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Legacy Education Inc.（LGCY）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
RBB Bancorp的季度营收约是Legacy Education Inc.的1.7倍（$32.3M vs $19.2M），RBB Bancorp净利率更高（31.5% vs 10.6%，领先20.8%），Legacy Education Inc.同比增速更快（40.7% vs 12.6%），RBB Bancorp自由现金流更多（$42.6M vs $512.7K）
Legacy Education Inc.是一家专业教育培训服务商，主打财商素养、房地产投资、创业、个人财富管理相关课程，主要服务北美、欧洲及部分亚太地区的个人学习者，提供线下研讨会和线上数字化课程，帮助用户掌握实用的金融与商业技能。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
LGCY vs RBB — 直观对比
营收规模更大
RBB
是对方的1.7倍
$19.2M
营收增速更快
LGCY
高出28.1%
12.6%
净利率更高
RBB
高出20.8%
10.6%
自由现金流更多
RBB
多$42.1M
$512.7K
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $19.2M | $32.3M |
| 净利润 | $2.0M | $10.2M |
| 毛利率 | — | — |
| 营业利润率 | 13.3% | 39.5% |
| 净利率 | 10.6% | 31.5% |
| 营收同比 | 40.7% | 12.6% |
| 净利润同比 | 46.0% | 132.1% |
| 每股收益（稀释后） | $0.15 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LGCYRBB
| Q4 25 | $19.2M | $32.3M | ||
| Q3 25 | $19.4M | $32.6M | ||
| Q2 25 | $18.0M | $35.8M | ||
| Q1 25 | $18.6M | $28.5M | ||
| Q4 24 | $13.6M | $28.7M | ||
| Q3 24 | $14.0M | $30.3M | ||
| Q2 24 | — | $27.5M | ||
| Q1 24 | — | $28.2M |
净利润LGCYRBB
| Q4 25 | $2.0M | $10.2M | ||
| Q3 25 | $2.2M | $10.1M | ||
| Q2 25 | $1.2M | $9.3M | ||
| Q1 25 | $2.8M | $2.3M | ||
| Q4 24 | $1.4M | $4.4M | ||
| Q3 24 | $2.1M | $7.0M | ||
| Q2 24 | — | $7.2M | ||
| Q1 24 | — | $8.0M |
营业利润率LGCYRBB
| Q4 25 | 13.3% | 39.5% | ||
| Q3 25 | 13.9% | 40.7% | ||
| Q2 25 | 11.1% | 36.1% | ||
| Q1 25 | 19.7% | 11.2% | ||
| Q4 24 | 12.2% | 17.6% | ||
| Q3 24 | 19.1% | 31.6% | ||
| Q2 24 | — | 35.6% | ||
| Q1 24 | — | 39.9% |
净利率LGCYRBB
| Q4 25 | 10.6% | 31.5% | ||
| Q3 25 | 11.3% | 31.2% | ||
| Q2 25 | 6.8% | 26.1% | ||
| Q1 25 | 15.2% | 8.0% | ||
| Q4 24 | 10.3% | 15.3% | ||
| Q3 24 | 14.9% | 23.1% | ||
| Q2 24 | — | 26.4% | ||
| Q1 24 | — | 28.4% |
每股收益（稀释后）LGCYRBB
| Q4 25 | $0.15 | $0.59 | ||
| Q3 25 | $0.16 | $0.59 | ||
| Q2 25 | $0.07 | $0.52 | ||
| Q1 25 | $0.21 | $0.13 | ||
| Q4 24 | $0.10 | $0.26 | ||
| Q3 24 | $0.21 | $0.39 | ||
| Q2 24 | — | $0.39 | ||
| Q1 24 | — | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $21.1M | $212.3M |
| 总债务越低越好 | $660.3K | $119.9M |
| 股东权益账面价值 | $46.1M | $523.4M |
| 总资产 | $73.1M | $4.2B |
| 负债/权益比越低杠杆越低 | 0.01× | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资LGCYRBB
| Q4 25 | $21.1M | $212.3M | ||
| Q3 25 | $20.6M | $234.9M | ||
| Q2 25 | $20.3M | $191.9M | ||
| Q1 25 | $17.3M | $238.8M | ||
| Q4 24 | $16.9M | $257.7M | ||
