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LendingClub Corp（LC）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是Rapid7, Inc.的1.2倍（$252.3M vs $217.4M），LendingClub Corp净利率更高（20.5% vs 1.4%，领先19.0%），LendingClub Corp同比增速更快（15.9% vs 0.5%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 3.0%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
LC vs RPD — 直观对比
营收规模更大
LC
是对方的1.2倍
$217.4M
营收增速更快
LC
高出15.4%
0.5%
净利率更高
LC
高出19.0%
1.4%
两年增速更快
LC
近两年复合增速
3.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $217.4M |
| 净利润 | $51.6M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | — | 1.0% |
| 净利率 | 20.5% | 1.4% |
| 营收同比 | 15.9% | 0.5% |
| 净利润同比 | 341.0% | 44.1% |
| 每股收益（稀释后） | $0.44 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCRPD
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $217.4M | ||
| Q3 25 | $266.2M | $218.0M | ||
| Q2 25 | $248.4M | $214.2M | ||
| Q1 25 | $217.7M | $210.3M | ||
| Q4 24 | $217.2M | $216.3M | ||
| Q3 24 | $201.9M | $214.7M | ||
| Q2 24 | $187.2M | $208.0M |
净利润LCRPD
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $3.1M | ||
| Q3 25 | $44.3M | $9.8M | ||
| Q2 25 | $38.2M | $8.3M | ||
| Q1 25 | $11.7M | $2.1M | ||
| Q4 24 | — | $2.2M | ||
| Q3 24 | $14.5M | $15.4M | ||
| Q2 24 | $14.9M | $6.5M |
毛利率LCRPD
| Q1 26 | — | — | ||
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% |
营业利润率LCRPD
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 1.0% | ||
| Q3 25 | 21.5% | 2.7% | ||
| Q2 25 | 21.7% | 1.6% | ||
| Q1 25 | 7.2% | -0.0% | ||
| Q4 24 | 5.1% | 3.4% | ||
| Q3 24 | 8.9% | 6.0% | ||
| Q2 24 | 10.4% | 2.5% |
净利率LCRPD
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | 16.6% | 4.5% | ||
| Q2 25 | 15.4% | 3.9% | ||
| Q1 25 | 5.4% | 1.0% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | 7.2% | 7.2% | ||
| Q2 24 | 8.0% | 3.1% |
每股收益（稀释后）LCRPD
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.05 | ||
| Q3 25 | $0.37 | $0.15 | ||
| Q2 25 | $0.33 | $0.13 | ||
| Q1 25 | $0.10 | $0.03 | ||
| Q4 24 | $0.08 | $0.08 | ||
| Q3 24 | $0.13 | $0.21 | ||
| Q2 24 | $0.13 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.5B | $154.7M |
| 总资产 | $11.9B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LCRPD
| Q1 26 | — | — | ||
| Q4 25 | — | $474.7M | ||
| Q3 25 | — | $407.1M | ||
| Q2 25 | — | $511.7M | ||
| Q1 25 | — | $493.5M | ||
| Q4 24 | — | $521.7M | ||
| Q3 24 | — | $443.7M | ||
| Q2 24 | — | $442.6M |
总债务LCRPD
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益LCRPD
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $154.7M | ||
| Q3 25 | $1.5B | $127.2M | ||
| Q2 25 | $1.4B | $90.4M | ||
| Q1 25 | $1.4B | $52.7M | ||
| Q4 24 | $1.3B | $17.7M | ||
| Q3 24 | $1.3B | $-5.1M | ||
| Q2 24 | $1.3B | $-52.6M |
总资产LCRPD
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.7B | ||
| Q3 25 | $11.1B | $1.7B | ||
| Q2 25 | $10.8B | $1.6B | ||
| Q1 25 | $10.5B | $1.6B | ||
| Q4 24 | $10.6B | $1.7B | ||
| Q3 24 | $11.0B | $1.6B | ||
| Q2 24 | $9.6B | $1.5B |
负债/权益比LCRPD
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $37.6M |
| 自由现金流经营现金流 - 资本支出 | — | $36.4M |
| 自由现金流率自由现金流/营收 | — | 16.8% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | 12.01× |
| 过去12个月自由现金流最近4个季度 | — | $146.2M |
8季度趋势，按日历期对齐
经营现金流LCRPD
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $37.6M | ||
| Q3 25 | $-770.8M | $39.0M | ||
| Q2 25 | $-713.1M | $47.5M | ||
| Q1 25 | $-339.3M | $29.8M | ||
| Q4 24 | $-2.6B | $63.8M | ||
| Q3 24 | $-669.8M | $44.0M | ||
| Q2 24 | $-932.5M | $32.9M |
自由现金流LCRPD
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $36.4M | ||
| Q3 25 | $-791.8M | $34.8M | ||
| Q2 25 | $-803.8M | $46.6M | ||
| Q1 25 | $-352.3M | $28.4M | ||
| Q4 24 | $-2.7B | $62.6M | ||
| Q3 24 | $-682.3M | $42.6M | ||
| Q2 24 | $-945.3M | $32.6M |
自由现金流率LCRPD
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 16.8% | ||
| Q3 25 | -297.4% | 16.0% | ||
| Q2 25 | -323.5% | 21.8% | ||
| Q1 25 | -161.8% | 13.5% | ||
| Q4 24 | -1237.8% | 28.9% | ||
| Q3 24 | -338.0% | 19.9% | ||
| Q2 24 | -504.9% | 15.7% |
资本支出强度LCRPD
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 0.5% | ||
| Q3 25 | 7.9% | 1.9% | ||
| Q2 25 | 36.5% | 0.4% | ||
| Q1 25 | 6.0% | 0.6% | ||
| Q4 24 | 25.0% | 0.5% | ||
| Q3 24 | 6.2% | 0.6% | ||
| Q2 24 | 6.9% | 0.1% |
现金转化率LCRPD
| Q1 26 | — | — | ||
| Q4 25 | — | 12.01× | ||
| Q3 25 | -17.41× | 3.97× | ||
| Q2 25 | -18.68× | 5.70× | ||
| Q1 25 | -29.07× | 14.14× | ||
| Q4 24 | — | 29.36× | ||
| Q3 24 | -46.33× | 2.85× | ||
| Q2 24 | -62.57× | 5.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LC
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
