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Kinsale Capital Group, Inc.（KNSL）与Cloudflare, Inc.（NET）财务数据对比。点击上方公司名可切换其他公司
Cloudflare, Inc.的季度营收约是Kinsale Capital Group, Inc.的1.3倍（$614.5M vs $466.7M），Kinsale Capital Group, Inc.净利率更高（24.1% vs -2.0%，领先26.1%），Cloudflare, Inc.同比增速更快（33.6% vs 10.2%），过去两年Cloudflare, Inc.的营收复合增速更高（27.4% vs 10.2%）
旗星银行是一家总部位于纽约希克斯维尔的美国区域性金融服务公司，截至2023年共运营395家分支机构，并于2024年2月21日完成了全网点品牌统一，所有分支机构统一使用旗星品牌运营。
Cloudflare是总部位于美国加利福尼亚州旧金山的科技企业，提供内容分发网络（CDN）、云网络安全、DDoS防护等多元互联网服务，同时是ICANN认证的域名注册商。其服务作为网站访客与客户托管服务商之间的反向代理，可有效提升访问性能，抵御恶意流量。
KNSL vs NET — 直观对比
营收规模更大
NET
是对方的1.3倍
$466.7M
营收增速更快
NET
高出23.4%
10.2%
净利率更高
KNSL
高出26.1%
-2.0%
两年增速更快
NET
近两年复合增速
10.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $466.7M | $614.5M |
| 净利润 | $112.6M | $-12.1M |
| 毛利率 | — | 73.6% |
| 营业利润率 | — | -8.0% |
| 净利率 | 24.1% | -2.0% |
| 营收同比 | 10.2% | 33.6% |
| 净利润同比 | 26.1% | 6.0% |
| 每股收益（稀释后） | $4.88 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KNSLNET
| Q1 26 | $466.7M | — | ||
| Q4 25 | $483.3M | $614.5M | ||
| Q3 25 | $497.5M | $562.0M | ||
| Q2 25 | $469.8M | $512.3M | ||
| Q1 25 | $423.4M | $479.1M | ||
| Q4 24 | $412.1M | $459.9M | ||
| Q3 24 | $418.1M | $430.1M | ||
| Q2 24 | $384.6M | $401.0M |
净利润KNSLNET
| Q1 26 | $112.6M | — | ||
| Q4 25 | $138.6M | $-12.1M | ||
| Q3 25 | $141.6M | $-1.3M | ||
| Q2 25 | $134.1M | $-50.4M | ||
| Q1 25 | $89.2M | $-38.5M | ||
| Q4 24 | $109.1M | $-12.8M | ||
| Q3 24 | $114.2M | $-15.3M | ||
| Q2 24 | $92.6M | $-15.1M |
毛利率KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | — | 73.6% | ||
| Q3 25 | — | 74.0% | ||
| Q2 25 | — | 74.9% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.4% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% |
营业利润率KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | -8.0% | ||
| Q3 25 | 36.0% | -6.7% | ||
| Q2 25 | 35.8% | -13.1% | ||
| Q1 25 | 26.5% | -11.1% | ||
| Q4 24 | 33.6% | -7.5% | ||
| Q3 24 | 34.5% | -7.2% | ||
| Q2 24 | 30.1% | -8.7% |
净利率KNSLNET
| Q1 26 | 24.1% | — | ||
| Q4 25 | 28.7% | -2.0% | ||
| Q3 25 | 28.5% | -0.2% | ||
| Q2 25 | 28.5% | -9.8% | ||
| Q1 25 | 21.1% | -8.0% | ||
| Q4 24 | 26.5% | -2.8% | ||
| Q3 24 | 27.3% | -3.6% | ||
| Q2 24 | 24.1% | -3.8% |
每股收益（稀释后）KNSLNET
| Q1 26 | $4.88 | — | ||
| Q4 25 | $5.97 | $-0.03 | ||
| Q3 25 | $6.09 | $0.00 | ||
| Q2 25 | $5.76 | $-0.15 | ||
| Q1 25 | $3.83 | $-0.11 | ||
| Q4 24 | $4.67 | $-0.05 | ||
| Q3 24 | $4.90 | $-0.04 | ||
| Q2 24 | $3.97 | $-0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $223.3M | $943.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.0B | $1.5B |
| 总资产 | $6.2B | $6.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资KNSLNET
