPRUGI
| Q4 25 | — | $251.0M | ||
| Q3 25 | $371.2M | $335.0M | ||
| Q2 25 | $407.6M | $350.0M | ||
| Q1 25 | $545.3M | $426.0M | ||
| Q4 24 | $1.0B | $240.0M | ||
| Q3 24 | $696.9M | $213.0M | ||
| Q2 24 | $539.1M | $183.0M | ||
| Q1 24 | $520.7M | $263.0M |
总债务KMPRUGI
| Q4 25 | $943.5M | $6.0B | ||
| Q3 25 | $943.1M | $6.5B | ||
| Q2 25 | $942.6M | $5.7B | ||
| Q1 25 | $942.1M | $6.6B | ||
| Q4 24 | $1.4B | $6.6B | ||
| Q3 24 | $1.4B | $6.4B | ||
| Q2 24 | $1.4B | $6.3B | ||
| Q1 24 | $1.4B | $6.7B |
股东权益KMPRUGI
| Q4 25 | $2.7B | $5.0B | ||
| Q3 25 | $2.7B | $4.8B | ||
| Q2 25 | $370.0M | $4.9B | ||
| Q1 25 | $366.0M | $5.0B | ||
| Q4 24 | $2.8B | $4.6B | ||
| Q3 24 | $2.8B | $4.3B | ||
| Q2 24 | $358.0M | $4.7B | ||
| Q1 24 | $2.6B | $4.8B |
总资产KMPRUGI
| Q4 25 | $12.5B | $15.8B | ||
| Q3 25 | $12.4B | $15.5B | ||
| Q2 25 | $12.6B | $15.4B | ||
| Q1 25 | $12.5B | $15.7B | ||
| Q4 24 | $12.6B | $15.4B | ||
| Q3 24 | $12.6B | $15.1B | ||
| Q2 24 | $12.6B | $15.1B | ||
| Q1 24 | $12.6B | $15.6B |
负债/权益比KMPRUGI
| Q4 25 | 0.35× | 1.19× | ||
| Q3 25 | 0.35× | 1.37× | ||
| Q2 25 | 2.55× | 1.17× | ||
| Q1 25 | 2.57× | 1.32× | ||
| Q4 24 | 0.50× | 1.44× | ||
| Q3 24 | 0.50× | 1.48× | ||
| Q2 24 | 3.88× | 1.34× | ||
| Q1 24 | 0.54× | 1.40× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $175.0M | $66.0M |
| 自由现金流经营现金流 - 资本支出 | $166.2M | $-155.0M |
| 自由现金流率自由现金流/营收 | 14.7% | -7.5% |
| 资本支出强度资本支出/营收 | 0.8% | 10.7% |
| 现金转化率经营现金流/净利润 | — | 0.22× |
| 过去12个月自由现金流最近4个季度 | $553.9M | $282.0M |
8季度趋势，按日历期对齐
经营现金流KMPRUGI
| Q4 25 | $175.0M | $66.0M | ||
| Q3 25 | $139.9M | $90.0M | ||
| Q2 25 | $89.6M | $289.0M | ||
| Q1 25 | $180.0M | $684.0M | ||
| Q4 24 | $175.1M | $164.0M | ||
| Q3 24 | $141.9M | $151.0M | ||
| Q2 24 | $22.9M | $390.0M | ||
| Q1 24 | $43.0M | $522.0M |
自由现金流KMPRUGI
| Q4 25 | $166.2M | $-155.0M | ||
| Q3 25 | $133.4M | $-168.0M | ||
| Q2 25 | $82.0M | $67.0M | ||
| Q1 25 | $172.3M | $538.0M | ||
| Q4 24 | $165.4M | $-47.0M | ||
| Q3 24 | $131.4M | $-115.0M | ||
| Q2 24 | $5.2M | $185.0M | ||
| Q1 24 | $27.7M | $353.0M |
自由现金流率KMPRUGI
| Q4 25 | 14.7% | -7.5% | ||
| Q3 25 | 10.8% | -14.4% | ||
| Q2 25 | 6.7% | 4.9% | ||
| Q1 25 | 14.4% | 20.4% | ||
| Q4 24 | 13.9% | -2.4% | ||
| Q3 24 | 11.1% | -9.5% | ||
| Q2 24 | 0.5% | 13.7% | ||
| Q1 24 | 2.4% | 14.6% |
资本支出强度KMPRUGI
| Q4 25 | 0.8% | 10.7% | ||
| Q3 25 | 0.5% | 22.1% | ||
| Q2 25 | 0.6% | 16.3% | ||
| Q1 25 | 0.6% | 5.5% | ||
| Q4 24 | 0.8% | 10.6% | ||
| Q3 24 | 0.9% | 22.0% | ||
| Q2 24 | 1.6% | 15.2% | ||
| Q1 24 | 1.3% | 7.0% |
现金转化率KMPRUGI
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | 1.43× | ||
| Q4 24 | 1.80× | 0.44× | ||
| Q3 24 | 1.93× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | 1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
UGI
暂无分部数据
