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LCNB CORP（LCNB）与Maison Solutions Inc.（MSS）财务数据对比。点击上方公司名可切换其他公司
Maison Solutions Inc.的季度营收约是LCNB CORP的1.2倍（$27.6M vs $23.9M），LCNB CORP净利率更高（23.7% vs -18.0%，领先41.7%），LCNB CORP同比增速更快（5.1% vs -10.9%），过去两年Maison Solutions Inc.的营收复合增速更高（42.5% vs 15.7%）
LCNB集团是总部位于美国的金融控股公司，通过旗下附属国民银行开展业务，主要为俄亥俄州区域市场的个人消费者、中小企业及本地社区机构提供零售与商业银行产品、财富管理及保险相关服务。
Maison Solutions Inc.是一家专注于家居零售的企业，主要运营市场位于中国粤港澳大湾区，面向大众消费者提供高性价比的时尚家具、家居装饰用品及日常家用百货，同时布局线下实体门店与线上电商销售渠道。
LCNB vs MSS — 直观对比
营收规模更大
MSS
是对方的1.2倍
$23.9M
营收增速更快
LCNB
高出16.0%
-10.9%
净利率更高
LCNB
高出41.7%
-18.0%
两年增速更快
MSS
近两年复合增速
15.7%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $23.9M | $27.6M |
| 净利润 | $5.7M | $-5.0M |
| 毛利率 | — | 23.4% |
| 营业利润率 | 29.2% | -4.9% |
| 净利率 | 23.7% | -18.0% |
| 营收同比 | 5.1% | -10.9% |
| 净利润同比 | -7.6% | -1840.5% |
| 每股收益（稀释后） | $0.40 | $-0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCNBMSS
| Q4 25 | $23.9M | $27.6M | ||
| Q3 25 | $23.8M | $27.2M | ||
| Q2 25 | $22.8M | $34.4M | ||
| Q1 25 | $21.5M | $32.3M | ||
| Q4 24 | $22.7M | $29.4M | ||
| Q3 24 | $21.4M | $28.2M | ||
| Q2 24 | $19.3M | $16.9M | ||
| Q1 24 | $17.8M | $13.6M |
净利润LCNBMSS
| Q4 25 | $5.7M | $-5.0M | ||
| Q3 25 | $6.9M | $-1.5M | ||
| Q2 25 | $5.9M | $-287.4K | ||
| Q1 25 | $4.6M | $1.0M | ||
| Q4 24 | $6.1M | $-256.0K | ||
| Q3 24 | $4.5M | $700.9K | ||
| Q2 24 | $925.0K | $-2.8M | ||
| Q1 24 | $1.9M | $-549.0K |
毛利率LCNBMSS
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 26.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 23.4% |
营业利润率LCNBMSS
| Q4 25 | 29.2% | -4.9% | ||
| Q3 25 | 35.6% | 0.7% | ||
| Q2 25 | 31.6% | -15.9% | ||
| Q1 25 | 25.6% | 3.7% | ||
| Q4 24 | 32.9% | 3.2% | ||
| Q3 24 | 24.9% | 7.3% | ||
| Q2 24 | 4.9% | -14.4% | ||
| Q1 24 | 12.5% | -2.3% |
净利率LCNBMSS
| Q4 25 | 23.7% | -18.0% | ||
| Q3 25 | 29.1% | -5.7% | ||
| Q2 25 | 26.0% | -0.8% | ||
| Q1 25 | 21.4% | 3.1% | ||
| Q4 24 | 27.0% | -0.9% | ||
| Q3 24 | 21.2% | 2.5% | ||
| Q2 24 | 4.8% | -16.4% | ||
| Q1 24 | 10.7% | -4.0% |
每股收益（稀释后）LCNBMSS
| Q4 25 | $0.40 | $-0.23 | ||
| Q3 25 | $0.49 | $-0.08 | ||
| Q2 25 | $0.41 | $-0.02 | ||
| Q1 25 | $0.33 | $0.06 | ||
| Q4 24 | $0.44 | $-0.01 | ||
| Q3 24 | $0.31 | $0.04 | ||
| Q2 24 | $0.07 | $-0.16 | ||
| Q1 24 | $0.15 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $21.6M | — |
| 总债务越低越好 | $104.4M | $2.6M |
| 股东权益账面价值 | $273.9M | $11.6M |
| 总资产 | $2.2B | $75.4M |
| 负债/权益比越低杠杆越低 | 0.38× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资LCNBMSS
| Q4 25 | $21.6M | — | ||
| Q3 25 | $35.9M | $1.1M | ||
| Q2 25 | $49.8M | $775.4K | ||