| Q1 26 | $223.3M | — | ||
| Q4 25 | — | $943.5M | ||
| Q3 25 | $170.2M | $1.1B | ||
| Q2 25 | $138.1M | $1.5B | ||
| Q1 25 | $142.0M | $204.5M | ||
| Q4 24 | $113.2M | $147.7M | ||
| Q3 24 | $111.7M | $182.9M | ||
| Q2 24 | $171.0M | $157.0M |
总债务KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | $224.4M | — | ||
| Q3 25 | $199.3M | — | ||
| Q2 25 | $184.3M | — | ||
| Q1 25 | $184.2M | — | ||
| Q4 24 | $184.1M | — | ||
| Q3 24 | $184.1M | — | ||
| Q2 24 | $184.0M | — |
股东权益KNSLNET
| Q1 26 | $2.0B | — | ||
| Q4 25 | $2.0B | $1.5B | ||
| Q3 25 | $1.9B | $1.3B | ||
| Q2 25 | $1.7B | $1.2B | ||
| Q1 25 | $1.6B | $1.4B | ||
| Q4 24 | $1.5B | $1.0B | ||
| Q3 24 | $1.4B | $973.1M | ||
| Q2 24 | $1.3B | $881.5M |
总资产KNSLNET
| Q1 26 | $6.2B | — | ||
| Q4 25 | $6.0B | $6.0B | ||
| Q3 25 | $5.8B | $5.8B | ||
| Q2 25 | $5.6B | $5.6B | ||
| Q1 25 | $5.2B | $3.7B | ||
| Q4 24 | $4.9B | $3.3B | ||
| Q3 24 | $4.7B | $3.1B | ||
| Q2 24 | $4.4B | $2.9B |
负债/权益比KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $190.4M |
| 自由现金流经营现金流 - 资本支出 | — | $105.2M |
| 自由现金流率自由现金流/营收 | — | 17.1% |
| 资本支出强度资本支出/营收 | — | 13.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $287.5M |
8季度趋势，按日历期对齐
经营现金流KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | $241.4M | $190.4M | ||
| Q3 25 | $303.5M | $167.1M | ||
| Q2 25 | $269.1M | $99.8M | ||
| Q1 25 | $229.8M | $145.8M | ||
| Q4 24 | $213.0M | $127.3M | ||
| Q3 24 | $274.0M | $104.7M | ||
| Q2 24 | $278.9M | $74.8M |
自由现金流KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | $105.2M | ||
| Q3 25 | $289.5M | $82.5M | ||
| Q2 25 | $252.1M | $39.9M | ||
| Q1 25 | $217.6M | $59.9M | ||
| Q4 24 | $202.2M | $54.2M | ||
| Q3 24 | $268.2M | $54.5M | ||
| Q2 24 | $275.1M | $45.2M |
自由现金流率KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | 47.8% | 17.1% | ||
| Q3 25 | 58.2% | 14.7% | ||
| Q2 25 | 53.7% | 7.8% | ||
| Q1 25 | 51.4% | 12.5% | ||
| Q4 24 | 49.1% | 11.8% | ||
| Q3 24 | 64.2% | 12.7% | ||
| Q2 24 | 71.5% | 11.3% |
资本支出强度KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | 13.9% | ||
| Q3 25 | 2.8% | 15.1% | ||
| Q2 25 | 3.6% | 11.7% | ||
| Q1 25 | 2.9% | 17.9% | ||
| Q4 24 | 2.6% | 15.9% | ||
| Q3 24 | 1.4% | 11.7% | ||
| Q2 24 | 1.0% | 7.4% |
现金转化率KNSLNET
| Q1 26 | — | — | ||
| Q4 25 | 1.74× | — | ||
| Q3 25 | 2.14× | — | ||
| Q2 25 | 2.01× | — | ||
| Q1 25 | 2.58× | — | ||
| Q4 24 | 1.95× | — | ||
| Q3 24 | 2.40× | — | ||
| Q2 24 | 3.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KNSL
暂无分部数据
NET
| Sales Channel Directly To Consumer | $438.5M | 71% |
| Sales Channel Through Intermediary | $176.0M | 29% |