| Q3 24 | $21.5M | $349.4M | ||
| Q2 24 | — | $252.8M | ||
| Q1 24 | — | — |
总债务LGCYRBB
| Q4 25 | $660.3K | $119.9M | ||
| Q3 25 | $776.9K | $119.8M | ||
| Q2 25 | $1.4M | $119.7M | ||
| Q1 25 | $1.0M | $119.6M | ||
| Q4 24 | $1.1M | $119.5M | ||
| Q3 24 | $758.2K | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | — | $119.2M |
股东权益LGCYRBB
| Q4 25 | $46.1M | $523.4M | ||
| Q3 25 | $43.7M | $514.3M | ||
| Q2 25 | $41.0M | $517.7M | ||
| Q1 25 | $39.3M | $510.3M | ||
| Q4 24 | $36.4M | $507.9M | ||
| Q3 24 | $32.6M | $509.7M | ||
| Q2 24 | — | $511.3M | ||
| Q1 24 | — | $514.0M |
总资产LGCYRBB
| Q4 25 | $73.1M | $4.2B | ||
| Q3 25 | $72.1M | $4.2B | ||
| Q2 25 | $69.2M | $4.1B | ||
| Q1 25 | $67.1M | $4.0B | ||
| Q4 24 | $62.1M | $4.0B | ||
| Q3 24 | $50.6M | $4.0B | ||
| Q2 24 | — | $3.9B | ||
| Q1 24 | — | $3.9B |
负债/权益比LGCYRBB
| Q4 25 | 0.01× | 0.23× | ||
| Q3 25 | 0.02× | 0.23× | ||
| Q2 25 | 0.03× | 0.23× | ||
| Q1 25 | 0.03× | 0.23× | ||
| Q4 24 | 0.03× | 0.24× | ||
| Q3 24 | 0.02× | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.1M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $512.7K | $42.6M |
| 自由现金流率自由现金流/营收 | 2.7% | 131.8% |
| 资本支出强度资本支出/营收 | 2.8% | 2.5% |
| 现金转化率经营现金流/净利润 | 0.52× | 4.26× |
| 过去12个月自由现金流最近4个季度 | $4.8M | $73.5M |
8季度趋势，按日历期对齐
经营现金流LGCYRBB
| Q4 25 | $1.1M | $43.4M | ||
| Q3 25 | $1.1M | $2.1M | ||
| Q2 25 | $3.0M | $21.7M | ||
| Q1 25 | $918.7K | $7.8M | ||
| Q4 24 | $659.0K | $58.5M | ||
| Q3 24 | $3.2M | $24.5M | ||
| Q2 24 | — | $11.7M | ||
| Q1 24 | — | $4.8M |
自由现金流LGCYRBB
| Q4 25 | $512.7K | $42.6M | ||
| Q3 25 | $809.7K | $1.8M | ||
| Q2 25 | $2.9M | $21.6M | ||
| Q1 25 | $596.6K | $7.6M | ||
| Q4 24 | $466.8K | $57.7M | ||
| Q3 24 | $2.9M | $24.2M | ||
| Q2 24 | — | $11.5M | ||
| Q1 24 | — | $4.7M |
自由现金流率LGCYRBB
| Q4 25 | 2.7% | 131.8% | ||
| Q3 25 | 4.2% | 5.4% | ||
| Q2 25 | 16.2% | 60.2% | ||
| Q1 25 | 3.2% | 26.7% | ||
| Q4 24 | 3.4% | 201.0% | ||
| Q3 24 | 21.1% | 80.0% | ||
| Q2 24 | — | 42.0% | ||
| Q1 24 | — | 16.6% |
资本支出强度LGCYRBB
| Q4 25 | 2.8% | 2.5% | ||
| Q3 25 | 1.3% | 1.1% | ||
| Q2 25 | 0.5% | 0.3% | ||
| Q1 25 | 1.7% | 0.6% | ||
| Q4 24 | 1.4% | 2.7% | ||
| Q3 24 | 1.7% | 0.8% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.5% |
现金转化率LGCYRBB
| Q4 25 | 0.52× | 4.26× | ||
| Q3 25 | 0.48× | 0.21× | ||
| Q2 25 | 2.45× | 2.32× | ||
| Q1 25 | 0.33× | 3.39× | ||
| Q4 24 | 0.47× | 13.34× | ||
| Q3 24 | 1.52× | 3.50× | ||
| Q2 24 | — | 1.61× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