| Q1 25 | $37.7M | $445.4K | ||
| Q4 24 | $35.7M | $355.7K | ||
| Q3 24 | $39.4M | $588.9K | ||
| Q2 24 | $34.9M | $2.1M | ||
| Q1 24 | $33.0M | $9.4M |
总债务LCNBMSS
| Q4 25 | $104.4M | $2.6M | ||
| Q3 25 | $104.7M | $2.6M | ||
| Q2 25 | $105.0M | $2.6M | ||
| Q1 25 | $104.6M | — | ||
| Q4 24 | $155.2M | — | ||
| Q3 24 | $155.7M | $2.5M | ||
| Q2 24 | $162.2M | $2.6M | ||
| Q1 24 | $162.6M | $2.6M |
股东权益LCNBMSS
| Q4 25 | $273.9M | $11.6M | ||
| Q3 25 | $269.9M | $10.1M | ||
| Q2 25 | $263.5M | $11.7M | ||
| Q1 25 | $258.7M | $12.0M | ||
| Q4 24 | $253.0M | $10.9M | ||
| Q3 24 | $253.2M | $11.2M | ||
| Q2 24 | $245.2M | $10.5M | ||
| Q1 24 | $233.7M | $13.3M |
总资产LCNBMSS
| Q4 25 | $2.2B | $75.4M | ||
| Q3 25 | $2.2B | $73.3M | ||
| Q2 25 | $2.3B | $77.4M | ||
| Q1 25 | $2.3B | $82.7M | ||
| Q4 24 | $2.3B | $82.7M | ||
| Q3 24 | $2.3B | $82.1M | ||
| Q2 24 | $2.4B | $82.4M | ||
| Q1 24 | $2.3B | $44.2M |
负债/权益比LCNBMSS
| Q4 25 | 0.38× | 0.22× | ||
| Q3 25 | 0.39× | 0.26× | ||
| Q2 25 | 0.40× | 0.22× | ||
| Q1 25 | 0.40× | — | ||
| Q4 24 | 0.61× | — | ||
| Q3 24 | 0.61× | 0.23× | ||
| Q2 24 | 0.66× | 0.24× | ||
| Q1 24 | 0.70× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.4M | $-1.7M |
| 自由现金流经营现金流 - 资本支出 | $33.4M | — |
| 自由现金流率自由现金流/营收 | 140.2% | — |
| 资本支出强度资本支出/营收 | 4.0% | — |
| 现金转化率经营现金流/净利润 | 6.08× | — |
| 过去12个月自由现金流最近4个季度 | $54.5M | — |
8季度趋势，按日历期对齐
经营现金流LCNBMSS
| Q4 25 | $34.4M | $-1.7M | ||
| Q3 25 | $14.0M | $1.1M | ||
| Q2 25 | $5.5M | $-1.6M | ||
| Q1 25 | $2.2M | $1.7M | ||
| Q4 24 | $93.2M | $1.1M | ||
| Q3 24 | $11.9M | $3.6M | ||
| Q2 24 | $54.9M | $-2.6M | ||
| Q1 24 | $-11.9M | $-1.4M |
自由现金流LCNBMSS
| Q4 25 | $33.4M | — | ||
| Q3 25 | $13.7M | — | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $2.1M | — | ||
| Q4 24 | $89.4M | — | ||
| Q3 24 | $10.5M | — | ||
| Q2 24 | $53.8M | — | ||
| Q1 24 | $-12.8M | — |
自由现金流率LCNBMSS
| Q4 25 | 140.2% | — | ||
| Q3 25 | 57.4% | — | ||
| Q2 25 | 23.0% | — | ||
| Q1 25 | 10.0% | — | ||
| Q4 24 | 394.0% | — | ||
| Q3 24 | 49.0% | — | ||
| Q2 24 | 278.6% | — | ||
| Q1 24 | -71.8% | — |
资本支出强度LCNBMSS
| Q4 25 | 4.0% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 16.7% | — | ||
| Q3 24 | 6.7% | — | ||
| Q2 24 | 5.9% | — | ||
| Q1 24 | 4.8% | — |
现金转化率LCNBMSS
| Q4 25 | 6.08× | — | ||
| Q3 25 | 2.02× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 0.48× | 1.66× | ||
| Q4 24 | 15.23× | — | ||
| Q3 24 | 2.63× | 5.12× | ||
| Q2 24 | 59.35× | — | ||
| Q1 24 | -6.24× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LCNB
暂无分部数据
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
