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LendingClub Corp（LC）与Ranger Energy Services, Inc.（RNGR）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是Ranger Energy Services, Inc.的1.8倍（$252.3M vs $142.2M），LendingClub Corp净利率更高（20.5% vs 2.3%，领先18.2%），LendingClub Corp同比增速更快（15.9% vs -0.6%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 1.9%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
Ranger Energy Services是北美领先的陆上油田服务提供商，为上游油气运营商提供完井、修井、钻机作业及产能优化等全套解决方案，业务主要覆盖美国本土的页岩和致密资源开采作业区。
LC vs RNGR — 直观对比
营收规模更大
LC
是对方的1.8倍
$142.2M
营收增速更快
LC
高出16.5%
-0.6%
净利率更高
LC
高出18.2%
2.3%
两年增速更快
LC
近两年复合增速
1.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $142.2M |
| 净利润 | $51.6M | $3.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 2.3% |
| 净利率 | 20.5% | 2.3% |
| 营收同比 | 15.9% | -0.6% |
| 净利润同比 | 341.0% | -44.8% |
| 每股收益（稀释后） | $0.44 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCRNGR
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $142.2M | ||
| Q3 25 | $266.2M | $128.9M | ||
| Q2 25 | $248.4M | $140.6M | ||
| Q1 25 | $217.7M | $135.2M | ||
| Q4 24 | $217.2M | $143.1M | ||
| Q3 24 | $201.9M | $153.0M | ||
| Q2 24 | $187.2M | $138.1M |
净利润LCRNGR
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $3.2M | ||
| Q3 25 | $44.3M | $1.2M | ||
| Q2 25 | $38.2M | $7.3M | ||
| Q1 25 | $11.7M | $600.0K | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $14.5M | $8.7M | ||
| Q2 24 | $14.9M | $4.7M |
营业利润率LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 2.3% | ||
| Q3 25 | 21.5% | 2.0% | ||
| Q2 25 | 21.7% | 6.1% | ||
| Q1 25 | 7.2% | 0.7% | ||
| Q4 24 | 5.1% | 6.2% | ||
| Q3 24 | 8.9% | 8.4% | ||
| Q2 24 | 10.4% | 5.3% |
净利率LCRNGR
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | 16.6% | 0.9% | ||
| Q2 25 | 15.4% | 5.2% | ||
| Q1 25 | 5.4% | 0.4% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | 7.2% | 5.7% | ||
| Q2 24 | 8.0% | 3.4% |
每股收益（稀释后）LCRNGR
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.14 | ||
| Q3 25 | $0.37 | $0.05 | ||
| Q2 25 | $0.33 | $0.32 | ||
| Q1 25 | $0.10 | $0.03 | ||
| Q4 24 | $0.08 | $0.24 | ||
| Q3 24 | $0.13 | $0.39 | ||
| Q2 24 | $0.13 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.5B | $300.1M |
| 总资产 | $11.9B | $419.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | $10.3M | ||
| Q3 25 | — | $45.2M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $40.3M | ||
| Q4 24 | — | $40.9M | ||
| Q3 24 | — | $14.8M | ||
| Q2 24 | — | $8.7M |
总债务LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益LCRNGR
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $300.1M | ||
| Q3 25 | $1.5B | $270.0M | ||
| Q2 25 | $1.4B | $276.9M | ||
| Q1 25 | $1.4B | $272.6M | ||
| Q4 24 | $1.3B | $273.8M | ||
| Q3 24 | $1.3B | $267.6M | ||
| Q2 24 | $1.3B | $260.5M |
总资产LCRNGR
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $419.3M | ||
| Q3 25 | $11.1B | $372.8M | ||
| Q2 25 | $10.8B | $381.7M | ||
| Q1 25 | $10.5B | $376.5M | ||
| Q4 24 | $10.6B | $381.6M | ||
| Q3 24 | $11.0B | $373.9M | ||
| Q2 24 | $9.6B | $359.6M |
负债/权益比LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $24.1M |
| 自由现金流经营现金流 - 资本支出 | — | $17.1M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 4.9% |
| 现金转化率经营现金流/净利润 | — | 7.53× |
| 过去12个月自由现金流最近4个季度 | — | $42.9M |
8季度趋势，按日历期对齐
经营现金流LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $24.1M | ||
| Q3 25 | $-770.8M | $13.6M | ||
| Q2 25 | $-713.1M | $20.7M | ||
| Q1 25 | $-339.3M | $10.6M | ||
| Q4 24 | $-2.6B | $32.7M | ||
| Q3 24 | $-669.8M | $17.7M | ||
| Q2 24 | $-932.5M | $22.1M |
自由现金流LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $17.1M | ||
| Q3 25 | $-791.8M | $8.0M | ||
| Q2 25 | $-803.8M | $14.4M | ||
| Q1 25 | $-352.3M | $3.4M | ||
| Q4 24 | $-2.7B | $27.3M | ||
| Q3 24 | $-682.3M | $10.8M | ||
| Q2 24 | $-945.3M | $6.8M |
自由现金流率LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 12.0% | ||
| Q3 25 | -297.4% | 6.2% | ||
| Q2 25 | -323.5% | 10.2% | ||
| Q1 25 | -161.8% | 2.5% | ||
| Q4 24 | -1237.8% | 19.1% | ||
| Q3 24 | -338.0% | 7.1% | ||
| Q2 24 | -504.9% | 4.9% |
资本支出强度LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 4.9% | ||
| Q3 25 | 7.9% | 4.3% | ||
| Q2 25 | 36.5% | 4.5% | ||
| Q1 25 | 6.0% | 5.3% | ||
| Q4 24 | 25.0% | 3.8% | ||
| Q3 24 | 6.2% | 4.5% | ||
| Q2 24 | 6.9% | 11.1% |
现金转化率LCRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | 7.53× | ||
| Q3 25 | -17.41× | 11.33× | ||
| Q2 25 | -18.68× | 2.84× | ||
| Q1 25 | -29.07× | 17.67× | ||
| Q4 24 | — | 5.64× | ||
| Q3 24 | -46.33× | 2.03× | ||
| Q2 24 | -62.57× | 4.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LC
暂无分部数据
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
