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Legacy Education Inc.（LGCY）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
Legacy Education Inc.的季度营收约是RIVERVIEW BANCORP INC的1.4倍（$19.2M vs $14.0M），Legacy Education Inc.净利率更高（10.6% vs 9.8%，领先0.8%），Legacy Education Inc.同比增速更快（40.7% vs 10.4%），Legacy Education Inc.自由现金流更多（$512.7K vs $-736.0K）
Legacy Education Inc.是一家专业教育培训服务商，主打财商素养、房地产投资、创业、个人财富管理相关课程，主要服务北美、欧洲及部分亚太地区的个人学习者，提供线下研讨会和线上数字化课程，帮助用户掌握实用的金融与商业技能。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
LGCY vs RVSB — 直观对比
营收规模更大
LGCY
是对方的1.4倍
$14.0M
营收增速更快
LGCY
高出30.3%
10.4%
净利率更高
LGCY
高出0.8%
9.8%
自由现金流更多
LGCY
多$1.2M
$-736.0K
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $19.2M | $14.0M |
| 净利润 | $2.0M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 13.3% | 12.4% |
| 净利率 | 10.6% | 9.8% |
| 营收同比 | 40.7% | 10.4% |
| 净利润同比 | 46.0% | 11.8% |
| 每股收益（稀释后） | $0.15 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LGCYRVSB
| Q4 25 | $19.2M | $14.0M | ||
| Q3 25 | $19.4M | $13.6M | ||
| Q2 25 | $18.0M | $13.3M | ||
| Q1 25 | $18.6M | $12.9M | ||
| Q4 24 | $13.6M | $12.7M | ||
| Q3 24 | $14.0M | $12.8M | ||
| Q2 24 | — | $12.2M | ||
| Q1 24 | — | $9.0M |
净利润LGCYRVSB
| Q4 25 | $2.0M | $1.4M | ||
| Q3 25 | $2.2M | $1.1M | ||
| Q2 25 | $1.2M | $1.2M | ||
| Q1 25 | $2.8M | $1.1M | ||
| Q4 24 | $1.4M | $1.2M | ||
| Q3 24 | $2.1M | $1.6M | ||
| Q2 24 | — | $966.0K | ||
| Q1 24 | — | $-3.0M |
营业利润率LGCYRVSB
| Q4 25 | 13.3% | 12.4% | ||
| Q3 25 | 13.9% | 10.2% | ||
| Q2 25 | 11.1% | 11.7% | ||
| Q1 25 | 19.7% | 11.3% | ||
| Q4 24 | 12.2% | 12.4% | ||
| Q3 24 | 19.1% | 15.5% | ||
| Q2 24 | — | 10.0% | ||
| Q1 24 | — | -47.5% |
净利率LGCYRVSB
| Q4 25 | 10.6% | 9.8% | ||
| Q3 25 | 11.3% | 8.1% | ||
| Q2 25 | 6.8% | 9.2% | ||
| Q1 25 | 15.2% | 8.9% | ||
| Q4 24 | 10.3% | 9.7% | ||
| Q3 24 | 14.9% | 12.2% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | -34.7% |
每股收益（稀释后）LGCYRVSB
| Q4 25 | $0.15 | $0.07 | ||
| Q3 25 | $0.16 | $0.05 | ||
| Q2 25 | $0.07 | $0.06 | ||
| Q1 25 | $0.21 | $0.05 | ||
| Q4 24 | $0.10 | $0.06 | ||
| Q3 24 | $0.21 | $0.07 | ||
| Q2 24 | — | $0.05 | ||
| Q1 24 | — | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $21.1M | $28.6M |
| 总债务越低越好 | $660.3K | — |
| 股东权益账面价值 | $46.1M | $164.2M |
| 总资产 | $73.1M | $1.5B |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资LGCYRVSB
| Q4 25 | $21.1M | $28.6M | ||
| Q3 25 | $20.6M | $32.8M | ||
| Q2 25 | $20.3M | $34.2M | ||
| Q1 25 | $17.3M | $29.4M | ||
| Q4 24 | $16.9M | $25.3M | ||
| Q3 24 | $21.5M | $31.0M | ||
| Q2 24 | — | $27.8M | ||
| Q1 24 | — | $23.6M |
总债务LGCYRVSB
| Q4 25 | $660.3K | — | ||
| Q3 25 | $776.9K | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $1.0M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $758.2K | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益LGCYRVSB
| Q4 25 | $46.1M | $164.2M | ||
| Q3 25 | $43.7M | $163.5M | ||
| Q2 25 | $41.0M | $162.0M | ||
| Q1 25 | $39.3M | $160.0M | ||
| Q4 24 | $36.4M | $158.3M | ||
| Q3 24 | $32.6M | $160.8M | ||
| Q2 24 | — | $155.9M | ||
| Q1 24 | — | $155.6M |
总资产LGCYRVSB
| Q4 25 | $73.1M | $1.5B | ||
| Q3 25 | $72.1M | $1.5B | ||
| Q2 25 | $69.2M | $1.5B | ||
| Q1 25 | $67.1M | $1.5B | ||
| Q4 24 | $62.1M | $1.5B | ||
| Q3 24 | $50.6M | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
负债/权益比LGCYRVSB
| Q4 25 | 0.01× | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | 0.03× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 0.03× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.1M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $512.7K | $-736.0K |
| 自由现金流率自由现金流/营收 | 2.7% | -5.2% |
| 资本支出强度资本支出/营收 | 2.8% | 1.6% |
| 现金转化率经营现金流/净利润 | 0.52× | -0.37× |
| 过去12个月自由现金流最近4个季度 | $4.8M | $20.4M |
8季度趋势，按日历期对齐
经营现金流LGCYRVSB
| Q4 25 | $1.1M | $-506.0K | ||
| Q3 25 | $1.1M | $16.8M | ||
| Q2 25 | $3.0M | $-697.0K | ||
| Q1 25 | $918.7K | $8.3M | ||
| Q4 24 | $659.0K | $2.2M | ||
| Q3 24 | $3.2M | $764.0K | ||
| Q2 24 | — | $5.4M | ||
| Q1 24 | — | $12.8M |
自由现金流LGCYRVSB
| Q4 25 | $512.7K | $-736.0K | ||
| Q3 25 | $809.7K | $16.4M | ||
| Q2 25 | $2.9M | $-773.0K | ||
| Q1 25 | $596.6K | $5.6M | ||
| Q4 24 | $466.8K | $1.9M | ||
| Q3 24 | $2.9M | $-1.4M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | $7.1M |
自由现金流率LGCYRVSB
| Q4 25 | 2.7% | -5.2% | ||
| Q3 25 | 4.2% | 120.1% | ||
| Q2 25 | 16.2% | -5.8% | ||
| Q1 25 | 3.2% | 43.1% | ||
| Q4 24 | 3.4% | 15.0% | ||
| Q3 24 | 21.1% | -11.3% | ||
| Q2 24 | — | 43.7% | ||
| Q1 24 | — | 79.0% |
资本支出强度LGCYRVSB
| Q4 25 | 2.8% | 1.6% | ||
| Q3 25 | 1.3% | 2.9% | ||
| Q2 25 | 0.5% | 0.6% | ||
| Q1 25 | 1.7% | 21.0% | ||
| Q4 24 | 1.4% | 2.4% | ||
| Q3 24 | 1.7% | 17.3% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 62.0% |
现金转化率LGCYRVSB
| Q4 25 | 0.52× | -0.37× | ||
| Q3 25 | 0.48× | 15.25× | ||
| Q2 25 | 2.45× | -0.57× | ||
| Q1 25 | 0.33× | 7.20× | ||
| Q4 24 | 0.47× | 1.79× | ||
| Q3 24 | 1.52× | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
